Syndicate Bank Home Loan Kochi - IFSC, Rates Dec 2023, EMI, Eligibility

Syndicate Bank Home Loan in Kochi

About Syndicate Bank Home Loan Kochi

Avail the best home loans without disturbing your existing bank balance. Get home loans from Syndicate Bank Kochi which help you to arrange finances so as to meet various kinds of home loan purposes. Whether it is related to purchasing a ready-made plot/flat, construction of a house, repairs or renovations/modifications or whatsoever reasons. Avail housing loans at lowest interest rates. Prepare yourself to have full flexibility in assorting your goals so as to adjust your vivid needs in the canopy of home loans.

Syndicate Bank Home Loan Kochi at a glance

Interest Rate8.85% - 11.25%
Loan AmountFor Construction/Purchase/Takeover A/Cs:

No Upper Limit in Metro/Urban/Semi-Urban and Rural areas

For Repair/Extension/Renovation

₹ 25 lacs loan amount limit in Metro/ Urban/Semi-Urban and Rural areas

₹ 7.5 lacs loan amount limit in Metro/ Urban/Semi-Urban and Rural areas

Tenure Upto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-
Pre-payment ChargesNil

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for Syndicate Bank Home Loan:

  • The applicant must fall in the age bracket of at least 21-70 years.But for salaried, the age limit is 21-60 years.

  • The borrowers must be either salaried or self-employed with a regular source of income.

Documents Required

Salaried employees and self-employed professionals need to apply the following documents for availing home loan :

  • Age proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

  • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

  • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years (for salaried employees) and IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals)

  • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID

  • Signature Verification Proof : Driving License/Passport copy/PAN Card

  • Track record of existing loans, if any

  • Details of property you look to buy & construct

To know more details, visit Home Loan Kochi

Address of Syndicate Bank Branches in Kochi

Branch NameComplete AddressIFSCMICRContact Detail
Ernakulam Shanmugham Road (Main)Pioneer Towers Ist Floor, P.B.2616, Shanmugham Road, Ernakulam, Kerala-682031SYNB00043006820250020484-2363679, 2355906
Ernakulam M G RoadDoor No.Xl/6893, P.B.No.3629, Muthoot Towers 1st Floor, M.G.Road, Ernakulam, Kochi, Kerala-682035SYNB00043016820250050484-2354182, 2360322
Thoppumpady18/245A Sabu & Cyprian Arcade, Parry Junction, Thoppumpady, Kochi, Kerala-682005SYNB00043026820250080484-2235064, 2235068
PerumanoorP.B.No.1652, Perumanoor Kochi, Ernakulam, Kerala-682015SYNB00043036820250070484-2359080, 2359444
Ernakulam Banerjee RoadXlI 768 1st Floor, P.B.No.1902, Banerjee Road, Tharakandam Centre, Ernakulam,Kochi, Kerala-682018SYNB00043056820250060484-2393831, 2395479
CherlaiKonkani Basha Bhavan, Dr.J.A.Bhatt Road, (Cherlai Road), Kochi, Ernakulam, Kerala-682002SYNB00043076820250090484-2226586, 2226586
VaduthalaVakkachan Towers, Chittoor Road, Vaduthala, Ernakulam Kochi, Ernakulam, Kerala-682023SYNB00043116820250100484- 2435436
Willingdon IslandLakshadweep Administration Off, No Xxiv/2015 Indira Gandhi Rd, Willingdon Island, Kochi, Ernakulam Dist, Kerala-682003SYNB00043156820250110484-2668087
KavarattiKavaratti, Via: P O Kochi, Lakshadweep, Lakshadweep, Kerala-682555SYNB0009950682025101
Vytila29 1415A D S And Sons Complex Opp Power House Vytila Kochi, Kerala-682019SYNB0004330
Mid Corporate Branch32 1495A, 1 Floor, Chackos Chambers Bypass Junction, Palarivattam, Ernakulam, Kochi, Kerala-685025SYNB0004333

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