Standard Chartered Bank Home Loan in Guwahati

About Standard Chartered Bank Home Loan Guwahati

Dena Bank Home Loan Guwahati persuades the home loan borrowers to avail home loans rather than disturbing their existing finances. The interest rates are flexible and are charged on the basis of daily reducing balance. No prepayment charges are applied thereon. Moreover, the repayment period gives sufficient time to every home loan borrower so as to comfortably plan their monthly installments suitably.

Standard Chartered Bank Home Loan Guwahati at a glance

ParticularsDetails
Interest Rate8.51% - 8.60%
Loan AmountStarting from ₹ 10 lakhs upto ₹ 15 crores
Tenure5 to 25 years
Processing Fee0.5% to 1.50% of the sanctioned loan amount depending on the scheme you choose.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Standard Chartered Bank Home Loan need to fulfill the following criteria:

(i) Salaried and Self-employed Individuals are eligible to apply
(ii) Co-applicants can also be included while at the time of applying home loans.
(iii) The age of the applicant should not be lower than 21 years at application, and over 60 years at loan maturity.
(iv) Both the salaried employees and self-employed professionals need to have a working experience in any company/business for a minimum period of 2 years.

Documents Required

Individuals are required to submit the following documents in order to avail Standard Chartered Bank Home Loan:

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Employees; Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals
    Bank Account Statement for the Last 6 Months
  • Education qualifications certificate & proof of business existence (for self-employed)
  • Business profile (for self-employed)
  • Processing fee cheque
  • Track record of existing loans, if any
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Guwahati

Address of Standard Chartered Bank Branches in Guwahati

Branch NameComplete AddressIFSCMICRContact Number
GuwahatiG N Bordoloi Road, Ambarifancy Bazar, Guwahati - 781001SCBL00360167810360020361-2632264

 

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