UCO Bank Home Loan in Kochi
Last Updated : May 5, 2018, 5:03 p.m.
About UCO Bank Home Loan Kochi
Get affordable home loans from UCO Bank Kochi which not only suit your repayment capacity but also accommodate your various housing loan requirements. The loans are availed at attractive interest rates by the customers of Kochi and outside regions with repayment tenure upto 30 years. Now, Kochi customers and others can comfortably look for settling their monthly instalments during such tenure. Check eligibility now with UCO Bank Home Loan Kochi so as to reduce the time periods for obtaining sanction on your home loan.
UCO Bank Home Loan Kochi at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 10.40% |
Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Kochi
Address of UCO Bank Branches in Kochi
Branch Name Complete Address IFSC MICR Contact Detail Kochi Mattancherry, Kochi-682002, Kerala UCBA0000109 682028002 0484-2226089, 2224840 Willingdon Island Willingdon Island Branch, Bristow Road, Ernakulam-682003 UCBA0000242 682028003 0484-2666491, 2669501 Ernakulam Cloth Bazar Road, P.O. Ernakulam, Kochi-682031 UCBA0000431 682028006 0484-2353586 M.G.Road M G Road, Ravipuram, Ernakulam, Kochi- 682016 UCBA0001390 682028005 0484-2381523 Fort Cochin Fort Cochin, Amaravathy, Fort Cochin, Kochi UCBA0001660 682028004 0484-2215840 Vyttila Midland Arcade, No - 20/3 Chilavannoor Road, Po- Kochi UCBA0002155 682028009 0484-2310651
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