Vijaya Bank Mumbai
Last Updated : Aug. 30, 2018, 5:40 p.m.
About Vijaya Bank
When it comes to offering the best of financial products and services, it would not be wrong to say that Vijaya Bank has created its own niche. Being founded in the year 1931, this public sector bank since then with its innovative approach, creative vision and unique products are delivering an enriching banking experience to all. With a total of over 3,500 happy and satisfied customers around the country, this lender because of its thoughtfully designed products has been striving hard to increase its customers. With an unmatched range of quality services and state-of-the-art products such as Deposits & Loans Products, NRI & Cards Services and Remit & Collect, this reputed lender is leaving no stone unturned to make a fruitful relationship with one and all.
Moreover, Vijaya Bank with having more than 1,900 branches along with 1,651 ATMs being located in numerous cities has been ensuring that all its customers can reach the bank easily, especially whenever they are in urgent need. This is the reason that people living in Mumbai want to avail any sort of financial help, without giving a doubt Vijaya Bank ois their one-stop shop. If you are looking for something more about the products offered by this lender, scroll the page below.
Vijaya Bank Mumbai Branches
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Mumbai | 81, Hill Road, Bandra(W), Mumbai,VIJB0005061 Maharastra, 400050 | VIJB0005002 | 400029003 | |
| Mumbai | Kumkum, 17Th Cross, R Chemburkar Marg, Chembur, Mumbai, Maharastra, 400071 | VIJB0005003 | 400029005 | |
| Mumbai | 29, Clover Apmts, Opp:Hotel President, Cuffe Parade, Colaba, Mumbai, 400005 | VIJB0005005 | 400029006 | |
| Excelsior | P. B. No. 805, Excelsior Building, Raveline Street, Mumbai - 400001 (Maharastra) | VIJB0005006 | 400029007 | |
| Fort | 289, Emca House, Sb Singh Marg, Fort, Mumbai 400001 (Maharastra) | VIJB0005007 | 400029008 | |
| Gamdevi, Mumbai | P B No 4055, Dharam Palace, N S Patkar Marg, Gamdevi, Mumbai, 400007 | VIJB0005008 | 400029009 | |
| Mandvi, Mumbai | 77/81, Avsar Bldg, Kazi Syed Street, Mandvi, Mumbai, Maharastra, 400003 | VIJB0005012 | 400029012 | |
| Chirabazar, Mumbai | No 586, J S Seth Road, Chira Bazar, Mumbai, Maharastra, 400002 | VIJB0005015 | 400029014 | 022-22082008 |
| Santacruz(W) | Pearl Queen, North Avenue Road, Santacruz(W), Mumbai, Maharastra, 400054 | VIJB0005017 | 400029015 | |
| Vile Parle(W) | Plot No.5 Tps Iii, Land Marks, Beasant Road, Opp.Railway Station, Vile Parle(W), Mumbai, 400056 | VIJB0005020 | 400029016 | |
| Wadala, Mumbai | N K E S School Bldg, I D Bhuva Marg, Wadala, Mumbai, Maharastra, 400031 | VIJB0005021 | 400029017 | |
| Matunga (E) , Mumbai | Opp:Napoo Garden, A K Marg, Matunga (E), Mumbai, Maharastra, 400019 | VIJB0005022 | 400029013 | |
| Worli | G/4, Poonam Chambers, Annie Besant Road, Worli, Mumbai, Maharastra, 400018 | VIJB0005028 | 400029018 | |
| Bhuleshwar, Mumbai | P B No 2050, Kalbadevi Road, Bhuleshwar, Mumbai, Maharastra, 400002 | VIJB0005029 | 400029004 | 022-22418907, 22411082 |
| Papadi, Maharastra | St Thomas Baptista - , Jr College Compound, Papadi, Vasai(W), Thana Dist, Maharastra, 401207 | VIJB0005032 | 400029023 | 0250-2322473 |
| Andheri(W) | 1/B, Alka Chambers, S V Road, Andheri(W), Mumbai, Maharastra, 400058 | VIJB0005035 | 400029002 | |
| Chunabhatti, Mumbai | Buntara Bavana, Bhandari Estate, Chunnabhatti, Kurla(E), Mumbai, 400070 | VIJB0005042 | 400029019 | 022-24053259 |
| Nariman Point | P B No 11675, Maker Chambers Iv, 222, Nariman Point, Mumbai, Maharastra, 400021 | VIJB0005043 | 400029024 | |
| New Mumbai | No F/3/3, Sect No 10, Vashi, Navi Mumbai, Maharastra State, 400703 | VIJB0005044 | 400029026 | |
| Mumbai | Excelsior Bldg, Wallace Street, Fort, Mumbai, Maharastra, 400001 | VIJB0005045 | 400029028 | |
| Churchgate | 84, Rajmahal Bldg, Veer Nariman Road, Churchgate, Mumbai, Maharastra, 400020 | VIJB0005046 | 400029024 | |
| Borivali West | No 6 Premnagar, Mandapeshwar Road, Borivali West, Mumbai, Maharastra, 400092 | VIJB0005047 | 400029029 | |
| Mulund (E) , Mumbai | Mumbai | VIJB0005048 | 400029031 | |
| Palghar, Maharastra | Gokuldham Shopping - , Centre, Mahim Road, Palghar, Thana Dist, Maharashtra, 401404 | VIJB0005049 | 400029050 | 02525 240442 |
| Bhayander (E) , Mumbai | Laxminarayan Apmt - B, Near Jesal Park, Bhayander(E), Thana Dist, Maharastra, 401105 | VIJB0005051 | 400029033 | 022-28166638 |
| C M S B, Mumbai | Rohit Chambers, Gr.Floor, S A Brelvi Road, Fort, Mumbai, Maharastra, 400001 | VIJB0005054 | 400029035 | 022-22845311, 22845311, 022-22823243 |
| S S I, Mumbai | Mumbai | VIJB0005056 | 400029038 | |
| Kopar Khairne, Maharastra | Plot 380, Sector - 19, Near G V High School, Kopar Khairne, Navi Mumbai, Maharastra, 400709 | VIJB0005061 | 400029043 | 022-27542480 |
| Ghatkopar, Mumbai | Ambika Darshan Bldg, 43, M G Road, Ghatkopar(East), Mumbai, Maharastra, 400077 | VIJB0005064 | 400029044 | 022-25134977 |
| Mumbai | Sai Leela Co - Op Housing, Society Ltd, Anand Nagar, Dahisar - E, Mumbai, Maharashtra, 400068 | VIJB0005069 | 400029045 | |
| Kandivali - W | Panchsheel Heights, 90 Ft Road, Mahaveer Nagar, Kandivali - W, Mumbai, Maharashtra, 400067 | VIJB0005070 | 400029046 | |
| Mumbai | Amay House, Ground Floor, J P Road, Mumbai | VIJB0005071 | 400029047 | |
| Mumbai | 324, Pinacle Apartment, Dr.Ambedkar Road, Bandra West, Mumbai 400050 | VIJB0005072 | 400029048 |
Products Offered by Vijaya Bank in Mumbai
If you are in urgent need of financial help, nothing to worry as Vijaya Bank with its enormous range of products such as personal loan, housing loan , education loan, 4 wheeler loan and jewel loan has been making sure that all your financial needs can easily be catered in the best possible manner. To know more about different products offered by this renowned bank, take a look at the table below.
Basic Details of Vijaya Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | The minimum age of the applicant at the time of availing the loan should be 21 and 65 years. The maximum age of the applicant at the time of loan maturity should be 75 years. Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements. Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility. | 8.50% - 10.60% | No Limit | 30 Years | Waived off till 31 st March,2017 |
| Personal Loan | If you a salaried or pensioner, you are eligible to avail the loan from lender. Salaried: The minimum age of the applicant should be 21 years at the time of availing loan. He /she should also has minimum 2 years of left over period in service. 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs. Pensioners: The maximum age of the applicant should not be more than 72 years. He/she should also draws the pension through Vijaya Bank. 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs | 10.90% - 18.25% | 85% of the cost/invoice of new vehicle. 70% of the market value of used vehicle, not more than 5 years old. 100% of the cost/invoice for new vehicles | 5 Years | |
| Four Wheeler Loan | Individuals aged between 21 and 70 years. Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company. Pensioners drawing pension through our bank. Professionals/Self Employed persons having independent income. | 7% onwards | 7 Years | ||
| Education Loan | Loans to students admitted to Top Rated Institutions. Loans to students admitted to other domestic institutions. Loans to students seeking studies abroad. | 9.45%-10.65% | ₹10Lakh-20 Lakh | up to 15 years | Nil |
| Jewel Loan | Individuals of all income groups | 7%-11.25% | Based on daily price quoted by Bank | 1-2.5 Years | Upto & inclusive of ₹ 25,000=Nil Above ₹.25,000= 0.40% of the loan amount |
Documents Required
| Product | Documents |
|---|---|
| Housing Loan | Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted. Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed). Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted Income certificate issued by Revenue Authorities in case the applicant is an agriculturist. All the Land records and documents in original and two sets of copies License for construction/renovation of House/Flat Approved plan/Blue Print for the proposed construction or extension Allotment letter of Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board. |
| Personal Loan | Presanctioned Documents Latest salary certificate of the applicants. Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan. |
| 4 Wheeler Loan | 2 passportsize photos Identity Proof Residence Address Proof Statement of account of the applicant/co-applicant for the past one year from their present Bankers. Salary slips for the last 3 months of the applicant in case of salaried person. Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant. |
| Jewel Loan | Duly filled application form and recent passport size photographs of the applicant. He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments. The applicant should also need to have an agreement for demand cash credit against pledge of jewels. Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc. |
| Education Loan | ID Proof Documents: For identity proof, you can submit following documents, Aadhar Card Passport PAN Card Voter ID Card Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead Certificate of address with photo from Government-recognized educational institutions Ration Card Driving Licence Arms Licence Certificate of photo identity issued by the Village Panchayat head Current passbook of Post Office or any scheduled Bank with your photo on it Address Proof Documents: For address proof, you can submit the following documents: Voter ID Card Certificate of address Certificate of address with photo from Government-recognized educational institutions Aadhar Card Ration Card Notarized Sale or lease Agreement Current passbook of Post Office or any scheduled Bank with your Photo on it Photographs : You need to submit passport sized photographs of applicant to the bank Marks sheet: You have to submit photocopies of marks sheet of your highest qualification to the bank Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant |
