UCO Bank Home Loan Chennai - Rates February 2024, Eligibility, IFSC, EMI

UCO Bank Home Loan in Chennai

About UCO Bank Home Loan Chennai

Are you looking to refurbish your own home? Apply now at UCO Bank Home Loan Chennai for getting quick approval on your home loans. With paperless e-KYC approval of your documentation makes the approval of your loans easier. Moreover, the loan amount differ for various housing loan requirements and can be obtained for loan amount upto ₹ 25 lakhs (for renovations) and there is no limit set for loan amount on other home loan requirements. Therefore, you need to possess a clear track record of past payment history in order to obtain your desired amount of home loan.

UCO Bank Home Loan Chennai at a glance

Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Chennai

      Address of UCO Bank Branches in Chennai

      Branch NameComplete AddressIFSCMICRContact Detail
      Chennai Main169, Thambu Chetty Street, Chennai- 600001UCBA00000416000280024425342852
      Sow Carpet18 Devraja Mudali St, Sowcarpet, Chennai- 600003UCBA0000042600028015044-25357456
      Purasawalkam14 Purasawalkam, High Road, Chennai- 600007UCBA00001006000280114426427351
      Mylapore195, Royapettah High Road, Mylapore, ChennaiUCBA0000101600028009044-24982675
      Chetput372 Poonamallee High Road, Chennai Tamil Nadu- 600010UCBA0000157600028004044-26411627
      Adyar85 By 1 First Main Road, Gandhinagar, Adyar, Chennai- 600020UCBA0000158600028003044-24416255
      Theagaraya NagarSir Theagaroya Road, Pondy Bazar, T Nagar, Chennai, Tamilnadu 60001UCBA0000176600028016044-24342226
      Selaiyur455, Velacherry Road, Selaiyur, East Tambaram, Chennai- 6000059UCBA0000238600028013044-22394885
      Mount Road730, Mount Road, Chennai, Tamilnadu- 600006UCBA00002716000280054428520871
      Shastri NagarDhen Mahal, 107, Lattice Bridge Road, Adyar, Chennai- 600020UCBA0000329600028014044-24912019
      ICF ColonyKonnur High Road, Icf Colony, Chennai- 600038UCBA0000568600028006044-26285315
      TriplicaneOld No.42, New No.93, Bharathi Salai, Triplicane, Chennai- 600005UCBA00007836000280174428545530
      Saidapet4 Mount Road, Saidapet, Chennai Tamil Nadu- 600015UCBA0000959600028012044-22351678
      KoratturNo.23, Eastern Avenue, Thhb Colony, Korratur- 600080UCBA00009646000280074426357416
      Narayanpuram1st Floor, 43 Valluvar Kottam High Road, Nungambakkam, Chennai, Tamil NaduUCBA0001400600028018044-22461017
      Seetha Nagar1st Floor, 43 Valluvar Kottam High Road, Nungambakkam, Chennai, Tamil NaduUCBA00017246000280194422351678
      Service Branch328, Thambu Street, Chennai- 600001UCBA0001749600028001044-43405743, 43405745
      International Banking Branch328 T C Street 3Rd Floor, Chennai- 600001UCBA0001810600028020044-25330539
      Flagship Corporate Centre, Mount RoadFlagship Corporate Centre, Mount Road, 212, Mount Road, Chennai - 600006UCBA0001904600028021044-28297945
      Mid Corporate BranchMid Corporate Unit, T Nagar, Chennai Tamil Nadu-600017UCBA0001969600028022

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%