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About Vijaya Bank Home Loan in Guwahati
If you are looking to avail a home loan to meet your dream home wish, Vijaya Bank offers you the same at lowest rates, charges, flexible tenures and easy documents. So, if you are anywhere in Guwahati, don’t worry as Vijaya Bank caters all your needs in the best way.
Vijaya Bank Home Loan Guwahati at a Glance
|Interest Rate (in p.a.)||6.85% - 8.25%|
|Loan Amount||No Limit|
|Processing Fee||As per bank’s norms|
- The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
- The maximum age of the applicant at the time of loan maturity should be 75 years.
- Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
- Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
- Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
- Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
- Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
- Income certificate issued by Revenue Authorities in case the applicant is an agriculturist.
- All the Land records and documents in original and two sets of copies.
- License for construction/renovation of House/Flat.
- Approved plan/Blueprint for the proposed construction or extension.
- Allotment letter of Co-operative Housing Society/Apartment Owners’ Association/Housing.
- Board/NOC from the Society/Association/Builders/Housing Board.
Click to Know Home Loan Guwahati
Address of Vijaya Bank Branches in Guwahati
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Fancy Bazar, Guwahati Main||P B No 146, Hotel Siddartha Bldg, H B Road, Fancy Bazar, Guwahati, 781001||VIJB0008001||781029002||:0361-2541124,|
|R G Baruah Road, Guwahati||Trishul Towers, Zoo Narengi Tiniali, R G Baruah Road, Guwahati, Assam, 781021||VIJB0008008||781029003|
|Sivasagar||Bharali Commercial Complex, 1St Floor , Hospital Road , Sivasagar, Assam||VIJB0008009||03772-224687|
|Maligaon , Guwahati||Maligaon Guwahati, Assam 781012||VIJB0008010||781029004||0361-2675328|
|Silpukhuri, Guwahati||Ss Mansion, Commercial Complex, Jnb Road, Opp Goswami Service Station, Silpukhuri, Guwahati 3||VIJB0008011||781029005|
|Rehabari, Guwahati||Near Nandan Hotel, G.S.Road, Paltan Bazar, Rehabari||VIJB0008012||781029006|
|Khanapara, Guwahati||Opp Reaserch Bus Stop, Dispur, Khanapara, G.S.Road, Guwahati||VIJB0008013||781029007|
|Regional Office. Guwahati||Ispat Bhavan, Maulana Azad Road, Rehabari, Guwahati, Assam||VIJB0009108||781029001||0361-2542755|
|Betkuchi Branch||Boragoan Chariali, Land Mark - Near Gurudwarasahib, West Boragoan, Dist Kamrup-781033||VIJB0008017||781029033|
|Ganeshguri||1St Floor Dhruba Market, Ganeshguri Chariali G S Road, Guwahati, Dist-Kamrup(Metro)||VIJB0008019|