UCO Bank Personal Loan in Kolkata

Last Updated : May 4, 2018, 5:18 p.m.

About UCO Bank Personal Loan Kolkata

Don’t let your personal dreams to get postponed for the sake of paucity of funds? Don’t let it be. Opt for persoanl loans from UCO Bank Kolkata at competitive interest rates. After all, whether it is a wedding you wish to finance, or pay an emergency medical bill – get the funds disbursed directly in your bank account within hours. Prepare the documents checklist which you need to submit for getting quick approval on your personal loans.

UCO Bank Personal Loan Kolkata at a glance

Eligibility Criteria

The salaried employees need to fulfill the following eligibility criteria while applying for UCO Bank Personal Loan:

• The permanent employee should be engaged in services with Govt. / Semi-Govt. / Reputed Public / Private Ltd. Co. /College / Universities / Public Sector Undertaking.

• The permanent employees should have completed minimum 2 years of service in the same organization.

• The permanent or confirmed employees should have salaried account with any of the UCO bank branches.

• The employer of the applicant( permanent employee) need to furnish an undertaking that monthly instalment will be recovered and directly paid to the bank.

• The minimum age criteria of the applicant should be 21 years and maximum less than 58 years of age.

Documents Required

The borrowers need to apply the following documents for availing personal loan :

• Identity Proof- Passport, photo pan card, driving license, votes id card, photo ration card

• Address Proof- Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

• Income Proof- Latest Salary Slip/ ITR/Form-16

Other Income Proof for Salaried Individual:

Letter of Authority from Employee authorizing the employer to deduct monthly installment out of salary for remitting to bank and Letter of Undertaking from the employer for check off facility OR Letter of Authority from employee/ applicant authorsing the Bank to deduct the loan instalment out of the salary routed through branch.

• Bank Statement- Last 3-6 Month Bank Statement

To know more details, visit Personal Loan Kolkata

Address of UCO Bank Branches in Kolkata