Vijaya Bank Home Loan Kolkata - Eligibility, Rates March 2024, IFSC, EMI

Vijaya Bank Home Loan in Kolkata

About Vijaya Bank Home Loan in Kolkata

Vijaya Bank with its wide presence in the beautiful city of Kolkata ensues to cater the needs of all home loan borrowers. Yes, the bank is offering the best of home loan so that the people of Kolkata have a hassle-free loan journey.

Vijaya Bank Home Loan Kolkata at a Glance

Interest Rate (in p.a.)8.50% - 10.60%
Loan AmountNo Limit
Tenure30 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
  • The maximum age of the applicant at the time of loan maturity should be 75 years.
  • Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
  • Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Required

  • Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
  • Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
  • Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
  • Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
  • All the Land records and documents in original and two sets of copies.
  • License for construction/renovation of House/Flat.
  • Approved plan/Blueprint for the proposed construction or extension.
  • Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing.
  • Board/NOC from the Society/Association/Builders/Housing Board.

Click to Know Home Loan Kolkata

Address of Vijaya Bank Branches in Kolkata

Branch Name Complete Address IFSCMICRCustomer Care
Gariahat Road, KolkataP/17A, Temple Towers, A C Avenue, Gariahat Road, Kolkata, West Bengal, 700019VIJB0007202700029006
Burrabazar, KolkataNo 12/2, S B Street, Burrabazar, Kolkata, West Bengal, 700007VIJB0007203700029004
Rabindra Sarani, KolkataP B No 12313, 2 - B, T C Dutta Street, Rabindra Sarani, Kolkata, West Bengal, 700073VIJB0007205700029007
Park Street, KolkataNo 125/1, A G Towers, Park Street, Kolkata, West Bengal, 700017VIJB0007208700029008
Dharmatolla, KolkataNo 37/1, N C Street, Dharmatolla, Kolkata, West Bengal, 700013VIJB0007211700029005
Alipore, KolkataRajahansa Building, 6, Hastings Park Road, Alipore, Kolkata, West Bengal, 700027VIJB0007212700029002
Brabourne Road, KolkataP B No 2038, 1/2, Old Court House, Brabourne Road, Kolkata, West Bengal, 700001VIJB0007213700029003
Overseas, KolkataFirst Floor, A G Towers, 125/1, Park Street, Kolkata, West Bengal, 700017VIJB0007216700029011
N S Road1St Floor, Mukti Chambers, No.4, Cliverow, N S Road, Kolkata - 700001VIJB0007218700029009
Lake Town, KolkataP/205, B - Block, Lake Town, Kolkata, West Bengal, 700089VIJB0007219700029013
A R M B, KolkataNo 17/A, Temple Tower, A C Avenue, Kolkata, West Bengal, 700019VIJB0007220
Gora Bazar, KolkataKolkataVIJB0007221700029015
Rashbehari Avenue, KolkataKolkataVIJB0007222700029016
Shyam Bazar, KolkataKolkataVIJB0007223700029017
Sealdah, KolkataKolkataVIJB0007224700029018
Chittaranjan Avenue KolkataNo.126, Chittaranjan Avnue, Kolkata, Kolkata, West Bengal, 700001VIJB0007225700029019
Salt Lake, KolkataDa - 31, Sector - 1, , Salt Lake, Kolkata, West Bengal, 700064VIJB0007226700029020
New Market Kolkata53:D Mirza Galib Street, New Market, Kolkata, 700016VIJB0007227700029021
East Kol.Township Proj., Kolkata32/B, Rashbehari Connector, East Kol Town, Project Area, Bose Pukar Road, Kasba - Kolkata - 700042VIJB0007228700029022
Garia, Kolkata2770, N.S.C.Bose Road, Old 32, Garia Main Road, Garia, Kolkata - 700084VIJB0007229700029023
Rajarhat, KolkataUsta, The Condoville Complex, New Town, At Ag/1(Portion), Street No.28, Rajarhat, KolkataVIJB0007230700029024
Rajarhat, Gopalpur, KolkataRajarhat – Gopalpur, Sachindralal Sarani Road, (Jora Mandir), Vip Road, Baguaiati – 700059VIJB0007233700029025
Jadavpur, KolkataNo.3/100C Kmb Premises, 241, Chittaranjan Colony, R Aja S C Mullick Road Jadavpur, KolkataVIJB0007237732029028
International Airport Extention Counter, KolkataExtention Counter, International Airport, Kolkata, West Bengal, 700052VIJB0007282700029031
Service Branch, Kolkata1 - 2, Old Court House - , Corner, , Brabourne Road, Kolkata, West Bengal, 700001VIJB0009203700029001033-22488097
Regional Office. Kolkata5Th Floor, Trimurty Apartments, 97/1, Park Street, Kolkata, West BengalVIJB0009104700029100033-22262910
MadhyamgramPushpa Kunj Road Sodepur (E) Debigarh, Madhyamgram, KolkataVIJB0007240700029030
Corporate Banking BranchGillander House No.8, Netaji Subhas Road, Kolkata.VIJB0007241
Currency Chest Kolkata25/1/A D M Street, C R Avenue, Beh:Medical College Kolkata West Bengal - 700073VIJB0009603700029050033-22349270
Racpc - KolkataP - 17A Temple Towers, Ashutosh Chowdhury Avenue, Gariahat Rd, 97/1 Park Street Kolkata West Bengal - 700019VIJB0009806
Kolkata Msme CellTrimurthi Apartments, 5Th Floor, 97, Park Street, Kolkata-700016VIJB0009863701029016
Jodhpur Park-Kolkata1St Floor, 1/336, Gariahat Road, Jodhpur Park Kolkata-700068VIJB0007245
Behela, West BengalNo 4, Daimond Harbour Road SilparaVIJB0007246

  • Home Loan Interest Rates March 2024
    Axis Bank8.75% - 9.15%
    Bank of Baroda8.50% - 10.60%
    Citibank8.75% - 9.15%
    HDFC8.50% - 9.40%
    ICICI Bank9.00% - 9.85%
    Indiabulls Housing Finance Limited8.65%
    Kotak Bank8.70%
    LIC Housing8.50% - 10.50%
    Piramal Capital & Housing Finance10.50%
    PNB Housing Finance8.50% - 10.95%
    Reliance Home Finance8.75% - 14.00%
    State Bank of India/SBI9.10% - 9.65%
    Tata Capital8.95% - 12.00%