United Bank of India Car Loan in Agra
Last Updated : Sept. 6, 2017, 4:22 p.m.
About United Bank of India Car Loan in Agra
United Bank of India is one of the leading public sector banks in India and offers a wide range of products to the customers based in Agra. It is a dream to own a stylish car. United Bank of India helps in fulfilling such dreams by offering a car loan to eligible loan applicants in the city. The bank has set up five branches in the city to ensure that the product is disbursed at the right time.
United Bank of India Car Loan Agra at a glance
The important details about a car loan offered by United Bank Of India in the city have been given below.
| Particular | Details |
|---|---|
| Interest rate | 6.50% Onwards |
| Loan amount | Max. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals |
| Tenure | New Cars: 7 years (For pensioners max. 6 years) Used Cars: 5 years(For pensioners max. 4 years) |
| Processing fee | 0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-. |
| Pre-payment charge | NIL |
Eligibility criteria for United Bank of India Car Loan Agra
The eligibility norms for a car loan product offered by United Bank of India have been given below.
For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.
For self-employed professional and businessman : The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.
Documents required for United Bank of India Car Loan Agra
The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-
For Salaried Employees
- Completely filled application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
- Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months.
For Self-employed individuals
- Completely filled application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
- Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
- Bank account statements of the past 12 months
- Proof of existence of business and its profile
For additional information, you can always refer to Car Loan Agra .
Address of United Bank of India Branches in Agra
The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Agra | 8/338, Nala Bhairon, Freeganj, Agra - 282004, Uttar Pradesh | UTBI0AGR505 | 282027002 | (0562) 2621218 |
| Balkeshwar | Balkeshwar Road, Agra - 282004, Uttar Pradesh | UTBI0BKW566 | 282027005 | (0562) 2543058 |
| Nehru Nagar | Bye - Pass Road, Bhagwan Talkies Crossing, Agra - 282005, Uttar Pradesh | UTBI0NEH530 | 282027004 | (0562) 2155619, 2156243 |
| Shahganj | 3/67 - 1, Bhai Bhai Market, Rui - Ki - Mandi, Shahganj, Agra - 282002, Uttar Pradesh | UTBI0SHA511 | 282027003 | (0562) 2212608 |
| Sikandra Awas Vikas Colony | Plot No. 7, Sector 3A, Awas Vikas Colony, Sikandra, Dist. Agra, Pin 282007, Uttar Pradesh | UTBI0SAVL01 | Non-MICR | 9457053082 |