About Andhra Bank Car Loan Pune
Looking for a car loan in Pune? Andhra Bank is here with the affordable car loan scheme with low-interest rate and a higher loan amount facility. So, read this article to know the details of Andhra Bank Car Loan scheme in Pune and check the eligibility criteria to apply.
Andhra Bank Car Loan in Pune at a Glance
|Interest Rate||7.80% - 7.90%|
|Loan amount||Depending on the income flow and repayment capacity of an individual|
|Tenure||60 months (used cars)-84 months (new cars)|
|Processing Fee||As applicable by the bank|
|Pre- payment charges||1% on the balance outstanding at the time of prepayment|
Have a look at the eligibility criteria to apply for a car loan at Andhra Bank in Pune. Having said that, the eligibility criterion is subject to change from one applicant to another and here at Andhra Bank, the eligibility for an applicant is as given below:
- Any individual having a minimum gross income of ₹1 lakh per annum.
- Corporate customers of the Bank.
- Eligible amount is worked out based on the repayment capacity and maximum permissible EMI should not be more than 60% of net salary in case of salaried people and 70% in case of Non-salaried class.
- Used Cars (not more than three years old): 60% of garage value or ₹25,00,000/- whichever is lower.
- The maximum loan amount for a new vehicle is 90% on road price which includes invoice price, Life tax, Registration charges, Insurance, and accessories, if any, worth ₹5,000 /- or 3 years gross salary whichever is lower.
Here is the list of documents that you must carry if you want to apply for a car loan at Andhra Bank.
- Documents for KYC Compliance
- Valid Driving License
- Passport size photos
- Loan application form
- Salary Slip
- Proforma Invoice
- IT Returns
- Assessment Order
- Valuation certificate from a reputed garage for a second sale (for women)
For more information, read Car Loan Pune
Andhra Bank Pune Branch Details
|Branch Name||Complete Address||IFSC||MICR||Customer Care|
|Pune||601, Sanchar Street Camp, Pune - 411001 Maharashtra||ANDB0000906||411011002||020-26131004, 26133950|
|Pimpri||Plot No.206, Near Umed Bhavan, Pimpri Station Road, Pimpri, Pune - 411018||ANDB0001117||411011003||020-56114954/27425456|
|Shavajinagar||1187/23, Srishna Kunj, Ghole Road, Shivajinagar, Pune - 411005||ANDB0001152||411011004||020-25513124|
|Vishrantwadi||Jai Ganesh Viswa, Vishrantwadi, Pune - 411015||ANDB0001320||411011005||020-65102246|
|Vimannagar||Shop No.11 - 15, Royal Tower, Air Force Road, Viman Nagar, Pune - 411014||ANDB0001579||411011006||020-26630122|
|Wagholi||Gat No.1420, Sahyadri Ware Housing Complex, Near Wagheswar Temple, Wagholi, Pune - 412207||ANDB0001746||411011007||020-27052735|
|Hadapsar||G Floor, Shop No.2, 7, 8, Fortune Estate, Near Akashwani, Hadapsar, Pune-411028||ANDB0002159||411011008||8898689319|
|ZO Pune||Office No 103 104 1St Floor Stellar Enclave Aundh Pune 411007||ANDB0002280||020 25887730|
|Baramati||Plot No2, H No 87, Mahavir Hospital, Near Vasantrao Pawar, Natyagruh, Baramati, 413102||ANDB0002316||413011101||2228008|
|Nigdi||Plot No 65, Sector No 26, Nigdi Pradhikaran, Pune, 411044||ANDB0002519||411011011||9822419618|
|Ambegaon Branch||Ground Floor, Sno 56 2, Nest To Ambegaon Dhayari Road, Near Gaumukh, Ambegaon, Pune, 411046||ANDB0002520||411011010||9028198979|
|Talegoan Dabhade||S No 4806, Prarang, Near Jijamata Chowk, Talegoan Dabhade, Pune, 410506||ANDB0002530||411011009||14225252|
|Bavdhan||S No 13 2, Plot No 3 And 4, Shopnp 6, Sukhwani Prestige, Bavdhan, Pune, 411021||ANDB0002588||411011012||8400001178|
|Chakan||Shop No 1 6 7 8 And 2, Business Square, Gat No 1638 And 1639, Chakan, Pune , 410501||ANDB0002610||411011013||25887750|
|Aundh||Shop No S 1B, S 1C, Rohan Nilay, Sangavi Road, Aundh, Pune, 411007||ANDB0002620||411011014||7754027007|
|Ghorpadi||Yashshree, Ground Floor, S No 69, Hissa No 2 2 2, B T Kawade Road, Ghorpudi, Pune||ANDB0002651||411011015||9921536611|
|Wakad||Shop No 2, G O Square, S No 249, 250, 251, Wakad, Pune, 411057||ANDB0002723||9545595475|
|Sinhgad Road||Showroom No 1, 2, Sbi Supervising Officials Society, Sno B3B And B3E, Near Sane Guruji Samrak, Pune, 411030||ANDB0002941||411011017||8180003999|
|Pimple Saudagar||Sai Raj Regency, Ground Floor, A Wing, S No 64 1, Near Cng Petrol And Sai School, Pimple Saudagar, Pune, 411027||ANDB0002984||411011018||9049035931|
|Kharadi||Show Room No 1, Arissa Avenue, Near Union Bank, Kharadi, Pune, Maharashtra, 411014||ANDB0002985||411011019||9545283892|
|Karve Nagar||Suvidha House, Sno 25 1 B, Cts No 148, No 2, Kshipra Coop Housing Society, Vithal Road, Hingane Back, Pune, Maharashtra, 411052||ANDB0002995||411011020||7028920010|