Vijaya Bank Home Loan in New Delhi
Last Updated : May 5, 2018, 5:18 p.m.
About Vijaya Bank Home Loan in New Delhi
There are various lenders that offer the home loan to the people living in the beautiful city of New Delhi. But, if we talk about the best lender in town, it would not be wrong to say that Vijaya Bank rules the roost. By offering this credit facility at lower rates and minimal charges, this bank has become the first choice of many.
Vijaya Bank Home Loan New Delhi at a Glance
| Particulars | Details |
|---|---|
| Interest Rate (in p.a.) | 8.50% - 10.60% |
| Loan Amount | No Limit |
| Tenure | 30 Years |
| Processing Fee | As per bank’s norms |
Eligibility Criteria
- The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
- The maximum age of the applicant at the time of loan maturity should be 75 years.
- Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
- Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
Documents Checklist
- Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
- Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
- Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
- Income certificate issued by Revenue Authorities in case the applicant is an agriculturist.
- All the Land records and documents in original and two sets of copies
- License for construction/renovation of House/Flat
- Approved plan/Blueprint for the proposed construction or extension
- Allotment letter of Co-operative Housing Society/Apartment Owners’ Association/Housing
- Board/NOC from the Society/Association/Builders/Housing Board.
Click to Know Home Loan New Delhi
Address of Vijaya Bank Branches in New Delhi
| Branch | Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Bhorgarh, Delhi | Facility Centre, No 4, D S I D C, Narela Indl Park, Bhorgarh, Delhi, 110040 | VIJB0006001 | 110029003 | |
| Chandni Chowk, Delhi | New Delhi | VIJB0006002 | 110029005 | |
| Barakhamba Road | No.17, Vijaya Building, Barakhamba Road, New Delhi - 110001 | VIJB0006004 | 110029006 | |
| Defence Colony, New Delhi | No 31/C, D D A Complex, Opp:Moolchand Hospital, Defence Colony, New Delhi, 110024 | VIJB0006005 | 110029007 | |
| Cantonment, New Delhi | New Delhi | VIJB0006006 | 110029004 | |
| Kamalanagar, Delhi | New Delhi | VIJB0006007 | 110029009 | |
| Karolbagh, New Delhi | 10203, Jamna House, Padam Singh Road, Karolbagh, New Delhi, 110005 | VIJB0006008 | 110029010 | |
| Khureji - Khas, Delhi | No 4, Bhagat Singh Marg, Khurejikhas, Delhi, 110051 | VIJB0006009 | 110029011 | |
| R K Puram, New Delhi | Sector - 9, Sangam Theatre Bldg, R K Puram, New Delhi, 110022 | VIJB0006011 | 110029012 | |
| Sameypur, Delhi | Main Road, Sameypur, Delhi, , 110042 | VIJB0006012 | 110029014 | |
| Krishna Park, New Delhi | No B/25, Tilaknagar Post, New Krishna Park, New Delhi, 110018 | VIJB0006013 | 110029015 | |
| Hauz Khas, New Delhi | No D/65, Hauzkhas Market, Hauzkhas, New Delhi, 110016 | VIJB0006015 | 110029008 | |
| Ansari Road, New Delhi | New Delhi | VIJB0006017 | 110029002 | |
| Ram Nagar, New Delhi | No 8718, D B Gupta Road, Paharganj, Ramnagar, New Delhi, 110055 | VIJB0006018 | 110029013 | |
| Vigyan Vihar, Delhi | New Delhi | VIJB0006019 | 110029016 | |
| Bikaji Cama Place, New Delhi | Ansal Chamber - Ii, Flat No Ug - 27/35, 6, Africa Avenue, B C Place, New Delhi, 110066 | VIJB0006020 | 110029018 | |
| Loni Road, Delhi | No 1/3732, Timber Market, Loni Road, Shahadar, Delhi, 110032 | VIJB0006022 | 110029019 | |
| C M S B, Delhi | No 17, Vijaya Building, Barakhamba Road, New Delhi, 110001 | VIJB0006028 | 110029020 | 011 23353242 |
| Greater Kailash, New Delhi | No M 53, Shopping Centre, Greater Kailash - 2, New Delhi, 110048 | VIJB0006031 | 110029027 | |
| Raja Garden, New Delhi | No 23, Nazafgarh Road, Raja Garden, New Delhi, 110015 | VIJB0006033 | 110029031 | |
| Patparganj, New Delhi | Plot No 5, No 1, Savitri Plaza, I P Extension, L S C - 2, Patparganj, Delhi, 110092 | VIJB0006034 | 110029030 | |
| Nehru Place, New Delhi | B/14, Gr Floor, Chirag Enclave, Nehru Place, New Delhi, 110048 | VIJB0006035 | 110029032 | |
| A R M B, Delhi | Ground Floor, Vijaya Building, 17, Barakhamba Road, New Delhi, 110001 | VIJB0006036 | 110029999 | |
| Pitampura, Delhi | Plot No 1, C U Block, Vikas Surya Plaza, Local Shopping Centre, Pitampura, New Delhi, 110034 | VIJB0006037 | 110029036 | |
| Rohini, Delhi | Ess Ess Plaza, 1, Community Centre, Sector - 3, Rohini, New Delhi, 110085 | VIJB0006038 | 110029035 | |
| Naraina, Delhi | No C - 127, Phase - 1, Main Road, Industrial Area, Naraina, New Delhi, 110028 | VIJB0006039 | 110029033 | |
| Vasant Kunj, Delhi | Bhatnagar Inter - , National School, , Sector - B, Pocket 8&9, Vasant Kunj, Delhi, 110070 | VIJB0006040 | 110029034 | |
| Vikas Marg, Delhi | No.8, Rajdhani Enclave, Vikas Marg, New Delhi, 110092 | VIJB0006041 | 110029037 | |
| Malviyanagar, Delhi | D - 86, Main Road, Malviyanagar, New Delhi, 110017 | VIJB0006042 | 110029038 | |
| Azadpur, Delhi | 17 - 18, New Subzi Mandi, Behind Indraprastha - , Ice & Cold Storage, , Azadpur, Delhi, 110033 | VIJB0006043 | 110029039 | |
| Paschim Vihar, New Delhi | C - 68, Lic Colony, Paschim Vihar, New Delhi 110087 | VIJB0006045 | 110029043 | |
| Punjabi Bagh, New Delhi | Plot No.36, North Avenue Road, Punjabi Bagh (West), 110026 | VIJB0006047 | 110029047 | |
| Mayur Vihar, Delhi | D - 29, Acharya Niketan, Mayur Vihar Phase - I, 110091 | VIJB0006048 | 110029048 | |
| Dwarka | Plot No. 45, Sector 12 - B, Dwaraka, Delhi. | VIJB0006049 | 110029050 | 011-28034208 |
| Safdarjang Airport Extention Counter, New Delhi | Extention Counter, Airport Auth Of India, Safdarjung Airport, New Delhi, 110003 | VIJB0006801 |
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