Vijaya Bank Home Loan Noida - Rates Dec 2023, Eligibility, IFSC, EMI

Vijaya Bank Home Loan in Noida

About Vijaya Bank Home Loan in Noida

Home loan being offered by Vijaya Bank comes handy to you with plenty of features and benefits to choose from. You can avail this credit facility at competitive rates, flexible tenures and simple documentation. So, if you are in Noida city and looking funds/finances to buy a new home, Vijaya Bank is here.

Vijaya Bank Home Loan Noida at a Glance

Interest Rate (in p.a.)8.50% - 10.60%
Loan AmountNo Limit
Tenure30 Years
Processing FeeAs per bank’s norms

Eligibility Criteria

  • The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
  • The maximum age of the applicant at the time of loan maturity should be 75 years.
  • Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
  • Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.

Documents Checklist

  • Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
  • Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
  • Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
  • Income certificate issued by Revenue Authorities in case  the applicant is an agriculturist.
  • All the Land records and documents in original and two sets of copies
  • License for construction/renovation of House/Flat
  • Approved plan/Blueprint for the proposed construction or extension
  • Allotment letter of  Co-operative Housing Society/Apartment Owners’ Association/Housing
  • Board/NOC from the Society/Association/Builders/Housing Board.

Know More About Home Loan Noida

Address of Vijaya Bank Branches in Noida

BranchAddressIFSCMICRCustomer Care
Noida Complex, NoidaA/5, Sector - 19, Gautam Budh Nagar, Noida Complex, Noida, Uttar Pradesh, 201301VIJB0007126110029017
S S I, NoidaB/12, Sector - 60, Prayag Industries, Gautam Buddha Nagar, Noida, Uttar Pradesh, 201301VIJB0007132110029023
Greater Noida - DelhiShop No 7, 8, 9, Jagath Form Center, Gamma - C, Greater NoidaVIJB0007140110029042
New Okhla Industrial Development Authority (Noida) Extention Counter, UpNew Okhla Industrial - , Development Authority, Noida Admn Building, Sector - 6, Noida, Up, 201301VIJB0007185
Noida Golf Course Extention Counter, U PExtention Counter, Noida Golf Course, Sector - 38, Noida, Uttar Pradesh, 201301VIJB0007187
Sector 63, NoidaPlot No.20, Block H 1/A, Sector - 63, Noida, 201301VIJB00071781100290551202427170
Bhangel, Uttar PradeshKhata/Khatouni No.92, Bhangel Market Main Dari Road, Phase 11 Noida DistVIJB0006540201029304

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