UCO Bank Home Loan in Patna

Last Updated : March 3, 2020, 3:38 p.m.
About UCO Bank Home Loan Patna
Are you looking for the best home loan lender who can fulfill the expectations of your dream home ? Consider UCO Bank Home Loan Patna which offers shelter to your home loan dreams. With attractive interest rate, flexible EMI options and lower charges to choose from-home loan borrowers have plethora of reasons to enjoy availing it from UCO Bank Patna. Because of these ongoing benefits, UCO Bank Home Loan Patna is widely considered among various types of borrowers.
UCO Bank Home Loan Patna at a glance
Particulars | Details |
---|---|
Interest Rate | 8.85% - 10.40% |
Loan Amount | For Metro/Urban/Semi-Urban locations Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovvtion : ₹ 25 lacs For Rural location Construction/Purchase/Takeover/A/Cs: No upper limit Repair/Extension/Renovation : ₹ 7.5 lacs |
Tenure | Upto 30 years |
Processing Fee | 0.5% of the loan amount, minimum ₹ 1500/- & maximum ₹ 15000/-. |
Pre-payment Charges | NIL |
Eligibility Criteria
The borrowers need to fulfill the following eligibility criteria while applying for UCO Bank Home Loan:
Salaried employees and self-employed professionals(businessmen) are eligible to apply for UCO bank home loan.
Individuals including NRI and PIO are eligible to apply for UCO bank home loan.
The minimum age limit of any borrower should be 21 years of age and maximum 70 years of age(all class of borrower) inclusive of repayment period.
Documents Required
The salaried employees/self-employed professionals and businessmen need to produce the following documents while applying for home loan.
Age Proof : Passport Copy/PAN Card/ Voter ID card, Photo Driving License with birth date (laminated, recent, legible)/Photo ration card with DOB/Employer certificate/ID/School/College Leaving Certificate
Identity Proof : PAN Card/Voter ID/Passport/Driving License, 2 passport size photographs
Income Proof : Form 16 for last 2 years, Latest Salary Slip, bank statements of last 3 years(for salaried employees) & IT returns for the last 3 years along with audited balance sheet, P&L account statement for last 3 years, bank statement for last 3 years (for self-employed professionals).
Address Proof : Latest Telephone Bill/ Electricity Bill/Property Tax Receipt/Passport/ Voter ID.
Signature Verification proof : Driving License/Passport copy/PAN Card.
Track record of existing loans, if any.
Details of property you look to buy & construct
To know more details, visit Home Loan Patna
Address of UCO Bank Branches in Patna
Branch Name Complete Address IFSC MICR Contact Detail Patna Main Exhibition Road, Patna, Bihar UCBA0000062 800028005 0612-2222335 Fraser Road Fraser Road Patna Branch (POST Box No. 6), Jeevan Prakash, Fraser Road, Patna-800001, Bihar UCBA0000508 800028002 0612-2221993 Patliputra Industrial Area Alpana Shopping Centre Patliputra Road, Patna- 800013 UCBA0000724 800028004 0612-2262422 Kankarbagh Brijender Market, Kankarbagh, Po-Lohianagar, Patna-800020 UCBA0001557 800028003 0612-2352611 Igsc Planetarium Indira Gandhi Science Complex - Taramandal, Adalatganj, Baily Road, Patna-800001 UCBA0002049 800028008 0612-2238221 Mahalekhakar Bhawan Veer Chand Patel Path, Mahalekhakar Bhawan, Patna -800001 UCBA0002050 800028009 0612-2207220 Kurjee Loyala High School Campus, Kurjee UCBA0001894 800028006 0612-2263442 Digha Ghat St. Micheal High School Campus, Digha Ghat UCBA0001895 800028007 0612-2275905 Service Branch Service Branch, Patna Exhibition Road, Patna UCBA0002248 800028001 0612-2222305 Raza Bazar Raza Bazar Bailey Road, Patna-800014 UCBA0002298 800028010 0612-2296886 Asset Management Asset Management Patna Lic Building Jeewan Prakash Fraser Road, Patna UCBA0002397 800028999 Patna Saheb House No-10598 Ward No-67 Purab Darwaja Ashok Rajpath Patna City UCBA0002463 800028012 Nawada Near Civil Court, East Manger Bigha, Dist- Nawada UCBA0003033
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