Standard Chartered Home Loan Kolkata - Rates February 2024, Eligibility, IFSC, EMI

Standard Chartered Bank Home Loan in Kolkata

About Standard Chartered Bank Home Loan Kolkata

Standard Chartered Bank Kolkata welcomes you to participate in an exclusive variety of deals on your home loan. Now get the best housing loan from Standard Chartered Bank and fulfill your different housing needs. Be it construction, repairs or modifications and renovation at affordable interest rates, get it at flexible tenures from Standard Chartered Bank.

Standard Chartered Bank Home Loan Kolkata at a glance

Interest RateStarting at 8.65%*
Loan AmountStarting from ₹ 10 lakhs upto ₹ 15 crores
Tenure5 to 25 years
Processing Fee0.5% to 1.50% of the sanctioned loan amount depending on the scheme you choose.
Pre-payment ChargesNil

Eligibility Criteria

Individuals applying for Standard Chartered Bank Home Loan need to fulfill the following criteria:

(i) Salaried and Self-employed Individuals are eligible to apply
(ii) Co-applicants can also be included while at the time of applying home loans.
(iii) The age of the applicant should not be lower than 21 years at application, and over 60 years at loan maturity.
(iv) Both the salaried employees and self-employed professionals need to have a working experience in any company/business for a minimum period of 2 years.

Documents Required

Individuals are required to submit the following documents in order to avail Standard Chartered Bank Home Loan:

  • Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
  • Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
  • Income Proof-Latest Salary Slips & Form 16 for Salaried Employees; Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals
    Bank Account Statement for the Last 6 Months
  • Education qualifications certificate & proof of business existence (for self-employed)
  • Business profile (for self-employed)
  • Processing fee cheque
  • Track record of existing loans, if any
  • Details of property you look to buy & construct.

To know more details, visit Home Loan Kolkata

Address of Standard Chartered Bank Branches in Kolkata

Branch NameComplete AddressIFSCMICRContact Number
14 N.S. Road 142, M.G. Road, Kolkata - 700007
31 ChowChowringhee - Branch, 31, Jawaharlal Nehru Road, Kolkata - 700016 . SCBL003600370003600422465151
Saltlake AbSalt Lake - Ab - 17, Sector - 1, Salt Lake City, Kolkata - 700064 . SCBL003600470003601823349958
GariahatGariahat Branch - 208, Rashbehari Avenue, Gariahat, Kolkata - 700029 . SCBL003600570003600724635757
R.G KarShyambazar Branch - 21a, R.G. Kar Road, Kolkata - 700004 .SCBL003600670003600925551870
New - Alipore17, S A Nalini Ranjan Avenue, New Alipore, Kolkata - 700053SCBL003600770003601324789770
19 N.S Road19, Netaji Subhas Road, Kolkata - 700001SCBL00360087000360122222 0101
R.B Avenue163, Rash Behari Avenue, Kolkata - 700019 SCBL003601070003601524661906
Bidhan Sarani139 C, Bidhan Sarani, Shambazar, Kolkata - 700004SCBL003601170003601722801809
Saltlake CFCf 347, Sector I, Salt Lake, Kolkata, - 700064SCBL003601270003600523370927


  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%