Vijaya Bank Noida
Last Updated : Aug. 30, 2018, 5:40 p.m.
About Vijaya Bank
Vijaya Bank, one of the leading public sector banks of the country is best known for offering a wide variety of financial products and services to one and all. This Government of India entity was founded in the year 1931 with an innovative approach and creative vision i.e. to offer the best services to all the customers. This is the reason that since its inception the bank has been ensuring that the financial needs of all can easily be fulfilled in the least time. Be it availing a loan, health insurance, making an investment or buying a brand new card, this lender deals into all. Thus, makes sure to enrich your experience in every possible way.
If we talk about its presence, the bank has more than 1,651 ATMs along with over 1900 branches widely distributed in various cities around the country, hence the lender makes sure to reach all its customers when they are in need. And, the best thing here is the fact that with this moto, Vijaya Bank today has more than 3,500 happy and satisfied customers, and the number is increasing day by day. So, if you want to know anything about Vijaya Bank in Noida, this page is worth reading for you.
Vijaya Bank Noida Branches
| Branch | Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Noida Complex, Noida | A/5, Sector - 19, Gautam Budh Nagar, Noida Complex, Noida, Uttar Pradesh, 201301 | VIJB0007126 | 110029017 | |
| S S I, Noida | B/12, Sector - 60, Prayag Industries, Gautam Buddha Nagar, Noida, Uttar Pradesh, 201301 | VIJB0007132 | 110029023 | |
| Greater Noida - Delhi | Shop No 7, 8, 9, Jagath Form Center, Gamma - C, Greater Noida | VIJB0007140 | 110029042 | |
| New Okhla Industrial Development Authority (Noida) Extention Counter, Up | New Okhla Industrial - , Development Authority, Noida Admn Building, Sector - 6, Noida, Up, 201301 | VIJB0007185 | ||
| Noida Golf Course Extention Counter, U P | Extention Counter, Noida Golf Course, Sector - 38, Noida, Uttar Pradesh, 201301 | VIJB0007187 | ||
| Sector 63, Noida | Plot No.20, Block H 1/A, Sector - 63, Noida, 201301 | VIJB0007178 | 110029055 | 1202427170 |
| Bhangel, Uttar Pradesh | Khata/Khatouni No.92, Bhangel Market Main Dari Road, Phase 11 Noida Dist | VIJB0006540 | 201029304 |
Products Offered by Vijaya Bank in Noida
There are various products offered by Vijaya Bank in Noida that can easily be availed by you. Yes, the bank offers you personal loan, education loan, 4 wheeler loan, jewel loan and housing loan so that all your financial needs can be fulfilled in the best way. If you want to know more about each product, it would be advisable for you to read the page below and have a better insight of the same.
Basic Details of Vijaya Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Housing Loan | The minimum age of the applicant at the time of availing the loan should be 21 and 65 years. The maximum age of the applicant at the time of loan maturity should be 75 years. Assessment of finance: Upto 75 months’ average gross income of the applicant subject to take home income and minimum margin requirements. Applicant can add income of spouse/children, expected rent, depreciation and income from other sources to enhance loan eligibility. | 8.50% - 10.60% | No Limit | 30 Years | Waived off till 31 st March,2017 |
| Personal Loan | If you a salaried or pensioner, you are eligible to avail the loan from lender. Salaried: The minimum age of the applicant should be 21 years at the time of availing loan. He /she should also has minimum 2 years of left over period in service. 18 times of last net drawn salary subject to maximum ₹ 10.00 lakhs. Pensioners: The maximum age of the applicant should not be more than 72 years. He/she should also draws the pension through Vijaya Bank. 18 times of average net pension actually credited during last 6 months subject to maximum of ₹2.00 lakhs | 10.90% - 18.25% | 85% of the cost/invoice of new vehicle. 70% of the market value of used vehicle, not more than 5 years old. 100% of the cost/invoice for new vehicles | 5 Years | |
| Four Wheeler Loan | Individuals aged between 21 and 70 years. Permanent Employee of State/Central Govt., Public/Joint Sector Undertaking, Private Establishment or Reputed Company. Pensioners drawing pension through our bank. Professionals/Self Employed persons having independent income. | 7% onwards | 7 Years | ||
| Education Loan | Loans to students admitted to Top Rated Institutions. Loans to students admitted to other domestic institutions. Loans to students seeking studies abroad. | 9.45%-10.65% | ₹10Lakh-20 Lakh | up to 15 years | Nil |
| Jewel Loan | Individuals of all income groups | 7%-11.25% | Based on daily price quoted by Bank | 1-2.5 Years | Upto & inclusive of ₹ 25,000=Nil Above ₹.25,000= 0.40% of the loan amount |
Documents Required
| Product | Documents |
|---|---|
| Housing Loan | Application form with two photographs of applicant,Co-applicant & guarantor needs to be submitted. Latest IT returns for 2 years with salary slip for the last 3 months of the applicant/Co-applicant/Guarantor in case of salaried person Computation sheet/P &L Statement/balance Sheet,past two years duly certified by the CA/Income tax assessment order/IT returns in case of Professionals/Self employed/Business person(for 3 years,if IT assessed). Latest Salary certificate and Form no.16 of the applicant/co-applicant/guarantor needs to be submitted Income certificate issued by Revenue Authorities in case the applicant is an agriculturist. All the Land records and documents in original and two sets of copies License for construction/renovation of House/Flat Approved plan/Blue Print for the proposed construction or extension Allotment letter of Co-operative Housing Society/Apartment Owners' Association/Housing Board/NOC from the Society/Association/Builders/Housing Board. |
| Personal Loan | Presanctioned Documents Latest salary certificate of the applicants. Salary of the proposed borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan. |
| 4 Wheeler Loan | 2 passportsize photos Identity Proof Residence Address Proof Statement of account of the applicant/co-applicant for the past one year from their present Bankers. Salary slips for the last 3 months of the applicant in case of salaried person. Latest IT returns for 2 years for salaried/professional/businessmen/self employed applicant. |
| Jewel Loan | Duly filled application form and recent passport size photographs of the applicant. He/she should also needs to carry an application for the loan or cash credit against pledge of gold ornaments. The applicant should also need to have an agreement for demand cash credit against pledge of jewels. Identity Proof - PAN card/ passport/ Voter ID/ Driving license/ Aadhar card, etc Address Proof- Ration card/ Passport/ Recent utility bills/ Voter ID/ Driving license/ Aadhar card, etc. |
| Education Loan | ID Proof Documents: For identity proof, you can submit following documents, Aadhar Card Passport PAN Card Voter ID Card Certificate of address having a photo issued by MP / MLA / Group-A Gazetted Officer in his or her letterhead Certificate of address with photo from Government-recognized educational institutions Ration Card Driving Licence Arms Licence Certificate of photo identity issued by the Village Panchayat head Current passbook of Post Office or any scheduled Bank with your photo on it Address Proof Documents: For address proof, you can submit the following documents: Voter ID Card Certificate of address Certificate of address with photo from Government-recognized educational institutions Aadhar Card Ration Card Notarized Sale or lease Agreement Current passbook of Post Office or any scheduled Bank with your Photo on it Photographs : You need to submit passport sized photographs of applicant to the bank Marks sheet: You have to submit photocopies of marks sheet of your highest qualification to the bank Proof of Income of Parents or Guardians: ITR of parents or guardians of the loan applicant |
