United Bank of India Home Loan in Gurugram

About United Bank of India Home Loan Gurugram

Gurugram, also known as Gurgaon is one of the top cities in India in terms of per capita income. The city is a complete package when it comes to standard of living. People want to settle in Gurugram because the city is a major hub of employment and has best facilities in the NCR belt. Buying a home here in the city is not a cakewalk. But there is one bank which has made things easier for the people based in the city. United Bank of India has a solid presence in the city with more than ten branches. The bank offers a home loan to every eligible loan seeker in the city at feasible rates of interest. You can too fulfill your dream of owning a house in the city with the help of this product.

United Bank of India Home Loan Gurugram at a glance

The essential details about the product offered by United Bank of India have been given below.

ParticularDetails
Interest rate8.65%
Loan amountMetro- Up to ₹ 3 crores
Urban- Up to ₹ 75 Lakhs
Semi-urban- up to ₹ 45 Lakhs
Rural- up to ₹ 25 Lakhs
TenureUp to 30 years
Processing feeAs per bank’s norms
Pre-payment chargeNIL

Eligibility criteria for United Bank of India Home Loan Gurugram

Any applicant who can fulfill the norms given below will be eligible for a home loan offered by United Bank of India. Check them out.

  • The applicants should be over the age of 21 and must have a regular source of income.
  • The applicant can be a salaried employee or a self-employed person or even a professional.
  • The applicant should not exceed the age of 70 whenever the loan tenure matures. This means the loan has to be fully repaid by the age of 70 years.
  • The Salaried employee needs to be in permanent and regular service.
  • Professional and self-employed individuals should be employed in their current trade or profession for a minimum period of two years.
  • Self-employed and businesses need to have at Income Tax returns of at least two year

Documents required for United Bank of India Home Loan Gurugram

The list of the all the important documents required for a home loan offered by United Bank of India has been given below. Check them out.

For Salaried employees

  • Photographs of passport size of the applicant
  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Salary slip of three months /Latest salary certificate, IT returns of the past two years or Form 16
  • Bank statement of the past six months.

For Self-employed people

  • Photographs of passport size of the applicant
  • Completely filled application form
  • Proof Of Identity- Aadhar card/Passport/PAN Card/Voter ID Card/Driving License
  • Proof of Residence-Aadhar Card/Passport/Voter ID Card/Lease agreement/Telephone bill/Ration card/Electricity bill
  • Proof of Age- Birth Certificate/ SSLC or AISSE Certificate/Passport/Driving License
  • Proof of Income- Income Tax returns of the previous two years along with Balance Sheet/ Profit & Loss account
  • Bank account statements of the past 12 months
  • Proof of existence of business and its profile

Important Property documents

  • Agreement for Sale & construction,
  • Letter of Allotment,
  • Tripartite Agreement which has to be given before disbursal of loan, Certificate of possession,
  • Detailed cost of construction and Land tax receipt.

Please refer to Home Loan Gurugram for more details.

Address of United Bank of India branches in Gurugram

The complete list of United Bank of India branches in the city has been given below with their address, IFSC & MICR codes and contact details.

BranchAddressIFSCMICRContact details
Dayanand Colony548/1, Dayanand Colony, New Railway Road, Gurugram - 122001 HaryanaUBIN05388841100260480124 - 2320401 / 2327486
Chakkarpur RoadSCO - 19, Housing Board Colony, Saraswati Vihar, Chakkarpur Road, Gurugram, Haryana, Pin - 122001UBIN05509811100260540124 - 2565792 / 2350883
Jharsa RoadHouse No.1546, Sector 31 - 32, Housing Board Co Jharsa Road, Dist.Gurugram, Haryana, Pin - 122001 UBIN05509901100260660124 - 2381353 / 2380353
SSI Finance BranchSco. 14, Huda Commercial Complex, Sector - 14, Gurugram, Haryana, Pin - 122001 UBIN05510581100260530124 - 2334714 / 2307061
ManesarAt Village Post, Manesar, District Gurugram HaryanaUBIN05522241100260740124 - 2337310 / 2337608
Sushant LokBestech Central Square Mall, G-6, A, Ground Floor, Bestech Central Square Mall, Sector 56, Near Hong Kong Bazaar, Sushant Lok, Gurugram, Haryana 535087UBIN05579271100260930124 - 2572951
Sector 52 GurugramGround Floor, Mata Chowk, Manohara Marg, Wazirabad, Sector 52, Gurugram, Haryana 122003UBIN05598901100260979891385245
Sector 23 GurugramSCO-34, Huda Market,Sector-23, Gurugram, Haryana 122017UBIN05633231100261080124 236 5155
SohnaSohna - Gurugram Road, Ward Number 15, Sohna, Haryana 122103UBIN0563790110026109098125 16141
Sector 27 GurugramSector-27, Gr.Floor, Near Prabhat Hotel, Golf Course Road,Gurugram, Haryana 122002UBIN05642651100261159891385245
PatuadiH.N0.Plot No-1, Ward-6 Haili Mandi Road City - Gurugram Distt.Gurugram Pin-122504 HaryanaUBIN0565083Non-MICR9810556909
Sector 4 GurugramSCF 19, Sector 4, Huda Market Gurugram Pincode-122001UBIN05694961100261339999086141
Sector 10 ASCO-93, Huda Market, Sec-10A, Gurugram, Haryana 122001UBIN0572934Non-MICR0124 236 5155
Sector 30 Gurugram30, Delhi - Jaipur Expy, Block A, Sector 30, Gurugram, Haryana 122003UBIN0572951Non-MICR9953919909

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