Vijaya Bank Home Loan in Jammu

Last Updated : April 11, 2017, 4:20 p.m.

About Vijaya Bank Home Loan in Jammu

For the best home loan deal in Jammu, Vijaya Bank is your best companion. Yes, this public sector lender by offering this credit facility to you with many features and benefits ensures that you have a hassle-free loan journey. So, avail Vijaya Bank home loan in Jammu and enjoy the unlimited benefits.

Vijaya Bank Home Loan Jammu at a Glance

Eligibility Criteria

• The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
• The maximum age of the applicant at the time of loan maturity should be 75 years.
• Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
• Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Required

• Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
• Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
• Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
• Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
• All the Land records and documents in original and two sets of copies.
• License for construction/renovation of House/Flat.
• Approved plan/Blueprint for the proposed construction or extension.
• Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing.
• Board/NOC from the Society/Association/Builders/Housing Board.

Know More About Home Loan Jammu

Address of Vijaya Bank Branches in Jammu