UCO Bank Home Loan in Noida

Last Updated : May 5, 2018, 5:04 p.m.
About UCO Bank Home Loan Noida
UCO Bank Noida invites several home loan borrowers to avail the exclusive variety of home loans whether it is for buying a ready built house, constructing a house, purchasing a plot, or buying under construction property and much more. The loans are sanctioned as per the eligibility criteria and repayment capacity of the borrower.
UCO Bank Home Loan Noida at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 10.40% |
Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Noida
Address of UCO Bank Branches in Noida
Branch Name Complete Address IFSC MICR Contact Detail Noida Branch Noida Branch Shd No. G. 25 A, Sector - Iii, Noida Complex - 201301, District- Ghaziabad, Uttar Pradesh UCBA0000951 110028039 0120-2523221 Greater Noida Greater Noida Shopping Plaza, Block- S 7/1, Main Surajpur Kasna Road, Site- Iv, Greater Noida, Uttar Pradesh- 201306 UCBA0001962 110028055 0120-2341627 Noida Sector 22 Shiv Om Market, Noida Sector-22 Distt.-Gautam Budh Nagar, Uttar Pradesh UCBA0002922 NA 9899990741 Makauda Village Makauda P.O.-Palitehsil -Sadar, Dist Gautam Budh Nagar, Uttar Pradesh UCBA0003134 NA 0120-24622488
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