UCO Bank Home Loan in Agra

Last Updated : May 5, 2018, 5 p.m.
About UCO Bank Home Loan Agra
UCO Bank Home Loan Agra offers comprehensive home loan solutions to suit the individual needs or requirements of people. The loans can be obtained for a wide variety of purposes. Be it construction of a house, buying a new house, purchase of a resale house, balance transfer, redecoration or improvement of an existing house and much more. The interest rates are flexible to suit the pockets of every borrower. The tenures give borrowers a provision to comfortably plan for their equated monthly installments. So, what you are waiting for? Apply now at UCO Bank Home Loan Agra to start building your dream home.
UCO Bank Home Loan Agra at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 10.40% |
Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Agra
Address of UCO Bank Branches in Agra
Branch Name Complete Address IFSC MICR Contact Detail Belanganj Tikonia Belanganj Tikonia, Agra- 282004, Uttar Pradesh UCBA0000027 282028002 5622622905 Akola Chaharbati Inter College Compound, Post–Akola, Uttar Pradesh UCBA0000005 283028033 0562-2710744 Sewla Sewla, Agra Gwalior Road, Uttar Pradesh UCBA0000085 282028004 0562-2410564 Rawatpara 14/29, Rawatpara, Agra, Uttar Pradesh UCBA0000301 282028005 0562-2462337 Harparbat Harparbat, Agra, Uttar Pradesh UCBA0000507 282028003 0562-2523915 Chowdhury Berisinghintr Chowdhury Berisinghintr, Agra, Uttar Pradesh UCBA0002004 282028006 0562-2571572 Sikandra Plot No 16/3/5 Sector-5, Sikandra Yojana, Agra- 282007, Uttar Pradesh UCBA0002895
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