United Bank of India Car Loan in Gurugram
Last Updated : June 8, 2017, 5:42 p.m.
About United Bank of India Car Loan in Gurugram
Gurugram is a city to live in. The city has everything that a person would want in a place where he/she wishes to live. People in the city who want to buy a car can now avail a car loan product offered by United Bank of India. The bank has established over ten branches in the Millenium city. The product can be used for meeting the vehicle needs by paying monthly EMIs.
United Bank of India Car Loan Gurugram at a glance
The important details about a car loan offered by United Bank Of India in the city have been given below.
| Particular | Details |
|---|---|
| Interest rate | 6.50% Onwards |
| Loan amount | Max. loan amount : ₹ 40 lakhs for individuals & no-ceiling limit for non-individuals |
| Tenure | New Cars: 7 years (For pensioners max. 6 years) Used Cars: 5 years(For pensioners max. 4 years) |
| Processing fee | 0.50% of the loan amount sanctioned subject to minimum of ₹ 500/- and maximum of ₹ 10,000/-. |
| Pre-payment charge | NIL |
Eligibility criteria for United Bank of India Car Loan Gurugram
The eligibility norms for a car loan product offered by United Bank of India have been given below.
For salaried individual: The applicant should take home a minimum of Rs 25,000 after meeting all monthly commitments. This also includes the proposed EMI. For salaried individuals having pensionary income, the repayment age can be extended till 70 years.
For self-employed professional and businessman : The maximum age can be 65 years although the loan needs to be fully repaid by the time the applicant completes 70 years.
Documents required for United Bank of India Car Loan Gurugram
The list of all the important documents for both salaried employees and self-employed individuals has been given below. Check them out right now-
For Salaried Employees
- Completely filled application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
- Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
- Bank statement of the past six months.
For Self-employed individuals
- Completely filled application form
- Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
- Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
- Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
- Proof of Income-Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
- Bank account statements of the past 12 months
- Proof of existence of business and its profile
For extra details refer to Car Loan Gurugram
Address of United Bank of India Branches in Gurugram
The complete list of United Bank of India branches in the city has been given below with the address, contact details and IFSC & MICR codes.
| Branch | Address | IFSC | MICR | Contact details |
|---|---|---|---|---|
| Dayanand Colony | 548/1, Dayanand Colony, New Railway Road, Gurugram - 122001 Haryana | UBIN0538884 | 110026048 | 0124 - 2320401 / 2327486 |
| Chakkarpur Road | SCO - 19, Housing Board Colony, Saraswati Vihar, Chakkarpur Road, Gurugram, Haryana, Pin - 122001 | UBIN0550981 | 110026054 | 0124 - 2565792 / 2350883 |
| Jharsa Road | House No.1546, Sector 31 - 32, Housing Board Co Jharsa Road, Dist.Gurugram, Haryana, Pin - 122001 | UBIN0550990 | 110026066 | 0124 - 2381353 / 2380353 |
| SSI Finance Branch | Sco. 14, Huda Commercial Complex, Sector - 14, Gurugram, Haryana, Pin - 122001 | UBIN0551058 | 110026053 | 0124 - 2334714 / 2307061 |
| Manesar | At Village Post, Manesar, District Gurugram Haryana | UBIN0552224 | 110026074 | 0124 - 2337310 / 2337608 |
| Sushant Lok | Bestech Central Square Mall, G-6, A, Ground Floor, Bestech Central Square Mall, Sector 56, Near Hong Kong Bazaar, Sushant Lok, Gurugram, Haryana 535087 | UBIN0557927 | 110026093 | 0124 - 2572951 |
| Sector 52 Gurugram | Ground Floor, Mata Chowk, Manohara Marg, Wazirabad, Sector 52, Gurugram, Haryana 122003 | UBIN0559890 | 110026097 | 9891385245 |
| Sector 23 Gurugram | SCO-34, Huda Market,Sector-23, Gurugram, Haryana 122017 | UBIN0563323 | 110026108 | 0124 236 5155 |
| Sohna | Sohna - Gurugram Road, Ward Number 15, Sohna, Haryana 122103 | UBIN0563790 | 110026109 | 098125 16141 |
| Sector 27 Gurugram | Sector-27, Gr.Floor, Near Prabhat Hotel, Golf Course Road,Gurugram, Haryana 122002 | UBIN0564265 | 110026115 | 9891385245 |
| Patuadi | H.N0.Plot No-1, Ward-6 Haili Mandi Road City - Gurugram Distt.Gurugram Pin-122504 Haryana | UBIN0565083 | Non-MICR | 9810556909 |
| Sector 4 Gurugram | SCF 19, Sector 4, Huda Market Gurugram Pincode-122001 | UBIN0569496 | 110026133 | 9999086141 |
| Sector 10 A | SCO-93, Huda Market, Sec-10A, Gurugram, Haryana 122001 | UBIN0572934 | Non-MICR | 0124 236 5155 |
| Sector 30 Gurugram | 30, Delhi - Jaipur Expy, Block A, Sector 30, Gurugram, Haryana 122003 | UBIN0572951 | Non-MICR | 9953919909 |