UCO Bank Home Loan Jammu - IFSC, Rates February 2024, EMI, Eligibility

UCO Bank Home Loan in Jammu

About UCO Bank Home Loan Jammu

Are you looking for the best home loan lender which offer you ample of benefits? Apply now at UCO Bank Home Loan Jammu  which provides shelter to your housing dreams. Avail attractive interest rate, flexible EMI options and lower charges which give you  full convenience to fulfill your home loan pursuits. Due to such benefits, the customers prefer UCO Bank Home Loan Jammu for accommodating their different kind of requirements.

UCO Bank Home Loan Jammu at a glance

Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Jammu

      Address of UCO Bank Branches in Jammu

      Branch NameComplete AddressIFSCMICRContact Detail
      Jammu MainJammu Branch Ashoka Market, Raghunath Bazar, Jammu Tawi- 180001, Jammu & KashmirUCBA00001661800280010191-2573270
      Transport NagarTransport Nagar, Po.Bahu Fort, Jammu, Jammu & Kashmir- 180006UCBA00017511800280050191-2476148
      DigianaDigiana Branch, Jammu, Jammu & KashmirUCBA00006821800280040191-2430132
      Railway RoadRailway Road Branch, Jammu, Jammu & KashmirUCBA00007541800280030191-2433105
      Shastri NagarDogra Higher Secondary School, Shastri Nagar, Jammu, Jammu & KashmirUCBA00020391800280060191-2438424
      JanipurJanipur Near Dream Land Public School Disco Road Jammu, Jammu & KashmirUCBA0002498180028007
      Talab TilloTalab Tillo Uco Bank Bharat Nagar Opposite Sbi Colony, Jammu, Jammu & KashmirUCBA0002502180028008
      ChowadiChowadi, Opp Tubewell Vpo Chowadi, Teh District Jammu, Jammu & KashmirUCBA0003265

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%