About Standard Chartered Bank Home Loan Patna
Standard Chartered Bank Patna invites several home loan borrowers to avail the exclusive variety of home loans whether it is for purchasing a plot, buying a ready built house, constructing a house, or buying under construction property and much more. The loans are granted subject to the eligibility criteria and repayment capability of the borrower.
Standard Chartered Bank Home Loan Patna at a glance
|Interest Rate||Starting at 6.99%*|
|Loan Amount||Starting from ₹ 10 lakhs upto ₹ 15 crores|
|Tenure||5 to 25 years|
|Processing Fee||0.5% to 1.50% of the sanctioned loan amount depending on the scheme you choose.|
Individuals applying for Standard Chartered Bank Home Loan need to fulfill the following criteria:
(i) Salaried and Self-employed Individuals are eligible to apply
(ii) Co-applicants can also be included while at the time of applying home loans.
(iii) The age of the applicant should not be lower than 21 years at application, and over 60 years at loan maturity.
(iv) Both the salaried employees and self-employed professionals need to have a working experience in any company/business for a minimum period of 2 years.
Individuals are required to submit the following documents in order to avail Standard Chartered Bank Home Loan:
- Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card
- Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID
- Income Proof-Latest Salary Slips & Form 16 for Salaried Employees; Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years for self-employed professionals
Bank Account Statement for the Last 6 Months
- Education qualifications certificate & proof of business existence (for self-employed)
- Business profile (for self-employed)
- Processing fee cheque
- Track record of existing loans, if any
- Details of property you look to buy & construct.
To know more details, visit Home Loan Patna
Address of Standard Chartered Bank Branches in Patna
|Branch Name||Complete Address||IFSC||MICR||Contact Number|
|Patna||Bhagwati Dwarka Arcade, Plot No.830p, Exhibition Road, Patna - 800001||0612-2223124||SCBL0036017||800036002|