UCO Bank Home Loan in Jammu
Last Updated : May 5, 2018, 5:02 p.m.
About UCO Bank Home Loan Jammu
Are you looking for the best home loan lender which offer you ample of benefits? Apply now at UCO Bank Home Loan Jammu which provides shelter to your housing dreams. Avail attractive interest rate, flexible EMI options and lower charges which give you full convenience to fulfill your home loan pursuits. Due to such benefits, the customers prefer UCO Bank Home Loan Jammu for accommodating their different kind of requirements.
UCO Bank Home Loan Jammu at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 10.40% |
Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Jammu
Address of UCO Bank Branches in Jammu
Branch Name Complete Address IFSC MICR Contact Detail Jammu Main Jammu Branch Ashoka Market, Raghunath Bazar, Jammu Tawi- 180001, Jammu & Kashmir UCBA0000166 180028001 0191-2573270 Transport Nagar Transport Nagar, Po.Bahu Fort, Jammu, Jammu & Kashmir- 180006 UCBA0001751 180028005 0191-2476148 Digiana Digiana Branch, Jammu, Jammu & Kashmir UCBA0000682 180028004 0191-2430132 Railway Road Railway Road Branch, Jammu, Jammu & Kashmir UCBA0000754 180028003 0191-2433105 Shastri Nagar Dogra Higher Secondary School, Shastri Nagar, Jammu, Jammu & Kashmir UCBA0002039 180028006 0191-2438424 Janipur Janipur Near Dream Land Public School Disco Road Jammu, Jammu & Kashmir UCBA0002498 180028007 Talab Tillo Talab Tillo Uco Bank Bharat Nagar Opposite Sbi Colony, Jammu, Jammu & Kashmir UCBA0002502 180028008 Chowadi Chowadi, Opp Tubewell Vpo Chowadi, Teh District Jammu, Jammu & Kashmir UCBA0003265
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