About Vijaya Bank Home Loan in Pune
For the best home loan deal in the beautiful city of Pune, you just need to take the help from one reliable bank, i.e. Vijaya Bank. This public sector lenders offers you this credit facility in the most hassle-free manner along with many features and benefits to avail. So, what are you waiting for? Apply today and get the loan now!
Vijaya Bank Home Loan Pune at a Glance
| Particulars | Details |
|---|---|
| Interest Rate (in p.a.) | 8.50% - 10.60% |
| Loan Amount | No Limit |
| Tenure | 30 Years |
| Processing Fee | As per bank’s norms |
Eligibility Criteria
- The minimum age of the applicant at the time of availing the loan should be 21 and 65 years.
- The maximum age of the applicant at the time of loan maturity should be 75 years.
- Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements.
- Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility.
Documentation Needed
- Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted.
- Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P&L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed).
- Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted
- Income certificate issued by Revenue Authorities in case the applicant is an agriculturist.
- All the Land records and documents in original and two sets of copies
- License for construction/renovation of House/Flat
- Approved plan/Blueprint for the proposed construction or extension
- Allotment letter of Co-operative Housing Society/Apartment Owners’ Association/Housing
- Board/NOC from the Society/Association/Builders/Housing Board.
Click to Know Home Loan Pune
Address of Vijaya Bank Branches in Pune
| Branch | Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Chinchwad, Pune | Pune | VIJB0005004 | 411029005 | |
| Camp, Pune | Pune | VIJB0005014 | 411029003 | |
| Sadashivpet, Pune | P B No 710, 1159, Swojas House, Sadashivpet, Pune, Maharastra, 411030 | VIJB0005016 | 411029002 | |
| Kirkee, Maharastra | No 41/A, Bhau Patil Road, Bopadi, Kirkee, Pune, Maharastra, 411003 | VIJB0005038 | 411029004 | 020-25812818 |
| Lonavala, Maharastra | 30, Kukreja Building, New Bhangarwadi Road, Lonavala, Pune Dist, Maharastra, 410401 | VIJB0005040 | 02114 272889 | |
| Kalyani Nagar, Pune | Pune | VIJB0005065 | 411029006 | |
| Satara Road, Pune | Pune | VIJB0005066 | 411029007 | |
| Dhole Patil Road, Pune | 50/54 Graphicon Arcade, Nr.Ruby Hall Clinic, Dhole Patil Road, Pune, 411001 | VIJB0005074 | 411029008 | |
| Kalwa Branch, Thane | Ground Floor, Swagat Apartments, Lbs Road, Old Mumbai Pune Road, Kharegaon Naka, Kalwa, Thane, Maharashtra | VIJB0005094 | 400029062 | 022 25386670 |
| Corporate Banking Branch | Vinayak Niwas, 1206/A - 32 Sirole Road, Opp.Shambaji Parktion, Louiswadi, Pune - 411004 | VIJB0005104 | 411029009 | 020-30203379 |
| Air Port Ext Counter, Pune | Airport Ext.Counter, Adjacent To Conference Hal, Air Port Compound, Lohagaon, Pune | VIJB0005804 | ||
| Regional Office, Pune | Dhole Patil Road, 50 - 54, Graphicon Arcade, Near Ruby Hall Clinic, Pune - 411001, Pune, Maharashtra, 411001 | VIJB0009129 | 020-2605 6022 | |
| Pirangut | Shop No 141 To 144 Oxford Avenue Pirangut | VIJB0005108 | 411029010 | |
| Racpc - Pune | No.1206/A - 32, Shirole Road, Opp Sambhaji Park, Pune | VIJB0009811 | 020-30203379 | |
| Msme Cell, Pune | Vinayak Niwas, 1206/A Shirole Road Opp Sambhaji Park | VIJB0009857 | ||
| Nibm, Kondhwa Branch | S No 1(A), Part Adithya Business Centre, Kondhwa Khurd, Near Jyoti Hotel-411048 | VIJB0005113 | 411029048 | |
| Nanded Phata | Sr.No. 18/1/8/2, Mukai Complex, Khadakwasla Road, Nanded Phata Pune -240 | VIJB0005122 | ||
| Pimple Saudagar | 143/5 Rose Icon, Pimple Saudagar, Pimpri Chinchwad, Pune-411027 | VIJB0005120 | 30203382 | |
| Kharadi, Pune, Maharastra | Shop No 4& 5, Gold Star, Sr.No.58/2, Kharadi Road | VIJB0005130 | ||
| Baramati | Plot No.P-60, Midc | VIJB0005121 | ||
| Warje | Bonjaur Sr.114 Hissa No 1 Pune Mumbai Road Near Sobha Puram Warje Pune 411052 | VIJB0005137 | ||
| Kiwale | Dangat Corner, Near Shinde Petroal Pump | VIJB0005139 | ||
| Bhivari | Near Hp Dnyaneswar Petrol Pump Purandhar Taluk | VIJB0005143 | ||
| Lohegaon, Pune | Surbey No 279, Sathe Vastidhanori Rd, Geetai Lawns, Lohegaon | VIJB0005145 | ||
| Chakan | Ghanwat Plaza Wing B Nanekarwadi Gat No 842 Chakan Telgaon Rd Chakan | VIJB0005149 |