Vijaya Bank Home Loan Guwahati - IFSC, Rates Dec 2023, Eligibility, EMI

Vijaya Bank Home Loan in Guwahati

About Vijaya Bank Home Loan in Guwahati

If you are looking to avail a home loan to meet your dream home wish, Vijaya Bank offers you the same at lowest rates, charges, flexible tenures and easy documents. So, if you are anywhere in Guwahati, don’t worry as Vijaya Bank caters all your needs in the best way.  

Vijaya Bank Home Loan Guwahati at a Glance

Interest Rate (in p.a.)8.50% - 10.60%
Loan AmountNo Limit
Tenure30 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
  • The maximum age of the applicant at the time of loan maturity should be 75 years.
  • Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
  • Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Required

  • Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
  • Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
  • Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
  • Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
  • All the Land records and documents in original and two sets of copies.
  • License for construction/renovation of House/Flat.
  • Approved plan/Blueprint for the proposed construction or extension.
  • Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing.
  • Board/NOC from the Society/Association/Builders/Housing Board.

Click to Know Home Loan Guwahati

Address of Vijaya Bank Branches in Guwahati

Branch Name Complete Address IFSCMICRCustomer Care
Fancy Bazar, Guwahati MainP B No 146, Hotel Siddartha Bldg, H B Road, Fancy Bazar, Guwahati, 781001VIJB0008001781029002:0361-2541124,
R G Baruah Road, GuwahatiTrishul Towers, Zoo Narengi Tiniali, R G Baruah Road, Guwahati, Assam, 781021VIJB0008008781029003
SivasagarBharali Commercial Complex, 1St Floor , Hospital Road , Sivasagar, AssamVIJB000800903772-224687
Maligaon , GuwahatiMaligaon Guwahati, Assam 781012VIJB00080107810290040361-2675328
Silpukhuri, GuwahatiSs Mansion, Commercial Complex, Jnb Road, Opp Goswami Service Station, Silpukhuri, Guwahati 3VIJB0008011781029005
Rehabari, GuwahatiNear Nandan Hotel, G.S.Road, Paltan Bazar, RehabariVIJB0008012781029006
Khanapara, GuwahatiOpp Reaserch Bus Stop, Dispur, Khanapara, G.S.Road, GuwahatiVIJB0008013781029007
Regional Office. GuwahatiIspat Bhavan, Maulana Azad Road, Rehabari, Guwahati, AssamVIJB00091087810290010361-2542755
Betkuchi BranchBoragoan Chariali, Land Mark - Near Gurudwarasahib, West Boragoan, Dist Kamrup-781033VIJB0008017781029033
Ganeshguri1St Floor Dhruba Market, Ganeshguri Chariali G S Road, Guwahati, Dist-Kamrup(Metro)VIJB0008019

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  • Home Loan Interest Rates December 2023
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%