Allahabad Bank Agra

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About Allahabad Bank

Already created its niche in the Indian banking sector, there is no doubt on the fact that Allahabad Bank is a name to reckon with. Established in the year 1865 with a vision and mission to offer nothing but the best financial services and products to one and all, this Government of India Understanding is here to rule. Moreover, with its endless product range such as home loan, personal loan, education loan, property loan, car loan and many, the only endeavor of this lender is to cater the diverse needs of one and all. With more than 3,071 branches located all over the country, there is no denying the fact that this bank delivers the best.

However, if we talk about the beautiful ‘City of Taj’, the people of this city prefer to avail the services and products offered by this renowned lender. Proudly taking ahead the legacy of more than 151 years, this public sector bank is here to rule. WIth its diverse and exclusive range of financial offerings, the only endeavor of this bank is to fulfill the multiple financial needs of all its esteemed customers around the world. This is the reason that why people trust and believe Allahabad Bank as it offers quality services to all. To know more about the lender, kindly read the page further.

Allahabad Bank Agra Branches

Branch Name AddressIFSC Code MICRCustomer Care
Agra BelanganjNew Chauraha Belanganj Agra 282004ALLA02101262820100030562-2623114
Agra Chilint Road17/254 & 255 Chhili - Int Road, Agra, Pin - 282003ALLA02101272820100020562-2263446, 3949941
Agra City (Hingki Mandi)Garg Building Hing - Ki - Mandi Agra, Pin: 282003ALLA02101282820100070562-2260584
Agra University CampusAgra University Campus, Paliwal Park, Agra, Pin - 282004ALLA02101292820100050562-2523014
Agra Johri BazarJohri Bazar Agra Agra, Pin: 282003ALLA02104562820100040562-2462564
New AgraC - 2/48, Grivs Complex, Kamla Nagar, Agra - 282005ALLA02119592820100060562-2881551
UP Avas715/4, Sector - 4, Sikandra, Bodla Agra Uttar PradeshALLA0212300282010009
Agra Hotel Clarks SirajHotel Clarks Shiraj 52, Taj Road, Agra Cantt., Pin: 282001ALLA02123012820100100562-2226179
Agra KhandariAgra Khandari, P.C.Jain Inst Of Mgmt Economics P.O.Khandari Agra, Pin: 282002ALLA02120722820100080562-2521802
Agra Service BranchAgra Service Branch, 17/254 Chhili - Int Road Agra, Pin: 0ALLA02120510562-2263353
HolipuraHolipura, Vill & P.O.Holipura, Block Bah Agra, Pin: 283113ALLA021076028201050105614-254800
TundlaTundla, Adhet Bhawan Railway Road Tundla Agra, Pin: 283204ALLA021056028301050105612-229287
Delhi Gate AgraDelhi Gate Sanjay Place Agra, 282002, UPALLA02125379956683440
RunuktaVpo - Runukta, Nh - 2 Agra Delhi Road, Distt - Agra, 282007, UPALLA02125389450021788
Kalal KheriyaVil - Kalal Kheriya, Agra Fatehabad Road, Tehsil - Sadar, Block - Baroliahir, Distt - Agra , 282006, UPALLA02125399410662505
Rajpur Chungi AgraAllahabad Bank Rajpur Chungi Agra, Rajeshwar Plaza, Near Agra Minor Canal, Rajpur Chungi, Agra, Distt-Agra, Pin-282001, U.P.ALLA02128362820100129412388747
Kalindi Vihar AgraAllahabad Bank Kalindi Vihar Agra, B-1, Kalindi Vihar, Ram Bagh, 100 Feet Road, Near Petha Nagari, Agra, Distt- Agra, Pin-282006, U.P.ALLA02128372820100137376940019
F.H. Medical College EtmadpurAllahabad Bank F.H. Medical College, Village- Satauli, Post- Etmadpur, Distt- Agra, Pin - 283204 Uttar PradeshALLA02130182820105049045405670
ShamshabadAllahabad Bank, Ward No.15, Gopal Pura, Shamshabad, Distt.Agra, Pin 283125ALLA0212964282010505253007
Allahabad Up Gramin Bank DharmanpurDharmanpur, Chittaura, Bahraich, 271875ALLA0AU16568052302838
DayalbaghPushpanjali Heights, 100Ft Main Road, Dayalbagh, Agra-282005, UPALLA02131132820100149927000220
FatehabadAgra Road Near State Bank Of India, Fatehabad, Dist. Agra, Pin- 283111ALLA02131122820105068081105503

Products Offered by Allahabad Bank in Agra

This public sector bank offers plenty of financial products to choose from. Yes, right from home loan, personal loan, car loan, education loan to property loan, this lender offers all. But when it comes to availing these products, it is important that you should be aware of the eligibility of the same. And, to know the same, you just need to take a look at the table below.

Basic Details of Allahabad Bank Loans

ProductEligibilityInterest Rate
(in p.a.)
Loan AmountTenureProcessing Fee
Home Loan The minimum age of the applicant at the time of availing the loan should be 21 years.
The maximum age of the applicant at the time of loan maturity should be 70 years.
An individual must have a regular source of income to liquidate the loans.
The housing loan to HUF will not be considered.
The employees who have availed housing loan from their own organizations may also avail housing loan from the bank.
8.75% - 9.25 %Up to ₹500 Lakh(depends on combined income)30 Years0.40% of the loan amount, maximum ₹17,250
Personal Loan Pensioners:
Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75.
Doctors:
Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan.

12.10% - 13.60%

₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less48-60 MonthsNil-1.22% of loan Minimum ₹614
Car Loan Salaried Person :Minimum gross monthly income of ₹ 25,000/-

Agriculturist : Minimum 5 acres of irrigated land holding

Professional & Self-Employed / Businessmen : An IT assessee. With full collateral security, IT assessment order / IT return may be waived.

Retired individuals : Drawing monthly pension of ₹ 15,000/= and above.
Firm/ Companies: Net profit is sufficient to meet repayment of Car Loan

9.10%

Maximum of 3 times of Net Annual Income / Net Annual Salary.

Income of spouse / father/ mother/ son/ unmarried daughter can also be clubbed, provided he/she/they become the co-borrower
For New Vehicle :
Individuals: Maximum 84 Months

For Firm/ Companies: Maximum 60 Months

For Pre-owned Vehicle : Maximum 60 months / Residual life of the vehicle, whichever is lower
0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL)
Property LoanMinimum 21 years & maximum 70 years at the time of sanction of loan.
In case of Firms/ Companies/ Society/ Trust, it should be minimum five years old.

Individual: Income should be minimum ₹1.20 Lacs per annum.
Joint Borrower: While computing quantum of loan in case of joint borrowers, income of all borrowers will be clubbed.
In case of firm/ Company, Net Cash generation (after adding back depreciation) is considered as income for calculation of loan amount and considering repayment capacity.

However, the income will be taken as per audited balance sheet/ IT return of last financial year.
In case of firm, personal income of proprietor/ partners and in case of company personal income of Directors may be clubbed with the income of firm /Company if the source of income is different.
14.1%₹5.00 Lakh-200.00 Lakh108 Months Above ₹150 Lac: 0.31%, Min ₹92115
Education Loan Studies in India (Indicative list):
Approved courses recognized by UGC/ Govt. / AICTE/ AIBMS/ ICMR etc.
Studies abroad:
For job oriented professional/ technical courses offered by reputed universities.
8.95%-10.6% Study in India:
Up to ₹20 Lakh depending on the Institute.
Study abroad: ₹50 Lakh
Upto 15 Years For studies in India
For loan amount above ₹10.00 Lakh -- 0.15%, maximum of ₹3,000/-
For studies abroad
For loan amount above ₹20.00 Lac -- 0.10%, maximum of ₹5,000/-

Documents Required

ProductDocuments
Home Loan Duly Signed Application Form with Photograph
ID Proof
Residence Proof
Processing Fee Cheque
Latest Bank Statements
Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc.
Salaried Applicants:
Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years
Last 3 Years ITR with Computation of Income
Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account
Self-employed Applicants:
ITR of Last 2-3 Years
Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years
Personal Loan Salaried:
Photo ID and age proof
Signed application form with photograph
Residence proof
Last 6 months bank statement
Last 3 months salary – slips
Form 16 or Income Tax Returns

Self-employed:
Photo ID and age proof
Signed application form with photograph
Residence proof
Last 6 months bank statement
Last 3 years Income Tax Returns with computation of Income
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
Car Loan Duly signed application form
Photographs
ID Proof
Age Proof
Income Proof
Residence Proof
RC Copy
Used Car-Valuation Copy
Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration
Utility bills of shops and establishments, etc.
Property Loan Salaried Customers
Loan application form with passport size photographs
Proof of identity and residence proof
Current bank statement and latest salary slip
PAN Card / Form 60
Last 6 months bank transactions statement
Cheque for the processing fee

Self Employed Professionals
Complete loan application form with passport size photographs
Address proof and identity proof
Current bank statement and latest salary slip
Last 3 years income tax certificate for both business and self, last 3 years profit and loss statements and balance sheets
Last 6 months bank transactions statement
Cheque for the processing fee

Self Employed Businessman
Loan against property application form with passport size photographs
Proof of identity and proof of address
Current bank statement and latest salary slip
Profit and loss statements of last 3 years and balance sheet and last 3 years income tax returns (self and business)
Last 6 months bank transactions statement
Cheque for the processing fee
Education Loan Admission letter from the educational institution in which you have got admission giving details of year wise fee, boarding and lodging expense and letter confirming scholarship if you have been accorded any.
Attested copies of age proof, residence proof and birth date.
Self attested passport size photograph of applicant, co applicants and guarantor.
Copy of degree certificates and mark-sheet of previous qualified course
Income proof/latest tax return of co applicants, parents, guarantor (if any).
Details of collateral security along with government approved valuation certificate (if any).
Bank account statement of applicant, copy of passport and visa in case of abroad.

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