Top Banks 2024
Allahabad Bank Chennai
Last Updated : March 18, 2017, 3:28 p.m.
About Allahabad Bank
If you are in Chennai and looking for any sort of financial help, don’t look further as Allahabad Bank with its widest and exclusive range of services and products is here. This public sector bank with its enormous range of financial products ensures that you always get the best services. Since its establishment in the year 1865, this Government of India Undertaking has been making sure that all its reliable customers around the world will get the best products in the least time frame. This public sector bank with its thoughtfully designed, exclusive products and customer-friendly services never leaves anyone disappointed.
This is the reason that people living in the beautiful city of Chennai always prefer to avail the financial services and products being offered by this reputed bank. If we talk about its diverse product range, this entity offers loans, insurances, investments, cards and many more to choose from. However, one thing that needs to be mentioned here is the fact that the lender with more than 3,071 branches located at various cities around the country, ensures to meet the very needs of all the customers. In case, you want to know something more about Allahabad Bank in Chennai, you just need to read the page below.
Allahabad Bank Chennai Branches
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| Mount Road Branch, Chennai | 41, Anna Salai, Mount Road, Chennai - 2 | ALLA0210218 | 600010002 | 044-28516194/ 044-28585641/044-28549262 |
| George Town, Chennai | 49, Armenian Street, Oreintal Building, George Town, Pin - 600001 | ALLA0210407 | 600010003 | 044-25342366/ 044-25340149/044-25357356 |
| Jawaharnagar | 12, First Main Road, Jawaharnagar, Chennai - 600082 | ALLA0210724 | 600010005 | 044-26705566 |
| Salem | 104/A, Arunachalan Achari St., Salem - 636001 Tamil Nadu Tamilnadu Salem Tamilnadu 636001 | ALLA0210870 | 636010002 | 0427-2267083 |
| Mylapore, Chennai | 69, Royapettah High Road, Mylapore, Pin - 600004 | ALLA0210910 | 600010006 | 044-24980671, |
| Annanagar, Chennai | E - 4, 3Rd Main Road, Annanagar (West), Pin - 600102 | ALLA0211042 | 600010004 | 044-26263882 |
| Adyar | No. 19, Padmanabanagar, Ist Street, Adyar, Tamilnadu Tamilnadu, Pin: 600020 | ALLA0211103 | 600010007 | 044-24917036/ 044-24917046 |
| Chennai V P Colony | 40/41, Mount Road, Chennai - 600002 | ALLA0211291 | 600010008 | 044-26460575 |
| T.Nagar, Chennai | 20, Sir Thyagaraya Road, T.Nagar, Pin - 600017 | ALLA0211529 | 600010009 | 044-24346650/ 044-24311999 |
| Thousand Lights | 700, Mount Road Chennai Tamilnadu 600006 | ALLA0211821 | 600010010 | 044-28297093/ 044-28297083 |
| Chennai Tondiarpet | 144 Ga Road, Tondiarpet Chennai - 600081 Tondiarpet Tamilnadu | ALLA0211881 | 600010011 | 044-25953803 |
| Ambattur Vijayalakshmipuram | Vijayalakshmipuram, 4A Murugappa Ready St. Extn., Ambattur Venkatapuram, Tamilnadu 600053 | ALLA0211909 | 600010012 | 044-26570850 |
| International Branch | 41, Anna Salai, Chennai - Pin – 600002 . | ALLA0211957 | 600010013 | 044-28546272/ 044-28547497 |
| Mogappair East | 1 - C, Ist Main Bazar Road, Mogappair - East Chennai Tamilnadu 600037 | ALLA0212083 | 600010014 | 044-26566633 |
| Chennai Purasawalkam | 11/1, (New No. 23) Vellala Street, Purasawalkam, Chennai Tamilnadu 600084 | ALLA0212118 | 600010015 | 044-26421188 |
| Srcm, Manapakkam | Babuji Memorial Ashram, World Headquarters 39 Srcm Road Manapakkam Chennai Tamilnadu, Pin: 600016 | ALLA0212154 | 600010016 | 044-22522954 |
| Krishna Giri | No 224 - A Chennai Salai Near Round Tana Krishnagiri Chennai Pin - 635001 | ALLA0212316 | 635010002 | 04343-232232 |
| Pathamadai | Pathamadai Cheranmadevi Block, Ambasamudram Taluk, Tamilnadu | ALLA0212320 | 04634-261766 | |
| Chennai Recovery Branch | Chennai Recovery Branch, 112, Sir Thyagaraya Road, T. Nagar, Vairam Complex Chennai Tamilnadu, Pin: 600017 | ALLA0211998 | 044-28152417 | |
| Jafferkhanpet, Chennai | Jafferkhanpet, Chennai, Allahabad Bank, Jafferkhanpet Branch, Chennai, No. 98, Pillaiyar Koil Street, Jafferkhanpet, Pin: 600083 | ALLA0212412 | 600010025 | |
| K.K.Nagar, Chennai | K.K.Nagar, Chennai, Allahabad Bank, Kk Nagar Branch, Chennai, No. 1, Kalinga Colony, Pt Rajan Salai, Pin: 600078 | ALLA0212413 | 600010022 | |
| Service Branch Chennai | Service Branch Chennai, Oriental Building, 47, Armenian Street Chennai - 600 001 Chennai Tamilnadu, Pin: 600001 | ALLA0211866 | 044-25358642, | |
| Thiruvanmiyur, Chennai | Thiruvanmiyur, Chennai, Allahabad Bank, Thiruvanmiyur Branch, Chennai, New No. 2, Old No.14 Sivasundar Avenue, Thiruvanmiyur, Pin: 600041 | ALLA0212414 | 600010023 | |
| Medipakkam | Medipakkam, Allahabad Bank, Madipakkam Branch, Bama Complex, Plot No.3 Madipakkam Main Road, Pin: 600091 | ALLA0212415 | 600010024 | |
| Tambaram | Tambaram, Allahabad Bank, Tambaram Branch, 19, Sivashanmugam Street, Tambaram (West), Pin: 600045 | ALLA0212398 | 600010021 | |
| Porur | Porur, Allahabad Bank, Porur Branch, No. 3, Guruswamy Nagar Extension Mugalivakkam, Porur, Pin: 600116 | ALLA0212395 | 600010019 | |
| Vellore | Vellore, Plot No.83, Guruthoppe, Phase - 2 Sathuvachary Vellore 632009 Tamilnadu, Pin: 632009 | ALLA0212116 | 632010002 | 0416-2258477, |
| Chennai Sa Engg.College | S A Engg. College, Veeraraghavapuram, Tiruverkadu, Chennai - 600077 | ALLA0212490 | 600010026 | 9381815931 |
| Nanganallur | Plot No. 18, Door No 6, Guru Anugraha Flats, 17Th Street, Nanganallur, Chennai 600061 | ALLA0213044 | 600010027 | 9444954166 |
| Oragadam | No 3 By 32, N S Kalaivanar Street, Chenakuppam, Oragadam 602105 | ALLA0213066 | 600010028 | 9842889842 |
| Pallavaram | No.3, Pammal Main Road, Pallavaram, Chennai 600043 | ALLA0213084 | 600010029 | 9444895144 |
| Nolambur | Plot No 1, V G N Nagar, Phase I, Nolambur, Chennai 600037 | ALLA0213244 | 600010030 | 9003158089 |
Products Offered by Allahabad Bank in Chennai
Be it availing a personal loan, property loan, education loan, home loan or car loan, Allahabad Bank offers all to meet your multiple needs in the best possible way. These products come with the eligibility criteria that you need to match up with, and for that you just need to read the page further.
Basic Details of Allahabad Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | The minimum age of the applicant at the time of availing the loan should be 21 years. The maximum age of the applicant at the time of loan maturity should be 70 years. An individual must have a regular source of income to liquidate the loans. The housing loan to HUF will not be considered. The employees who have availed housing loan from their own organizations may also avail housing loan from the bank. | 8.75% - 9.90% | Up to ₹500 Lakh(depends on combined income) | 30 Years | 0.40% of the loan amount, maximum ₹17,250 |
| Personal Loan | Pensioners: Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75. Doctors: Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan. | 10.00% - 15.00% | ₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less | 48-60 Months | Nil-1.22% of loan Minimum ₹614 |
| Car Loan | Salaried Person :Minimum gross monthly income of ₹ 25,000/- Agriculturist : Minimum 5 acres of irrigated land holding Professional & Self-Employed / Businessmen : An IT assessee. With full collateral security, IT assessment order / IT return may be waived. Retired individuals : Drawing monthly pension of ₹ 15,000/= and above. Firm/ Companies: Net profit is sufficient to meet repayment of Car Loan | 8.05% Onwards | Maximum of 3 times of Net Annual Income / Net Annual Salary. Income of spouse / father/ mother/ son/ unmarried daughter can also be clubbed, provided he/she/they become the co-borrower | For New Vehicle : Individuals: Maximum 84 Months For Firm/ Companies: Maximum 60 Months For Pre-owned Vehicle : Maximum 60 months / Residual life of the vehicle, whichever is lower | 0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL) |
| Property Loan | Minimum 21 years & maximum 70 years at the time of sanction of loan. In case of Firms/ Companies/ Society/ Trust, it should be minimum five years old. Individual: Income should be minimum ₹1.20 Lacs per annum. Joint Borrower: While computing quantum of loan in case of joint borrowers, income of all borrowers will be clubbed. In case of firm/ Company, Net Cash generation (after adding back depreciation) is considered as income for calculation of loan amount and considering repayment capacity. However, the income will be taken as per audited balance sheet/ IT return of last financial year. In case of firm, personal income of proprietor/ partners and in case of company personal income of Directors may be clubbed with the income of firm /Company if the source of income is different. | 14.1% | ₹5.00 Lakh-200.00 Lakh | 108 Months | Above ₹150 Lac: 0.31%, Min ₹92115 |
| Education Loan | Studies in India (Indicative list): Approved courses recognized by UGC/ Govt. / AICTE/ AIBMS/ ICMR etc. Studies abroad: For job oriented professional/ technical courses offered by reputed universities. | 8.95%-10.6% | Study in India: Up to ₹20 Lakh depending on the Institute. Study abroad: ₹50 Lakh | Upto 15 Years | For studies in India For loan amount above ₹10.00 Lakh -- 0.15%, maximum of ₹3,000/- For studies abroad For loan amount above ₹20.00 Lac -- 0.10%, maximum of ₹5,000/- |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Duly Signed Application Form with Photograph ID Proof Residence Proof Processing Fee Cheque Latest Bank Statements Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc. Salaried Applicants: Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years Last 3 Years ITR with Computation of Income Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account Self-employed Applicants: ITR of Last 2-3 Years Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years |
| Personal Loan | Salaried: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 months salary – slips Form 16 or Income Tax Returns Self-employed: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account |
| Car Loan | Duly signed application form Photographs ID Proof Age Proof Income Proof Residence Proof RC Copy Used Car-Valuation Copy Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration Utility bills of shops and establishments, etc. |
| Property Loan | Salaried Customers Loan application form with passport size photographs Proof of identity and residence proof Current bank statement and latest salary slip PAN Card / Form 60 Last 6 months bank transactions statement Cheque for the processing fee Self Employed Professionals Complete loan application form with passport size photographs Address proof and identity proof Current bank statement and latest salary slip Last 3 years income tax certificate for both business and self, last 3 years profit and loss statements and balance sheets Last 6 months bank transactions statement Cheque for the processing fee Self Employed Businessman Loan against property application form with passport size photographs Proof of identity and proof of address Current bank statement and latest salary slip Profit and loss statements of last 3 years and balance sheet and last 3 years income tax returns (self and business) Last 6 months bank transactions statement Cheque for the processing fee |
| Education Loan | Admission letter from the educational institution in which you have got admission giving details of year wise fee, boarding and lodging expense and letter confirming scholarship if you have been accorded any. Attested copies of age proof, residence proof and birth date. Self attested passport size photograph of applicant, co applicants and guarantor. Copy of degree certificates and mark-sheet of previous qualified course Income proof/latest tax return of co applicants, parents, guarantor (if any). Details of collateral security along with government approved valuation certificate (if any). Bank account statement of applicant, copy of passport and visa in case of abroad. |