UCO Bank Home Loan Ghaziabad - Rates February 2024, Eligibility, IFSC, EMI

UCO Bank Home Loan in Ghaziabad

About UCO Bank Home Loan Ghaziabad

Are you looking to construct your dream home within few years time in Ghaziabad? Opt for UCO Bank Home Loan Ghaziabad for getting lowest interest rate option on your home loans. Get instant approval from the bank by showing your past clear track record of debt obligations along with a good CIBIL score(750) for getting quick sanction on your home loans. With minimal documentation processes and low EMI options to go for help you to settle your repayments at ease.

UCO Bank Home Loan Ghaziabad at a glance

Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Ghaziabad

      Address of UCO Bank Branches in Ghaziabad

      Branch NameComplete AddressIFSCMICRContact Detail
      GT Road22 Vivek Vihar, Choudhary More, Gt Road, Ghaziabad, District. GhaziabadUCBA00008501100280460120-2863746
      SimbhaoliSimbhaoli, GhaziabadUCBA000026124502850105731-223031
      VasundharaPlot No.2152 Sector 16A Vasundhara Dist GhaziabadUCBA0002868201028012
      Raj Nagar ExtensionHouse No. 379, Khasra No. 1017 Rajnagar(Extension)UCBA00029031100280830120-2341627
      IndirapuramSBN Cosmos CS-4 Gyan Khand -2 Indirapuram, GhaziabadUCBA0002900
      AtoreHouse No.74 Village Atore, Dist GhaziabadUCBA0003133

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%