Standard Chartered Bank Home Loan in Kolkata
Last Updated : May 5, 2018, 4:50 p.m.
About Standard Chartered Bank Home Loan Kolkata
Standard Chartered Bank Kolkata welcomes you to participate in an exclusive variety of deals on your home loan. Now get the best housing loan from Standard Chartered Bank and fulfill your different housing needs. Be it construction, repairs or modifications and renovation at affordable interest rates, get it at flexible tenures from Standard Chartered Bank.
Standard Chartered Bank Home Loan Kolkata at a glance
| Particulars | Details |
|---|---|
| Interest Rate | Starting at 8.65%* |
| Loan Amount | Starting from ₹ 10 lakhs upto ₹ 15 crores |
| Tenure | 5 to 25 years |
| Processing Fee | 0.5% to 1.50% of the sanctioned loan amount depending on the scheme you choose. |
| Pre-payment Charges | Nil |
Eligibility Criteria
Individuals applying for Standard Chartered Bank Home Loan need to fulfill the following criteria:
(i) Salaried and Self-employed Individuals are eligible to apply
(ii) Co-applicants can also be included while at the time of applying home loans.
(iii) The age of the applicant should not be lower than 21 years at application, and over 60 years at loan maturity.
(iv) Both the salaried employees and self-employed professionals need to have a working experience in any company/business for a minimum period of 2 years.
Documents Required
Individuals are required to submit the following documents in order to avail Standard Chartered Bank Home Loan:
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Employees; Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals
Bank Account Statement for the Last 6 Months - Education qualifications certificate & proof of business existence (for self-employed)
- Business profile (for self-employed)
- Processing fee cheque
- Track record of existing loans, if any
- Details of property you look to buy & construct.
To know more details, visit Home Loan Kolkata
Address of Standard Chartered Bank Branches in Kolkata
| Branch Name | Complete Address | IFSC | MICR | Contact Number |
|---|---|---|---|---|
| 14 N.S. Road | 142, M.G. Road, Kolkata - 700007 | SCBL0036002 | 700036002 | 66134722 |
| 31 Chow | Chowringhee - Branch, 31, Jawaharlal Nehru Road, Kolkata - 700016 . | SCBL0036003 | 700036004 | 22465151 |
| Saltlake Ab | Salt Lake - Ab - 17, Sector - 1, Salt Lake City, Kolkata - 700064 . | SCBL0036004 | 700036018 | 23349958 |
| Gariahat | Gariahat Branch - 208, Rashbehari Avenue, Gariahat, Kolkata - 700029 . | SCBL0036005 | 700036007 | 24635757 |
| R.G Kar | Shyambazar Branch - 21a, R.G. Kar Road, Kolkata - 700004 . | SCBL0036006 | 700036009 | 25551870 |
| New - Alipore | 17, S A Nalini Ranjan Avenue, New Alipore, Kolkata - 700053 | SCBL0036007 | 700036013 | 24789770 |
| 19 N.S Road | 19, Netaji Subhas Road, Kolkata - 700001 | SCBL0036008 | 700036012 | 2222 0101 |
| R.B Avenue | 163, Rash Behari Avenue, Kolkata - 700019 | SCBL0036010 | 700036015 | 24661906 |
| Bidhan Sarani | 139 C, Bidhan Sarani, Shambazar, Kolkata - 700004 | SCBL0036011 | 700036017 | 22801809 |
| Saltlake CF | Cf 347, Sector I, Salt Lake, Kolkata, - 700064 | SCBL0036012 | 700036005 | 23370927 |
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