Top Banks 2024
Allahabad Bank Gurugram
Last Updated : May 9, 2018, 11:38 a.m.
About Allahabad Bank
The beautiful city of Gurugram never disappoints those who are looking for any sort of financial help. Yes, you read that right! With the presence of Allahabad Bank, this wonderful city makes sure that the needs of all its customers can easily be fulfilled. Yes, this public sector bank was actually established in the year 1865 with a strong vision and mission to change the way people look at the Indian banking system. Keeping this thought in mind, the lender offers an exclusive range of financial products such as car loan, property loan, personal loan and education loan to choose from.
Moreover, the best thing about this reputed bank is the fact that since the day it was formed, there is no looking back for it. Yes, with its innovative approach, strong brand ethos and unique product range, this Government of India Undertaking makes sure to satisfy all in the least time frame. Not only this, with over 3,071 branches located at various locations, the only endeavor of the bank is to cater the multiple needs of the customers in a hassle-free manner, being available 24×7. Furthermore, if you want to know more about Allahabad Bank available in Gurugram, reading this page is worth for you.
Allahabad Bank Gurugram Branches
| Branch Name | Address | IFSC Code | MICR | Customer Care |
|---|---|---|---|---|
| Gurugram | 565, Railway Road Near Sector 4 - 7 Crossing, Gurugram Haryana, Pin: 122001 | ALLA0211938 | 110010041 | 0124-2334590, 2336585, |
| Manesar | Shop No.2 Cp - 1, Sector - 8, Imt, Manesar, Dist Gurugram, Haryana | ALLA0212462 | 110010075 | 8800718643 |
| Sona Road Gurugram | Shop No. 26, 27, 28, Ninex Cit Mart, Sohna Road Gurugram- 122001 | ALLA0212478 | 110010076 | 9968276286 |
| Daultabad | Village Daulatabad, Near Govt Senior Secondary School. - Gurugram | ALLA0212554 | 110010091 | 1242468120 |
| Sushant Lok | Rnyc Tower, Shop No 2& 3, South City I, Gurugram - 122001 | ALLA0212527 | 110010087 | 0124-2383591 |
| Sohna | Bye Pass, Main Sohna Road, Sohna - 122 103. Dist Gurugram | ALLA0212571 | 110010095 | 9899567717, |
| Gurugram Sect 15 | 391/1 Acharyapuri, Gurugram- 122001 | ALLA0212572 | 110010096 | 9811213592 |
| Bajghera | Near Shiv Mandir, Najafgarh Road, Village- Bajghera, P.O. Palam Vihar, Tehsil & District- Gurugram, Haryana- 122017 | ALLA0212610 | 110010097 | 9990845548 |
| Nuh | Civil Lines Road, Main Civil Lines, Nuh Dist. Mewat, Haryana - 122107 | ALLA0212623 | 110010102 | 01267- 274003 |
| Tauru | Ward No 4, Main Sohna Rewari Road, Opp. City Police Check Post, Tauru (Dist.Mewat) Haryana - 122105 | ALLA0212629 | 110010101 | 01267-282047 |
| Pataudi | Near Vishwas College Of Education | ALLA0212630 | 110010100 | 9818743619 |
| Gurugram Sector 56 | Sco 60, Huda Market, Sector 56 | ALLA0212657 | 110010105 | 9891369936 |
| Gurugram Sector 9 | Sector 9 Basai Chowk Gurugram 122001 | ALLA0212686 | 110010111 | 9953416711 |
| Garhi Harsaru | Allahabad Bank, Garhi Harsaru, Opposite Shiv Mandir, Near High School, Near Main Chowk, Distt. Gurugram, Haryana- 122505 | ALLA0212710 | ||
| Farukh Nagar | Allahabad Bank, 386/7, Farukh Nagar, Near Canara Bank, Gurugram 122506, Haryana | ALLA0212724 | 0124-2375004 | |
| Palam Vihar | Plot No 525 Saini Plaza Market Opp H Block, Ansal Palam Vihar, Gurugram - 122017 | ALLA0212927 | 110010134 | 9999131842 |
| Hero Honda Chowk Gurugram | 10 By 38 Rajiv Colony Nh8 Gurugram Haryana | ALLA0213095 | 110010142 | 9990845548 |
| Ullahawas | Village Ullawas Post Kadarpur, Tehsil Sohna, Dist Gurugram, Haryana, Pin 122101 | ALLA0213096 | 110010144 | 9999989822 |
| Sikanderpur Badha | Main Road Village Sikanderpur Badha Dist, Gurugram - Haryana -122004 | ALLA0213407 | 110010157 | 9643000530 |
Products Offered by Allahabad Bank in Gurugram
Ranging from property loan, education loan, home loan , personal loan to car loan, this renowned lender ensures to offer all. This is the reason that people living in the beautiful city of Gurugram prefer to avail these products from this bank. However, to avail these products, you also need to know their eligibility criteria. And, this you can easily know after reading the below table. So, go through the page further and grab all the details of your favourite financial product offered by Allahabad Bank.
Basic Details of Allahabad Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | The minimum age of the applicant at the time of availing the loan should be 21 years. The maximum age of the applicant at the time of loan maturity should be 70 years. An individual must have a regular source of income to liquidate the loans. The housing loan to HUF will not be considered. The employees who have availed housing loan from their own organizations may also avail housing loan from the bank. | 8.75% - 9.90% | Up to ₹500 Lakh(depends on combined income) | 30 Years | 0.40% of the loan amount, maximum ₹17,250 |
| Personal Loan | Pensioners: Age of the pensioner should not exceed 73 years (Seventy three years) as on the date of disbursement of loan and loan should be fully repaid before attaining the age of 75. Doctors: Individual Doctors & Medical Practitioners. Maximum age: 65 years on date of sanction of loan. | 10.00% - 15.00% | ₹25,000-Amount equivalent to annual income or ₹ 5.00 lacs, whichever is less | 48-60 Months | Nil-1.22% of loan Minimum ₹614 |
| Car Loan | Salaried Person :Minimum gross monthly income of ₹ 25,000/- Agriculturist : Minimum 5 acres of irrigated land holding Professional & Self-Employed / Businessmen : An IT assessee. With full collateral security, IT assessment order / IT return may be waived. Retired individuals : Drawing monthly pension of ₹ 15,000/= and above. Firm/ Companies: Net profit is sufficient to meet repayment of Car Loan | 8.05% Onwards | Maximum of 3 times of Net Annual Income / Net Annual Salary. Income of spouse / father/ mother/ son/ unmarried daughter can also be clubbed, provided he/she/they become the co-borrower | For New Vehicle : Individuals: Maximum 84 Months For Firm/ Companies: Maximum 60 Months For Pre-owned Vehicle : Maximum 60 months / Residual life of the vehicle, whichever is lower | 0.50% of loan Maximum ₹5,750 (Allahabad Bank Employees- NIL) |
| Property Loan | Minimum 21 years & maximum 70 years at the time of sanction of loan. In case of Firms/ Companies/ Society/ Trust, it should be minimum five years old. Individual: Income should be minimum ₹1.20 Lacs per annum. Joint Borrower: While computing quantum of loan in case of joint borrowers, income of all borrowers will be clubbed. In case of firm/ Company, Net Cash generation (after adding back depreciation) is considered as income for calculation of loan amount and considering repayment capacity. However, the income will be taken as per audited balance sheet/ IT return of last financial year. In case of firm, personal income of proprietor/ partners and in case of company personal income of Directors may be clubbed with the income of firm /Company if the source of income is different. | 14.1% | ₹5.00 Lakh-200.00 Lakh | 108 Months | Above ₹150 Lac: 0.31%, Min ₹92115 |
| Education Loan | Studies in India (Indicative list): Approved courses recognized by UGC/ Govt. / AICTE/ AIBMS/ ICMR etc. Studies abroad: For job oriented professional/ technical courses offered by reputed universities. | 8.95%-10.6% | Study in India: Up to ₹20 Lakh depending on the Institute. Study abroad: ₹50 Lakh | Upto 15 Years | For studies in India For loan amount above ₹10.00 Lakh -- 0.15%, maximum of ₹3,000/- For studies abroad For loan amount above ₹20.00 Lac -- 0.10%, maximum of ₹5,000/- |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Duly Signed Application Form with Photograph ID Proof Residence Proof Processing Fee Cheque Latest Bank Statements Property Related Documents-Allotment Copy, Property Agreement Copy, Registration Copy,etc. Salaried Applicants: Salary Slips of Last 3-4 Months and Form 16 of Last 2 Years Last 3 Years ITR with Computation of Income Last 3 Years CA Certificate/Audited Balance Sheet and Profit and Loss Account Self-employed Applicants: ITR of Last 2-3 Years Profit and Loss Account and Audited Balance Sheet of Last 2-3 Years |
| Personal Loan | Salaried: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 months salary – slips Form 16 or Income Tax Returns Self-employed: Photo ID and age proof Signed application form with photograph Residence proof Last 6 months bank statement Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account |
| Car Loan | Duly signed application form Photographs ID Proof Age Proof Income Proof Residence Proof RC Copy Used Car-Valuation Copy Business establishment proof for self-employed:Sales Tax Registration/ VAT Registration/ Service Tax Registration Utility bills of shops and establishments, etc. |
| Property Loan | Salaried Customers Loan application form with passport size photographs Proof of identity and residence proof Current bank statement and latest salary slip PAN Card / Form 60 Last 6 months bank transactions statement Cheque for the processing fee Self Employed Professionals Complete loan application form with passport size photographs Address proof and identity proof Current bank statement and latest salary slip Last 3 years income tax certificate for both business and self, last 3 years profit and loss statements and balance sheets Last 6 months bank transactions statement Cheque for the processing fee Self Employed Businessman Loan against property application form with passport size photographs Proof of identity and proof of address Current bank statement and latest salary slip Profit and loss statements of last 3 years and balance sheet and last 3 years income tax returns (self and business) Last 6 months bank transactions statement Cheque for the processing fee |
| Education Loan | Admission letter from the educational institution in which you have got admission giving details of year wise fee, boarding and lodging expense and letter confirming scholarship if you have been accorded any. Attested copies of age proof, residence proof and birth date. Self attested passport size photograph of applicant, co applicants and guarantor. Copy of degree certificates and mark-sheet of previous qualified course Income proof/latest tax return of co applicants, parents, guarantor (if any). Details of collateral security along with government approved valuation certificate (if any). Bank account statement of applicant, copy of passport and visa in case of abroad. |