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Allahabad Bank Car Loan in Lucknow
Last Updated : March 27, 2017, 5:57 p.m.
About Allahabad Bank Car Loan Lucknow
The Nawabi City of India, i.e. Lucknow welcomes those who are looking to avail their favorite car, but don’t have enough cash for the same. Hence, to meet this need of the people living in Lucknow, Allahabad Bank offers the best of car loan offers to choose from. Yes, you can easily avail the deal offered by this public sector bank and become a proud owner of your favorite car.
Allahabad Bank Car Loan Lucknow at a Glance
| Particulars | Details |
|---|---|
| Interest Rate (in p.a.) | 8.05% Onwards |
| Loan Amount | Maximum of 3 times of Net Annual Income / Net Annual Salary |
| Tenure | 60-84 Months |
| Processing Fee | 0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL) |
| Pre- payment Charges | 2.28% of outstanding balance only in case of takeover |
Eligibility Criteria
For Salaried Person/Agriculturist/ Professional & Self-Employed / Businessmen/ Retired individuals/Firm/ Companies
- Minimum gross monthly income of ₹ 25,000.
- Minimum 5 acres of irrigated land holding.
- An IT assessee. With full collateral security, IT assessment order / IT return may be waived.
- Drawing monthly pension of ₹ 15,000/= and above.
- Net profit is sufficient to meet repayment of Car Loan.
Documents Required
- Duly signed application form
- Photographs
- ID Proof
- Age Proof
- Income Proof
- Residence Proof
- RC Copy
- Used Car-Valuation Copy
- Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration
- Utility bills of shops and establishments, etc.
Know More About Car Loan Lucknow
Address of Allahabad Bank Branches in Lucknow
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| Aminabad | 13 & 14, Aminabad Park, Lucknow | ALLA0210061 | 226010006 | 0522-2615552, 2615599 |
| Hazratganj | Hazratganj Branch, Lucknow | ALLA0210062 | 226010002 | 0522-2286427 |
| City Office | 311/3 Kamala Nehru Marg, Chowk, Lucknow | ALLA0210063 | 226010007 | 0522-2255716 |
| Balrampur | Veer Vinayak Chowk Balrampur, Pin: 271201 | ALLA0210315 | 05263-235665 | |
| Daliganj | Opp.Ramadhin Inter College P.O. Niralanagar Daliganj | ALLA0210426 | 226010008 | 0522-2741890 |
| Lucknow Sultanpur | Civil Lines, Bus Station Sultanpur | ALLA0210431 | 05362-222422 | |
| Aish Bagh | 274/292, Aish Bagh Road Rajendranagar, Aish Bagh Lucknow - Uttar Pradesh 226004 | ALLA0210567 | 226010003 | 0522-2693505 |
| Hussain Ganj | 61A, Guru Govinda Singh Marg Near - Lalkuan, Hussainganj Lucknow - 226019 Uttar Pradesh | ALLA0210571 | 226010010 | 0522-2636134, 6549623 |
| Lucknow Alambagh | 551J/122, Joshi Bhawan, Talkatora Road, Near Alambagh Crossing, Dist - Lucknow, Pin - 226005 | ALLA0210580 | 226010004 | 2456288, 2451589 |
| Kaiserbagh | 7, Balmiki Marg, Lalbagh, Lucknow | ALLA0210693 | 226010012 | 0522-2612763, 2631267 |
| Ujariyawan | 4/4 Vivek Khand Ujariyawan | ALLA0210969 | 226010009 | 0522-6548483, 2303012 |
| Aliganj | Kapoorthala Complex, Arif Chambers - 1, 1St Floor, Lucknow | ALLA0210977 | 226010005 | 0522-6456550, 2331658 |
| KGMC | K G Medical College Training, Lucknow | ALLA0211028 | 226010013 | 0522-2255189, 2258479, |
| Indiranagar | A - 869, Indiranagar, Lucknow | ALLA0211142 | 226010011 | 522-2348223, 2345420 |
| Lucknow Janakipuram | Lucknow | ALLA0211993 | 226010014 | 0522- 2731976/2365314 |