Andhra Bank Ahmedabad

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About Andhra Bank 

Be it personal, home, education, vehicle or gold loan, Andhra Bank caters all your needs. Founded in the year 1923, this public sector bank with its wide range of financial products and services has something for everyone. The bank with its value added services ensures that all its customers have the best experience. Since its inception, the lender is known for offering n numbers of unmatched products, making sure to fulfill the needs of all in best possible way. Be it any sort of financial help you need, this lender ensures that all your requirements get fulfilled in least time frame. For both salaried as well as self-employed, Andhra Bank has a lot more in store and is always ready to help, hence making your financial journey memorable.  

Below is a table showing branch name, IFSC and MICR codes of each branch with complete address. 

Branch Name Complete Address IFSCMICRCustomer Care
AhmedabadManilal Mansion, Railway Pura, AhmedabadANDB0000004380011002079-26460638
NavrangpuraAnar Complex, Near Vijay Char Rasta, Drive In Road, AhmedabadANDB0000872380011003079-26448784
UsmanpuraNabard Towers, Near Municipal Towers, Usmanpura - 380013ANDB0001315380011005079-27551688
ManinagarModi Arcade, Shop No 2& 3, Opposite Maninagar Railway Station, Maninagar, Ahmedabad - 380008ANDB0001622380011006079-25467361
Gita Mandir5, Bhavan Society, Rsno 4135, Gitamandir Road, Besides Indian Oil Pump, Ahmedabad, 380022ANDB00024543800110088128730223
New NarodaShop No810, Rs No4482, Basant Bahar, Nava Naroda, Ahmedabad, 382330ANDB00024553800110097567812192
HimmatnagarVasant Bhavan, Nr Amarsinghji Shopping Mall, Tower Road, Himmatnagar, 383001ANDB000227926651216
Rle AhmedabadZonal Office, Onyx 2, Paldi, AhmedabadANDB000237126651218
Vastrapur1St Floor, Shop 1 To 4, Kalyan Towers, Opp Alpha One Mall Near Kalyan Pushti Temple, Vastrapur, Ahmedabad 380006ANDB000262238001101026651210
Thaltej30, S G Mall, Opp Home Town, Thaltej, Ahmedabad, 380054ANDB000262338001101126651210
New CG RoadSurvey No 683 2, Plot No 206, 211 A 11, 12, 13, Sopan Complex, New Cg Road, Ahmedabad, 382424ANDB000266938001101327631326
Kalupur1950, Liladhar Chambers, Khadiya Cross Road, Ahmedabad, 380001ANDB00029223800110158238264472
New ManinagarShop No 7 To 11, Ratna Raj Residency, Baroda, Exp Highway Parallel Road, Near Doon School Of Excellence, Ahmedabad, Gujarat, 380021ANDB00029973800110179427936954

Products Offered by Andhra Bank in Ahmedabad

There are various products that can be availed from Andhra Bank in Ahmedabad. Yes, right from home loan, vehicle loan to personal, gold and education loan, the bank has many product offerings to satisfy the financial needs of the customers. Take a look below to know more about each of its product. 

Basic Details of Andhra Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing LoanMinimum age at the time of application-21 Years
Maximum age permitted at the time of loan maturity-65 Years

8.75% - 8.85%Depends upon your monthly income & repayment capacity30 Years As applicable by the bank
Gold LoanAny property identified person/existing customers 9.5%-9.7% ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is lessAppraising Charges:1% of the loan amount sanctioned
Vehicle LoanMinimum take home pay of 40% after all monthly deductions (2 Wheeler)
Minimum gross income of ₹1 Lakh per annum (4 Wheeler)

9.20%

Depending on the income flow and repayment capacity of an individual 60 months(used cars)-84 months(new cars)As applicable by the bank
Education LoanStudent should be an Indian.
Have secured admission to a higher course.
Allowed to meritorious students.
10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs)₹ 20,000-No upper limit2-7 YearsNo Processing Fee (study in India)
Personal Loan Salaried , pensioners or any individual with good repayment capacity

11.50% - 13.00%

Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower.
Clean Loans: Not less than 40% of gross salary .
2 times average annual proven income.
8 time sof monthly pension
60 Months

Documents Required 

ProductDocuments
Housing Loan Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property you look to buy & construct

Gold Loan Latest passport size photographs with duly filled application form.
Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card
ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport
This loan is offered to the customers who are identified as per KYC AML norms.
Vehicle Loan For Generic:
Documents for KYC Compliance
Valid Driving License
Salary Slip
Proforma Invoice
IT Returns
Assessment Order

For Women:
Valid Driving License
Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice
Valuation Certificate from Reputed Garage for Second Sale
Education Loan Duly filled application form with passport size photographs
Identity & Address Proof-Latest
Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof
Fee particulars from College/University, etc
Personal Loan Salary Slip/ IT Returns/Assessment Order, Property Statement
For non-salaried:Latest Income Tax Assessment Order, Property Statement
Any other Valid Document
Latest Quotation for Article Proposed to be Purchased

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