Top Banks 2024
Allahabad Bank Agra
Last Updated : March 17, 2017, 12:56 p.m.
About Allahabad Bank
Already created its niche in the Indian banking sector, there is no doubt on the fact that Allahabad Bank is a name to reckon with. Established in the year 1865 with a vision and mission to offer nothing but the best financial services and products to one and all, this Government of India Understanding is here to rule. Moreover, with its endless product range such as home loan, personal loan, education loan, property loan, car loan and many, the only endeavor of this lender is to cater the diverse needs of one and all. With more than 3,071 branches located all over the country, there is no denying the fact that this bank delivers the best.
However, if we talk about the beautiful ‘City of Taj’, the people of this city prefer to avail the services and products offered by this renowned lender. Proudly taking ahead the legacy of more than 151 years, this public sector bank is here to rule. WIth its diverse and exclusive range of financial offerings, the only endeavor of this bank is to fulfill the multiple financial needs of all its esteemed customers around the world. This is the reason that why people trust and believe Allahabad Bank as it offers quality services to all. To know more about the lender, kindly read the page further.
Allahabad Bank Agra Branches
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| Agra Belanganj | New Chauraha Belanganj Agra 282004 | ALLA0210126 | 282010003 | 0562-2623114 |
| Agra Chilint Road | 17/254 & 255 Chhili - Int Road, Agra, Pin - 282003 | ALLA0210127 | 282010002 | 0562-2263446, 3949941 |
| Agra City (Hingki Mandi) | Garg Building Hing - Ki - Mandi Agra, Pin: 282003 | ALLA0210128 | 282010007 | 0562-2260584 |
| Agra University Campus | Agra University Campus, Paliwal Park, Agra, Pin - 282004 | ALLA0210129 | 282010005 | 0562-2523014 |
| Agra Johri Bazar | Johri Bazar Agra Agra, Pin: 282003 | ALLA0210456 | 282010004 | 0562-2462564 |
| New Agra | C - 2/48, Grivs Complex, Kamla Nagar, Agra - 282005 | ALLA0211959 | 282010006 | 0562-2881551 |
| UP Avas | 715/4, Sector - 4, Sikandra, Bodla Agra Uttar Pradesh | ALLA0212300 | 282010009 | |
| Agra Hotel Clarks Siraj | Hotel Clarks Shiraj 52, Taj Road, Agra Cantt., Pin: 282001 | ALLA0212301 | 282010010 | 0562-2226179 |
| Agra Khandari | Agra Khandari, P.C.Jain Inst Of Mgmt Economics P.O.Khandari Agra, Pin: 282002 | ALLA0212072 | 282010008 | 0562-2521802 |
| Agra Service Branch | Agra Service Branch, 17/254 Chhili - Int Road Agra, Pin: 0 | ALLA0212051 | 0562-2263353 | |
| Holipura | Holipura, Vill & P.O.Holipura, Block Bah Agra, Pin: 283113 | ALLA0210760 | 282010501 | 05614-254800 |
| Tundla | Tundla, Adhet Bhawan Railway Road Tundla Agra, Pin: 283204 | ALLA0210560 | 283010501 | 05612-229287 |
| Delhi Gate Agra | Delhi Gate Sanjay Place Agra, 282002, UP | ALLA0212537 | 9956683440 | |
| Runukta | Vpo - Runukta, Nh - 2 Agra Delhi Road, Distt - Agra, 282007, UP | ALLA0212538 | 9450021788 | |
| Kalal Kheriya | Vil - Kalal Kheriya, Agra Fatehabad Road, Tehsil - Sadar, Block - Baroliahir, Distt - Agra , 282006, UP | ALLA0212539 | 9410662505 | |
| Rajpur Chungi Agra | Allahabad Bank Rajpur Chungi Agra, Rajeshwar Plaza, Near Agra Minor Canal, Rajpur Chungi, Agra, Distt-Agra, Pin-282001, U.P. | ALLA0212836 | 282010012 | 9412388747 |
| Kalindi Vihar Agra | Allahabad Bank Kalindi Vihar Agra, B-1, Kalindi Vihar, Ram Bagh, 100 Feet Road, Near Petha Nagari, Agra, Distt- Agra, Pin-282006, U.P. | ALLA0212837 | 282010013 | 7376940019 |
| F.H. Medical College Etmadpur | Allahabad Bank F.H. Medical College, Village- Satauli, Post- Etmadpur, Distt- Agra, Pin - 283204 Uttar Pradesh | ALLA0213018 | 282010504 | 9045405670 |
| Shamshabad | Allahabad Bank, Ward No.15, Gopal Pura, Shamshabad, Distt.Agra, Pin 283125 | ALLA0212964 | 282010505 | 253007 |
| Allahabad Up Gramin Bank Dharmanpur | Dharmanpur, Chittaura, Bahraich, 271875 | ALLA0AU1656 | 8052302838 | |
| Dayalbagh | Pushpanjali Heights, 100Ft Main Road, Dayalbagh, Agra-282005, UP | ALLA0213113 | 282010014 | 9927000220 |
| Fatehabad | Agra Road Near State Bank Of India, Fatehabad, Dist. Agra, Pin- 283111 | ALLA0213112 | 282010506 | 8081105503 |
Products Offered by Allahabad Bank in Agra
This public sector bank offers plenty of financial products to choose from. Yes, right from home loan, personal loan , car loan, education loan to property loan, this lender offers all. But when it comes to availing these products, it is important that you should be aware of the eligibility of the same. And, to know the same, you just need to take a look at the table below.
Basic Details of Allahabad Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | The minimum age of the applicant at the time of availing the loan should be 21 years. The maximum age of the applicant at the time of loan maturity should be 70 years. An individual must have a regular source of income to liquidate the loans. The housing loan to HUF will not be considered. The employees who have availed housing loan from their own organizations may also avail housing loan from the bank. | 8.75% - 9.90% | Up to ₹500 Lakh(depends on combined income) | 30 Years | 0.40% of the loan amount, maximum ₹17,250 |
| Personal Loan | Pensioners: Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75. Doctors: Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan. | 10.00% - 15.00% | ₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less | 48-60 Months | Nil-1.22% of loan Minimum ₹614 |
| Car Loan | Salaried Person :Minimum gross monthly income of ₹ 25,000/- Agriculturist : Minimum 5 acres of irrigated land holding Professional & Self-Employed / Businessmen : An IT assessee. With full collateral security, IT assessment order / IT return may be waived. Retired individuals : Drawing monthly pension of ₹ 15,000/= and above. Firm/ Companies: Net profit is sufficient to meet repayment of Car Loan | 8.05% Onwards | Maximum of 3 times of Net Annual Income / Net Annual Salary. Income of spouse / father/ mother/ son/ unmarried daughter can also be clubbed, provided he/she/they become the co-borrower | For New Vehicle : Individuals: Maximum 84 Months For Firm/ Companies: Maximum 60 Months For Pre-owned Vehicle : Maximum 60 months / Residual life of the vehicle, whichever is lower | 0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL) |
| Property Loan | Minimum 21 years & maximum 70 years at the time of sanction of loan. In case of Firms/ Companies/ Society/ Trust, it should be minimum five years old. Individual: Income should be minimum ₹1.20 Lacs per annum. Joint Borrower: While computing quantum of loan in case of joint borrowers, income of all borrowers will be clubbed. In case of firm/ Company, Net Cash generation (after adding back depreciation) is considered as income for calculation of loan amount and considering repayment capacity. However, the income will be taken as per audited balance sheet/ IT return of last financial year. In case of firm, personal income of proprietor/ partners and in case of company personal income of Directors may be clubbed with the income of firm /Company if the source of income is different. | 14.1% | ₹5.00 Lakh-200.00 Lakh | 108 Months | Above ₹150 Lac: 0.31%, Min ₹92115 |
| Education Loan | Studies in India (Indicative list): Approved courses recognized by UGC/ Govt. / AICTE/ AIBMS/ ICMR etc. Studies abroad: For job oriented professional/ technical courses offered by reputed universities. | 8.95%-10.6% | Study in India: Up to ₹20 Lakh depending on the Institute. Study abroad: ₹50 Lakh | Upto 15 Years | For studies in India For loan amount above ₹10.00 Lakh -- 0.15%, maximum of ₹3,000/- For studies abroad For loan amount above ₹20.00 Lac -- 0.10%, maximum of ₹5,000/- |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Duly Signed Application Form with Photograph ID Proof Residence Proof Processing Fee Cheque Latest Bank Statements Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc. Salaried Applicants: Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years Last 3 Years ITR with Computation of Income Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account Self-employed Applicants: ITR of Last 2-3 Years Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years |
| Personal Loan | Salaried: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 months salary – slips Form 16 or Income Tax Returns Self-employed: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account |
| Car Loan | Duly signed application form Photographs ID Proof Age Proof Income Proof Residence Proof RC Copy Used Car-Valuation Copy Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration Utility bills of shops and establishments, etc. |
| Property Loan | Salaried Customers Loan application form with passport size photographs Proof of identity and residence proof Current bank statement and latest salary slip PAN Card / Form 60 Last 6 months bank transactions statement Cheque for the processing fee Self Employed Professionals Complete loan application form with passport size photographs Address proof and identity proof Current bank statement and latest salary slip Last 3 years income tax certificate for both business and self, last 3 years profit and loss statements and balance sheets Last 6 months bank transactions statement Cheque for the processing fee Self Employed Businessman Loan against property application form with passport size photographs Proof of identity and proof of address Current bank statement and latest salary slip Profit and loss statements of last 3 years and balance sheet and last 3 years income tax returns (self and business) Last 6 months bank transactions statement Cheque for the processing fee |
| Education Loan | Admission letter from the educational institution in which you have got admission giving details of year wise fee, boarding and lodging expense and letter confirming scholarship if you have been accorded any. Attested copies of age proof, residence proof and birth date. Self attested passport size photograph of applicant, co applicants and guarantor. Copy of degree certificates and mark-sheet of previous qualified course Income proof/latest tax return of co applicants, parents, guarantor (if any). Details of collateral security along with government approved valuation certificate (if any). Bank account statement of applicant, copy of passport and visa in case of abroad. |