Vijaya Bank Home Loan Lucknow - Rates Dec 2023, Eligibility, IFSC, EMI

Vijaya Bank Home Loan in Lucknow

About Vijaya Bank Home Loan in Lucknow

The City of Nawabs with its magical aura is grabbing the attention of many home loan borrowers. Yes, the people living in Lucknow can easily avail the home loan being offered by the renowned lender of the country, i.e. Vijaya Bank. To know more, read the page further.

Vijaya Bank Home Loan Lucknow at a Glance

Interest Rate (in p.a.)8.50% - 10.60%
Loan AmountNo Limit
Tenure30 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
  • The maximum age of the applicant at the time of loan maturity should be 75 years.
  • Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
  • Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Required

  • Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
  • Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
  • Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
  • Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
  • All the Land records and documents in original and two sets of copies.
  • License for construction/renovation of House/Flat.
  • Approved plan/Blueprint for the proposed construction or extension.
  • Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing.
  • Board/NOC from the Society/Association/Builders/Housing Board.

For Latest Updates Click Home Loan Lucknow

Address of Vijaya Bank Branches in Lucknow

Branch Name Complete Address IFSCMICRCustomer Care
Hazratganj, Lucknow31/49, M G Marg, Mayfair Bldg, Hazratganj, Lucknow, U P, 226001VIJB0007106226029002
Cantonment, LucknowNo 318, Saadar Bazaar, Lucknow Cantt, Lucknow, U P, 226002VIJB0007121226029005
R S M Nagar, LucknowBoothnath Market, Faizabad Road, Rsm Nagar, Lucknow, U P, 226016VIJB0007123226029008
Mohiballapur, Lucknow10, Satyalok, Sitapur Road, Mohiballapur, Lucknow, U P, 226007VIJB00071242260290070522-2360054
B N Road, LucknowNataraj Complex, 11, B N Road, Kaiserbagh, Lucknow, U P, 226001VIJB0007127226029004
Gomtinagar, LucknowNo A - 1/33, Vijay Khand, Gomtinagar, Lucknow, U P, 226010VIJB0007134226029009
Patel Nagar, LucknowNo 22, Patel Nagar, Alambagh, Lucknow, U P, 226005VIJB0007135226029010
Vishalkhand, LucknowNo 4/28, Vishal Khand, Gomtinagar, Lucknow, Up, 226010VIJB0007137226029011
I.E.T, Mohibullpur, LucknowThe Institute Of Engineer, Ing & Technology, Sitapur Road, Mohiballapur, Lucknow Dist, Up, 226021VIJB0007141226029012
Aliganj, LucknowM - 1/9, Sector B, Aliganj Lucknow, 226020VIJB00071572260290130522-2335644
Command Hospital Ext Counter, LucknowCommand Hospital, Shyam Ganj Bareilly U PVIJB00071892240290050522 2482588
Service Branch, LucknowMayfair Bldg, 31/49, M G Marg, Hazratganj, Lucknow, U P, 226001VIJB0009209226029001:0522-2201903, 0522-2275795
Jankipuram, LucknowC1/343 - Sector G, Sahara Estate Road, Jankipuram, LucknowVIJB0007159226029014
Regional Office. Lucknow1St Floor, Boothnath Market, Indiranagar, LucknowVIJB000911222602900099350 57850
Vikas Nagar, Lucknow1/175 Vikas Nagar, Vikas Nagar, LucknowVIJB00071662260290170522 2739981
Balaganj Chowk, LucknowG.P.Tower Campwell Road, Balaganj Chowk, LucknowVIJB00071622260290150522 2405740
Gokhale Marg, Lucknow25/30 Kha, Joppling Road, Gokhale Marg, LucknowVIJB00071612260290160522-2208299
Ashiyana, LucknowK - 284, Ashiyana Colony, Ashiyana, LucknowVIJB00071582260290180522 2423888
Lalitpur, UpCity Centre, 244 Civil Lines, Station Road, Lalitpur, LucknowVIJB0007172284029403
Rajajipuram, LucknowCp 7/201 - A, 202, Rajajipuram, Lucknow, Up
Barabanki, Uttar PradeshB/888, Lajpatnagar, Barabanki, Lucknow, Uttar PradeshVIJB0007160548220047
Khurja, Uttar Pradesh722, Old Teshil, Khurja - 203101VIJB0007175
Haidergarh, Uttar PradeshNear Subeha Tiraha, Lucknow - Sultanpur Road, Bara Banki Dt, Haidergarh, Uttar Pradesh, 227301VIJB000717622702930105244-245005
Jagdishpur, Uttar PradeshLucknow - Sultanpur Road, Opp Block Office, Sultanpur Dist, Jagdishpur, Uttar Pradesh, 227817VIJB000717705361-265477
Currency Chest LucknowB - 87 - B Bhawana, Opp:Ramakrishna Mutt, Nirala Nagar Lucknow U P - 226020VIJB00096072260291000522-2788883
Bahraich, Uttar PradeshBanjari Mor, Near Jansikshan Samsthan, Lucknow Main Road, Bahraich-271801VIJB0006507271029001
Roshnabad, Uttar PradeshVillage-Roshnabad, Lucknow, Uttar Pradesh-226020VIJB0006509226029020
Laulai BranchOpp:Amity Campus, Yadav Complex, Laulai-Malhaur Road-226028VIJB0006513226029028
Munshipulia15-93, Ring Road Opp Iocl Petrol Pump, Munshipulia, LucknowVIJB00065185222356356
Vibhav Khand Lucknow4/756, Vibhav Khand, Gomti Nagar, Lucknow - 226010VIJB0006520222029010
Jakhni Kalan-LambhuaVillage & Post - Lambhua, Lucknow-Varanasi High Way, Distt.Sultanpur, U.PVIJB0006522
Msme Cell, Lucknow15/93-Indira Nagar, Ring Road Munsipulia LucknowVIJB0009869

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