UCO Bank Home Loan Bengaluru - IFSC, Rates February 2024, Eligibility, EMI

UCO Bank Home Loan in Bengaluru

About UCO Bank Home Loan Bengaluru

Get instant sanction of your home loan so as to fulfill all your personal obligations. Whether it is relating to construction of a house, repairs and renovations/modifications, acquisition of ready-made flat/plot or balance transfer of your home loans. Don’t allow the paucity of funds to obstruct the path of your dream home realization? Apply now at UCO Bank Home Loan Bengaluru where you may get disbursement of home loans directly in your bank account within hours.

UCO Bank Home Loan Bengaluru at a glance

Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
    • Signature Verification proof : Driving License/Passport copy/PAN Card.
    • Track record of existing loans, if any.
    • Details of property you look to buy & construct

      To know more details, visit Home Loan Bengaluru

      Address of UCO Bank Branches in Bengaluru

      Branch NameComplete AddressIFSCMICRContact Detail
      Kempegowda13 By 22 Kempegowda Bengaluru-560009UCBA0000024560028002802876954
      Mahatma Gandhi Road83, Mahatma Gandhi Road, Bengaluru- 560001UCBA0000151560028013805586130
      JalahalliJalahalli Branch, Near Hmt Po, Jalahalli, Bengaluru- 580013UCBA0000202560028003080-28380401
      Malleswaram47, 15th Cross, West Park Road, Malleswaram, Bengaluru- 560003UCBA0000231560028012803318865
      KengeriMysore Road, Next To Kengeri Police Station, Kengeri, BengaluruUCBA0000297560028009080-8484253
      Jayanagar238 By 35, 9th Main Road, 3Rd Block, Jayanagar, Bengaluru- 560011UCBA0000623560028010080-6633347
      Mosque Road14, 14A Mosque Road, Fraser Town, Bengaluru- 560005UCBA0000624560028005080-5497534
      Indira Nagar531 Binnamangala II Stage, Indira Nagar, Bengaluru- 560038UCBA0000986560028006080-5273962
      Koramangala146 By 2 350 By 1 Koramangala, Bengaluru- 560034UCBA0001053560028011805532428
      Rammurthy NagarSite No.42, Munikalappa, Layout, Banasbadi Main Road, Ramamurthy Nagar, BengaluruUCBA0001629560028008080-5650090
      New K R Road4010, New K R Road, Banashankari Ii Stage, P.O. Banashankari, BengaluruUCBA0001641560028007806772057
      Service BranchService Branch, 1St Floor, 13/22 K.G.Road, Bengaluru-560009UCBA0001827560028001080-2876952
      K G Road13 By 22 1St Floor, K G Road, Bengaluru- 560009UCBA0001851560028016080-51222812
      Shahakar NagarShivashakti Arcade, 170, Cqal Layout, 60 Feet Main Road, Shahakarnagar, BengaluruUCBA0001909560028017080-2362554
      HSR Layout BranchHSR Layout Branch, No.1669 - A, 7Th Sector, 14Th Main, Bengaluru - 560102UCBA0001958560028018080-25722757
      Bannerghata RoadPlot No.55/56/3, 1St Floor, 8Th Main, Old Gurappanapalya, Bannerghata Main Road, Bengaluru - 560029UCBA0001984560028019080-26683915
      Vijaya NagarPlot No.1263/4, 1St Floor, Khb Colony, Nagadi Main Road, Khb Colony Bus Stop, Vijaya Nagar , Bengaluru- 560079UCBA0002009560028020080-23106262
      Vasanth NagarNo 52, Place Cross Road, Vasanth Nagar, BengaluruUCBA0002015560028014080-22268406
      Ganga NagarNo.59, HMT Bhavan, Bellary Road, Bengaluru UCBA0002016560028015080-23330333
      YelahankaSFS 208, Ground Floor, 4Th Phase, Yelahanka Mother Dairy Cross, Bengaluru UCBA0002427560028027
      Hoskote1st Floor, K R Road, Ward No.4, Hoskote Town, BengaluruUCBA0002443560028025
      Basaveswar NagarGround Floor/ Cellar No. 320B, Sri Manjunatha 60Ft Rd, Manjunatha Nagar, Ist Stage, II PhaseUCBA0002533560028028

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%