Vijaya Bank Home Loan Bengaluru - Rates February 2024, IFSC, Eligibility, EMI

Vijaya Bank Home Loan in Bengaluru

About Vijaya Bank Home Loan in Bengaluru

Vijaya Bank in the beautiful city of Bengaluru offers the best deal for a home loan to avail. Yes, the lender offers the same with multiple features and benefits to choose from. Be it lower rates, minimal documents, flexible tenures and fastest approval, it would not be wrong to say that this lender offers you all.

Vijaya Bank Home Loan Bengaluru at a Glance

Interest Rate (in p.a.)8.50% - 10.60%
Loan AmountNo Limit
Tenure30 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
  • The maximum age of the applicant at the time of loan maturity should be 75 years.
  • Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
  • Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Required

  • Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
  • Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
  • Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
  • Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
  • All the Land records and documents in original and two sets of copies.
  • License for construction/renovation of House/Flat.
  • Approved plan/Blueprint for the proposed construction or extension.
  • Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing.
  • Board/NOC from the Society/Association/Builders/Housing Board.

Click to Know About Home Loan Bengaluru

Address of Vijaya Bank Branches in Bengaluru

Branch Name Complete Address IFSCMICRCustomer Care
Adugodi, BangaloreP B No 8227, 29, Hosur Road, Adugodi, Bangalore, Karnataka, 560030VIJB0001001560029002 080-25711999
Banashankari, BangaloreVIJB0001020560029006
Brigade Road, BangaloreNilgiris Bldg, 11, Brigade Road, Bangalore, Karnataka State, 560001VIJB0001038560029004
Byatarayanapura, BangaloreC M C Premises, Bellary Road, Byatarayanapura, Bangalore, Karnataka, 560092VIJB0001040560029025080-23333809, 080-23621594,
Channapatna, KarnatakaChaya Market, M G Road, Channapatna, Karnataka State, 571501VIJB0001044571029602080 7251888
Dabaspet, KarnatakaDabaspet, Nelamangala Tq, 562111VIJB0001049560029078
Dasarahalli, BangaloreTumkur Road, Dasarahalli, Bangalore, Karnataka State, 560057VIJB0001054560029029
Domlur, BangaloreVIJB0001061560029008
Ganganagar, BangaloreNo 19/10, 1St Main Road, Ganganagar, Bangalore, Karnataka, 560032VIJB0001065560029030
Sanjaynagar, BangaloreNo 17, 2Nd Stage, Rajmahal Vilas Extn, Sanjaynagar, Bangalore, Karnataka, 560094VIJB0001066560029031
Hanumantnagar, BangaloreNo 25, Aloka, 3Rd Main Road, Hanumantnagar, Bangalore, Karnataka, 560019VIJB0001076560029009
Infantry Road, BangaloreNo 23/24, Infantry Road, Bangalore, Karnataka State, 560001VIJB0001093560029012
Jayanagar, BangaloreP B No 1124, No.18, 27Th Cross, 11Th Main, 3Rd Block, Jayanagar, Bangalore, 560011VIJB0001096560029013
Cox Town, BangaloreNo 35, 1St Floor, Tambu Chetty Road, Cox Town, Bangalore, Karnataka, 560005VIJB0001097560029005  080-25485330,
J C Road, BangaloreP B No 6697, 14, J C Road, Bangalore, Karnataka State, 560002VIJB0001100560029033080-22224835
Kaggalipura, KarnatakaKaggalipura, Post Somnathpura, T Narasipur Taluk, Mysore Dist, Karnataka, 571120VIJB000110108227 270029
Kanakapura, KarnatakaR E S Complex, M G Road, Kanakapura, Karnataka State, 562117VIJB0001107560029095080 27522427
K G Road, BangaloreP B No 9934, No 34, 1St Floor, Hariram Complex, K.G.Road, Bangalore, 560009VIJB0001118560029034
Magadi, KarnatakaKllya Gate, Main Road, Magadi, Bangalore - Rural, Karnataka State, 562120VIJB0001135560029097
Malleshwaram, BangaloreP B No 310, 352, Sampige Road, Malleshwaram, Bangalore, Karnataka, 560003VIJB0001139
Mayo Hall, BangaloreP B No 5118, Public Utility Blg, Mayo Hall, M.G.Road, Bangalore, 560001VIJB0001146560029015
Mudigere, KarnatakaP B No 26, K M Road, Mudigere, Karnataka State, 577132VIJB0001151
Mysore Road, Bangalore152, 7Th Cross, 2Nd Main, Chamarajpet, Bangalore, Karnataka, 560018VIJB0001153560029037080-26617799
Nagappa Block, Bangalore1613/31, K B G Extn, Nagappa Block, Srirampuram, Bangalore, Karnataka, 560021VIJB0001155560029038
Nelamangala, Karnataka124, B H Road, Nelamangala, Bangalore Rural, Karnataka State, 562123VIJB0001161560029080080 27722129
Peenya, BangaloreNo.3/1/A, Tumkur Road, Peenya, Bangalore, Karnataka, 560058VIJB0001173560029041
R C Road, BangaloreP B No 5099, B V Bhavan Bldg, Race Course Road, Bangalore, Karnataka, 560001VIJB0001178560029016
Rajajinagar, BangaloreP B No 1022, No 367, V Block, 65Th Cross, Rajajinagar, Bangalore, 560010VIJB0001179560029043080-23351353
Ramanagaram, KarnatakaP B No 12, M G Road, Ramanagaram, Karnataka State, 571511VIJB0001180571029552
P B No 12, M G Road, Ramanagaram, Karnataka State, 571511P B No 2555, No 2A, Residency Road, Bangalore, Karnataka, 560025VIJB0001184560029017
Sankey Road, BangaloreNo 19, Sankey Road, Bangalore, Karnataka State, 560020VIJB0001189560029044:080-23442200
Shanthinagar, BangaloreNo 12, 1St Main, 2Nd Stage, West Of Chord Road, Bangalore, Karnataka, 560086VIJB0001193560029019
West Of Chord Road, BangaloreNo 12, 1St Main, 2Nd Stage, West Of Chord Road, Bangalore, Karnataka, 560086VIJB0001201560029046
South End Road, BangaloreSouth End Road, Basavanagudi, Bangalore, Karnataka State, 560004VIJB0001202560029022
Ulsoor, BangaloreNo 11/12, Cambridge Road, Ulsoor, Bangalore, Karnataka, 560008VIJB0001216560029021

  • Home Loan Interest Rates February 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%