About Vijaya Bank Home Loan in Lucknow
The City of Nawabs with its magical aura is grabbing the attention of many home loan borrowers. Yes, the people living in Lucknow can easily avail the home loan being offered by the renowned lender of the country, i.e. Vijaya Bank. To know more, read the page further.
Vijaya Bank Home Loan Lucknow at a Glance
|Interest Rate (in p.a.)||8.50% - 10.60%|
|Loan Amount||No Limit|
|Processing Fee||As per bank’s norms|
- The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
- The maximum age of the applicant at the time of loan maturity should be 75 years.
- Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
- Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
- Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
- Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
- Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted.
- Income certificate issued by Revenue Authorities in case the applicant is an agriculturist.
- All the Land records and documents in original and two sets of copies.
- License for construction/renovation of House/Flat.
- Approved plan/Blueprint for the proposed construction or extension.
- Allotment letter of Co-operative Housing Society/Apartment Owners’ Association/Housing.
- Board/NOC from the Society/Association/Builders/Housing Board.
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Address of Vijaya Bank Branches in Lucknow
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Hazratganj, Lucknow||31/49, M G Marg, Mayfair Bldg, Hazratganj, Lucknow, U P, 226001||VIJB0007106||226029002|
|Daliganj, Lucknow||NO.B 87BHAWANA, NEAR RAMAKRISHNA MUTT, NIRALANAGAR, DALIGANJ, LUCKNOW, 226020 ||VIJB0007118||226029006||0522-2786770|
|Cantonment, Lucknow||No 318, Saadar Bazaar, Lucknow Cantt, Lucknow, U P, 226002||VIJB0007121||226029005|
|R S M Nagar, Lucknow||Boothnath Market, Faizabad Road, Rsm Nagar, Lucknow, U P, 226016||VIJB0007123||226029008|
|Mohiballapur, Lucknow||10, Satyalok, Sitapur Road, Mohiballapur, Lucknow, U P, 226007||VIJB0007124||226029007||0522-2360054|
|B N Road, Lucknow||Nataraj Complex, 11, B N Road, Kaiserbagh, Lucknow, U P, 226001||VIJB0007127||226029004|
|Gomtinagar, Lucknow||No A - 1/33, Vijay Khand, Gomtinagar, Lucknow, U P, 226010||VIJB0007134||226029009|
|Patel Nagar, Lucknow||No 22, Patel Nagar, Alambagh, Lucknow, U P, 226005||VIJB0007135||226029010|
|Vishalkhand, Lucknow||No 4/28, Vishal Khand, Gomtinagar, Lucknow, Up, 226010||VIJB0007137||226029011|
|I.E.T, Mohibullpur, Lucknow||The Institute Of Engineer, Ing & Technology, Sitapur Road, Mohiballapur, Lucknow Dist, Up, 226021||VIJB0007141||226029012|
|Aliganj, Lucknow||M - 1/9, Sector B, Aliganj Lucknow, 226020||VIJB0007157||226029013||0522-2335644|
|Command Hospital Ext Counter, Lucknow||Command Hospital, Shyam Ganj Bareilly U P||VIJB0007189||224029005||0522 2482588|
|Service Branch, Lucknow||Mayfair Bldg, 31/49, M G Marg, Hazratganj, Lucknow, U P, 226001||VIJB0009209||226029001||:0522-2201903, 0522-2275795|
|Jankipuram, Lucknow||C1/343 - Sector G, Sahara Estate Road, Jankipuram, Lucknow||VIJB0007159||226029014|
|Regional Office. Lucknow||1St Floor, Boothnath Market, Indiranagar, Lucknow||VIJB0009112||226029000||99350 57850|
|Vikas Nagar, Lucknow||1/175 Vikas Nagar, Vikas Nagar, Lucknow||VIJB0007166||226029017||0522 2739981|
|Balaganj Chowk, Lucknow||G.P.Tower Campwell Road, Balaganj Chowk, Lucknow||VIJB0007162||226029015||0522 2405740|
|Gokhale Marg, Lucknow||25/30 Kha, Joppling Road, Gokhale Marg, Lucknow||VIJB0007161||226029016||0522-2208299|
|Ashiyana, Lucknow||K - 284, Ashiyana Colony, Ashiyana, Lucknow||VIJB0007158||226029018||0522 2423888|
|Lalitpur, Up||City Centre, 244 Civil Lines, Station Road, Lalitpur, Lucknow||VIJB0007172||284029403|
|Rajajipuram, Lucknow||Cp 7/201 - A, 202, Rajajipuram, Lucknow, Up ||VIJB0007171||226029019||5222419241|
|Barabanki, Uttar Pradesh||B/888, Lajpatnagar, Barabanki, Lucknow, Uttar Pradesh||VIJB0007160||548220047|
|Khurja, Uttar Pradesh||722, Old Teshil, Khurja - 203101||VIJB0007175|
|Haidergarh, Uttar Pradesh||Near Subeha Tiraha, Lucknow - Sultanpur Road, Bara Banki Dt, Haidergarh, Uttar Pradesh, 227301||VIJB0007176||227029301||05244-245005|
|Jagdishpur, Uttar Pradesh||Lucknow - Sultanpur Road, Opp Block Office, Sultanpur Dist, Jagdishpur, Uttar Pradesh, 227817||VIJB0007177||05361-265477|
|Currency Chest Lucknow||B - 87 - B Bhawana, Opp:Ramakrishna Mutt, Nirala Nagar Lucknow U P - 226020||VIJB0009607||226029100||0522-2788883|
|Bahraich, Uttar Pradesh||Banjari Mor, Near Jansikshan Samsthan, Lucknow Main Road, Bahraich-271801||VIJB0006507||271029001|
|Roshnabad, Uttar Pradesh||Village-Roshnabad, Lucknow, Uttar Pradesh-226020||VIJB0006509||226029020|
|Laulai Branch||Opp:Amity Campus, Yadav Complex, Laulai-Malhaur Road-226028||VIJB0006513||226029028|
|Munshipulia||15-93, Ring Road Opp Iocl Petrol Pump, Munshipulia, Lucknow||VIJB0006518||5222356356|
|Vibhav Khand Lucknow||4/756, Vibhav Khand, Gomti Nagar, Lucknow - 226010||VIJB0006520||222029010|
|Jakhni Kalan-Lambhua||Village & Post - Lambhua, Lucknow-Varanasi High Way, Distt.Sultanpur, U.P||VIJB0006522|
|Msme Cell, Lucknow||15/93-Indira Nagar, Ring Road Munsipulia Lucknow||VIJB0009869|