UCO Bank Home Loan Noida - Rates March 2024, IFSC, Eligibility, EMI

UCO Bank Home Loan in Noida

About UCO Bank Home Loan Noida

UCO Bank Noida invites several home loan borrowers to avail the exclusive variety of home loans whether it is for  buying a ready built house, constructing a house, purchasing a plot, or buying under construction property and much more. The loans are sanctioned as per the eligibility criteria and repayment capacity of the borrower.

UCO Bank Home Loan Noida at a glance

Interest Rate8.85% - 10.40%
Loan AmountFor Metro/Urban/Semi-Urban locations

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovvtion : ₹ 25 lacs

For Rural location

Construction/Purchase/Takeover/A/Cs: No upper limit

Repair/Extension/Renovation : ₹ 7.5 lacs
TenureUpto 30 years
Processing Fee0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-.
Pre-payment ChargesNIL

Eligibility Criteria

The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:

  • Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.

  • Individuals including NRI and PIO are eligible to apply for UCO bank home loan.

  • The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.

    Documents Required

    The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.

    • Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate

    • Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs

    • Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).

    • Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.

    • Signature Verification proof : Driving License/Passport copy/PAN Card.

    • Track record of existing loans, if any.

    • Details of property you look to buy & construct

      To know more details, visit Home Loan Noida

      Address of UCO Bank Branches in Noida

      Branch NameComplete AddressIFSCMICRContact Detail
      Noida BranchNoida Branch Shd No. G. 25 A, Sector - Iii, Noida Complex - 201301, District- Ghaziabad, Uttar PradeshUCBA00009511100280390120-2523221
      Greater NoidaGreater Noida Shopping Plaza, Block- S 7/1, Main Surajpur Kasna Road, Site- Iv, Greater Noida, Uttar Pradesh- 201306UCBA00019621100280550120-2341627
      Noida Sector 22Shiv Om Market, Noida Sector-22 Distt.-Gautam Budh Nagar, Uttar Pradesh
      MakaudaVillage Makauda P.O.-Palitehsil -Sadar, Dist Gautam Budh Nagar, Uttar Pradesh

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%