UCO Bank Home Loan in Lucknow

About UCO Bank Home Loan Lucknow

Lucknow city invites home loan borrowers to convert their home loan dreams into reality by getting affordable home loans from UCO Bank. Whether it for construction, repairs or modifications, renovation or for acquiring a ready-made plot/flat-avail it at competitive interest rates which suitably gets aligned to your home loan dreams. The interest rates are flexible enough to suit the pockets of every borrower. So, what are you waiting for? Apply now at UCO Bank Home Loan Lucknow for the best rates.

UCO Bank Home Loan Lucknow at a glance

ParticularsDetails
Interest Rate8.55% - 8.80%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Lucknow

      Address of UCO Bank Branches in Lucknow

      Branch NameComplete AddressIFSC MICRContact Detail
      Hazratganj46, Hazratganj Lucknow, Uttar PradeshUCBA00000462260280020522-2222641
      AminabadAminabad Branch, Opposite Aminaudaulla Park, Lucknow, Uttar PradeshUCBA00000502260280030522-2624710
      Lucknow UniversityGate No 1, Lucknow University, Lucknow, Uttar PradeshUCBA00000602260280090522-2740154
      ChinhatChinhat Bazar, Shatrikh Road, Lucknow– 227105, Uttar PradeshUCBA00005142260280060522-2815864
      Nirala Nagar9A, Nirala Nagar, Lucknow, Uttar PradeshUCBA00007522260280080522-2786807
      BehsaHind Nagar, Near Old Octaroi, Lucknow, Uttar PradeshUCBA00011542260280050522-2436358
      Ashok Marg6 Nawal Kishore Road, Lucknow – 226001, Uttar PradeshUCBA00014202260280040522-2275440
      Service BranchService Branch, Jhandewalan Park, Aminabad, Lucknow, Uttar PradeshUCBA0001841226028001
      AliganjAliganj Shopping Complex, Sector B, Aliganj, Lucknow, Uttar PradeshUCBA00018432260280110522-2327147
      Jal SansthanJal Sansthan, Aish Bagh, Lucknow- 226004, Uttar PradeshUCBA0001849226028012
      Lal BaghJ.C.Bose Marg, Lal Bagh, Lucknow-226001, Uttar PradeshUCBA00018732260280180522-2629276
      Gomti Nagar1/8A, Viswas Khand Lucknow, Uttar PradeshUCBA00016542260280070522-2309780
      Krishna NagarKanpur Road, Krishna Nagar Lucknow, Uttar PradeshUCBA00020102260280210522-2436641
      Lucknow University 2Nd CampusLucknow University 2Nd Campus, Uttar PradeshUCBA00020262260280250522-2363514

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