Top Banks 2024
Vijaya Bank Bengaluru
Last Updated : Jan. 12, 2019, 10:35 a.m.
About Vijaya Bank
Vijaya Bank was founded in the year 1931 with one common goal i..e to offer the best banking services to all the customers nestled around the globe. With a total number of over 1900 branches along with 1,651 ATMs, the main endeavor of the bank is the fact that it can easily be found in different cities of the nation. Hence, will always remain within the reach of the customers around the country. Be it loans, insurance, investment or cards, the bank is into everything, thus gives you an opportunity, where all your financial needs can be taken care in the best possible manner.
By bringing an enormous range of products such as Deposits & Loans Products, NRI & Cards Services and Remit & Collect and what not, the bank aims that each of its service and product will always remain within the reach and satisfies the needs of all. This si the reason that people living in this hi-tech city called Bengaluru prefer to avail the financial help from this lender due to its unmatched products and services, being offered in the field of finance. To know more about this public sector financial entity, kindly go through the page below.
Vijaya Bank Bengaluru Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Adugodi, Bangalore | P B No 8227, 29, Hosur Road, Adugodi, Bangalore, Karnataka, 560030 | VIJB0001001 | 560029002 | 080-25711999 |
| Banashankari, Bangalore | VIJB0001020 | 560029006 | ||
| Brigade Road, Bangalore | Nilgiris Bldg, 11, Brigade Road, Bangalore, Karnataka State, 560001 | VIJB0001038 | 560029004 | |
| Byatarayanapura, Bangalore | C M C Premises, Bellary Road, Byatarayanapura, Bangalore, Karnataka, 560092 | VIJB0001040 | 560029025 | 080-23333809, 080-23621594, |
| Channapatna, Karnataka | Chaya Market, M G Road, Channapatna, Karnataka State, 571501 | VIJB0001044 | 571029602 | 080 7251888 |
| Dabaspet, Karnataka | Dabaspet, Nelamangala Tq, 562111 | VIJB0001049 | 560029078 | |
| Dasarahalli, Bangalore | Tumkur Road, Dasarahalli, Bangalore, Karnataka State, 560057 | VIJB0001054 | 560029029 | |
| Domlur, Bangalore | VIJB0001061 | 560029008 | ||
| Ganganagar, Bangalore | No 19/10, 1St Main Road, Ganganagar, Bangalore, Karnataka, 560032 | VIJB0001065 | 560029030 | |
| Sanjaynagar, Bangalore | No 17, 2Nd Stage, Rajmahal Vilas Extn, Sanjaynagar, Bangalore, Karnataka, 560094 | VIJB0001066 | 560029031 | |
| Hanumantnagar, Bangalore | No 25, Aloka, 3Rd Main Road, Hanumantnagar, Bangalore, Karnataka, 560019 | VIJB0001076 | 560029009 | |
| Infantry Road, Bangalore | No 23/24, Infantry Road, Bangalore, Karnataka State, 560001 | VIJB0001093 | 560029012 | |
| Jayanagar, Bangalore | P B No 1124, No.18, 27Th Cross, 11Th Main, 3Rd Block, Jayanagar, Bangalore, 560011 | VIJB0001096 | 560029013 | |
| Cox Town, Bangalore | No 35, 1St Floor, Tambu Chetty Road, Cox Town, Bangalore, Karnataka, 560005 | VIJB0001097 | 560029005 | 080-25485330, |
| J C Road, Bangalore | P B No 6697, 14, J C Road, Bangalore, Karnataka State, 560002 | VIJB0001100 | 560029033 | 080-22224835 |
| Kaggalipura, Karnataka | Kaggalipura, Post Somnathpura, T Narasipur Taluk, Mysore Dist, Karnataka, 571120 | VIJB0001101 | 08227 270029 | |
| Kanakapura, Karnataka | R E S Complex, M G Road, Kanakapura, Karnataka State, 562117 | VIJB0001107 | 560029095 | 080 27522427 |
| K G Road, Bangalore | P B No 9934, No 34, 1St Floor, Hariram Complex, K.G.Road, Bangalore, 560009 | VIJB0001118 | 560029034 | |
| Magadi, Karnataka | Kllya Gate, Main Road, Magadi, Bangalore - Rural, Karnataka State, 562120 | VIJB0001135 | 560029097 | |
| Malleshwaram, Bangalore | P B No 310, 352, Sampige Road, Malleshwaram, Bangalore, Karnataka, 560003 | VIJB0001139 | ||
| Mayo Hall, Bangalore | P B No 5118, Public Utility Blg, Mayo Hall, M.G.Road, Bangalore, 560001 | VIJB0001146 | 560029015 | |
| Mudigere, Karnataka | P B No 26, K M Road, Mudigere, Karnataka State, 577132 | VIJB0001151 | ||
| Mysore Road, Bangalore | 152, 7Th Cross, 2Nd Main, Chamarajpet, Bangalore, Karnataka, 560018 | VIJB0001153 | 560029037 | 080-26617799 |
| Nagappa Block, Bangalore | 1613/31, K B G Extn, Nagappa Block, Srirampuram, Bangalore, Karnataka, 560021 | VIJB0001155 | 560029038 | |
| Nelamangala, Karnataka | 124, B H Road, Nelamangala, Bangalore Rural, Karnataka State, 562123 | VIJB0001161 | 560029080 | 080 27722129 |
| Peenya, Bangalore | No.3/1/A, Tumkur Road, Peenya, Bangalore, Karnataka, 560058 | VIJB0001173 | 560029041 | |
| R C Road, Bangalore | P B No 5099, B V Bhavan Bldg, Race Course Road, Bangalore, Karnataka, 560001 | VIJB0001178 | 560029016 | |
| Rajajinagar, Bangalore | P B No 1022, No 367, V Block, 65Th Cross, Rajajinagar, Bangalore, 560010 | VIJB0001179 | 560029043 | 080-23351353 |
| Ramanagaram, Karnataka | P B No 12, M G Road, Ramanagaram, Karnataka State, 571511 | VIJB0001180 | 571029552 | |
| P B No 12, M G Road, Ramanagaram, Karnataka State, 571511 | P B No 2555, No 2A, Residency Road, Bangalore, Karnataka, 560025 | VIJB0001184 | 560029017 | |
| Sankey Road, Bangalore | No 19, Sankey Road, Bangalore, Karnataka State, 560020 | VIJB0001189 | 560029044 | :080-23442200 |
| Shanthinagar, Bangalore | No 12, 1St Main, 2Nd Stage, West Of Chord Road, Bangalore, Karnataka, 560086 | VIJB0001193 | 560029019 | |
| West Of Chord Road, Bangalore | No 12, 1St Main, 2Nd Stage, West Of Chord Road, Bangalore, Karnataka, 560086 | VIJB0001201 | 560029046 | |
| South End Road, Bangalore | South End Road, Basavanagudi, Bangalore, Karnataka State, 560004 | VIJB0001202 | 560029022 | |
| Ulsoor, Bangalore | No 11/12, Cambridge Road, Ulsoor, Bangalore, Karnataka, 560008 | VIJB0001216 | 560029021 |
Products Offered by Vijaya Bank in Bengaluru
With plenty of financial products to choose from, it would not be wrong to say that Vijaya Bank makes it difficult for you to pick just one product. Each product offered by the bank be it a personal loan, housing loan, education loan, 4 wheeler loan or jewel loan is unique itself, hence meets your financial needs in minimum time frame. To know more about these products, just take a look at the page below.
Basic Details of Bengaluru Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | The minimum age of the applicant at the time of availing the loan should be 21 and 65 years. The maximum age of the applicant at the time of loan maturity should be 75 years. Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements. Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility. | 8.50% - 10.60% | No Limit | 30 Years | Waived off till 31 st March,2017 |
| Personal Loan | If you a salaried or pensioner, you are eligible to avail the loan from lender. Salaried: The minimum age of the applicant should be 21 years at the time of availing loan. He /she should also has minimum 2 years of left over period in service. 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs. Pensioners: The maximum age of the applicant should not be more than 72 years. He/she should also draws the pension through Vijaya Bank. 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs | 10.90% - 18.25% | 85% of the cost/invoice of new vehicle. 70% of the market value of used vehicle, not more than 5 years old. 100% of the cost/invoice for new vehicles | 5 Years | |
| Four Wheeler Loan | Individuals aged between 21 and 70 years. Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company. Pensioners drawing pension through our bank. Professionals/Self Employed persons having independent income. | 7% onwards | 7 Years | ||
| Education Loan | Loans to students admitted to Top Rated Institutions. Loans to students admitted to other domestic institutions. Loans to students seeking studies abroad. | 9.45%-10.65% | ₹10Lakh-20 Lakh | up to 15 years | Nil |
| Jewel Loan | Individuals of all income groups | 7%-11.25% | Based on daily price quoted by Bank | 1-2.5 Years | Upto & inclusive of ₹ 25,000=Nil Above ₹.25,000= 0.40% of the loan amount |
Documents Required
| Product | Documents |
|---|---|
| Housing Loan | Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted. Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed). Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted Income certificate issued by Revenue Authorities in case the applicant is an agriculturist. All the Land records and documents in original and two sets of copies License for construction/renovation of House/Flat Approved plan/Blue Print for the proposed construction or extension Allotment letter of Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board. |
| Personal Loan | Presanctioned Documents Latest salary certificate of the applicants. Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan. |
| 4 Wheeler Loan | 2 passportsize photos Identity Proof Residence Address Proof Statement of account of the applicant/co-applicant for the past one year from their present Bankers. Salary slips for the last 3 months of the applicant in case of salaried person. Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant. |
| Jewel Loan | Duly filled application form and recent passport size photographs of the applicant. He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments. The applicant should also need to have an agreement for demand cash credit against pledge of jewels. Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc. |
| Education Loan | ID Proof Documents: For identity proof, you can submit following documents, Aadhar Card Passport PAN Card Voter ID Card Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead Certificate of address with photo from Government-recognized educational institutions Ration Card Driving Licence Arms Licence Certificate of photo identity issued by the Village Panchayat head Current passbook of Post Office or any scheduled Bank with your photo on it Address Proof Documents: For address proof, you can submit the following documents: Voter ID Card Certificate of address Certificate of address with photo from Government-recognized educational institutions Aadhar Card Ration Card Notarized Sale or lease Agreement Current passbook of Post Office or any scheduled Bank with your Photo on it Photographs : You need to submit passport sized photographs of applicant to the bank Marks sheet: You have to submit photocopies of marks sheet of your highest qualification to the bank Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant |