Andhra Bank Fixed Deposit in Jammu Earn Attractive Returns - Wishfin

Andhra Bank Fixed Deposit in Jammu

About Andhra Bank Fixed Deposit Jammu

Andhra Bank is one of the leading banks in India with more than 90 years of experience in the banking industry. The bank offers great service for all its products including FD throughout the country. In Jammu, when it comes to savings, Andhra Bank FD is people’s first choice. So, read more to know the eligibility and branch details to open an FD account in Jammu.

Andhra Bank Fixed Deposit in Jammu at a Glance

ParticularsDetails
Interest Rate3.00% - 5.40%
Minimum Deposit Amount₹1000
TenureUp to 10 years

Eligibility Criteria

At Andhra Bank, the fixed deposit account can be opened by the following:

  • Individuals
  • Hindu Undivided Families (HUFs)
  • Minor represented by parents/guardian
  • Guardian on behalf of societies, clubs, trusts and associations
  • Associations
  • Clubs
  • Trusts
  • Sole proprietorship firms
  • Partnership firms
  • Limited Companies

Documents Required

The list of documents required at the time of FD account opening is subject to change from the profession and category. So, have a look at the documents and see under which category do you come.

An Individual, Hindu Undivided Family, Sole Proprietorship Concern:

  • ID Proof-Passport/PAN Card/Driving Licence/Voter ID/Government ID Card/Senior Citizen ID Card
  • Address Proof-Passport/Telephone Bill/Electricity Bill/ID Card Issued by Post Office/Bank Statement with Cheque/Any other ID proof or address proof document can be submitted subject to bank’s satisfaction
  • A photograph

Trusts:

  • Copy of the Trust Deed
  • Copy of the registration certificate
  • Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
  • Photographs of the members operating the account

Associations/Clubs:

  • By-laws of the Association
  • Copy of the Resolution by the board authorizing the members concerned to open and operate the account
  • Photographs of the members operating the account

Partnership Firm:

  • Partnership Deed
  • Letter from partners approving the persons concerned to open and operate the account
  • Photographs of the persons operating the account

Public or Private Limited Companies:

  • Board Resolution / Authority Letter
  • Memorandum & Articles of Association
  • Certificate of Incorporation
  • Certificate of Commencement of Business (Public Limited Company)
  • Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
  • Governing Act / Rules and Regulations(PSUs) (certified true copy)

For more information on fixed deposits, read Fixed Deposit Jammu

Andhra Bank Jammu Branches

Branch NameComplete AddressIFSCMICRCustomer Care
Jammu3 - 4, K.C. Plaza, Commercial Complex, Residency Road, Jammu - 180001ANDB00012201800110020191-2566767
Bari BrahmanaH.No.130, Ward No.6, National High Way, Bari Brahmana, Jammu DtANDB00020548492879995
KathuaMoon Light Complex, Main Bazar, Kathua Dist, Jammu Kashmir, 184101ANDB00025682681055
Gurunanak NagarGurunanak Nagar, H No 43 2 4, Near Khaisa Chowk, Jammu Kashmir, 180004ANDB00026731800110049086032375

Personal Loan Interest Rates March 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates March 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%