Grab Higher Returns For Andhra Bank Fixed Deposit in Kochi - Wishfin

Andhra Bank Fixed Deposit in Kochi

About Andhra Bank Fixed Deposit Kochi

Andhra Bank brings one of the highest returns on FD for all. If you are also looking for a saving companion in Kochi, open an FD account at Andhra Bank and enjoy earning from your savings. Read more to know the eligibility criteria, interest rates, and Kochi branch details to open an account now.

Andhra Bank Fixed Deposit in Kochi at a Glance

Interest Rate3.00% - 5.40%
Minimum Deposit Amount₹1000
TenureUp to 10 years

Eligibility Criteria

At Andhra Bank, the fixed deposit account can be opened by the following:

  • Individuals
  • Hindu Undivided Families (HUFs)
  • Minor represented by parents/guardian
  • Guardian on behalf of societies, clubs, trusts and associations
  • Associations
  • Clubs
  • Trusts
  • Sole proprietorship firms
  • Partnership firms
  • Limited Companies

Documents Required

The list of documents required at the time of FD account opening is subject to change from the profession and category. So, have a look at the documents and see under which category do you come.

An Individual, Hindu Undivided Family, Sole Proprietorship Concern:

  • ID Proof-Passport/PAN Card/Driving Licence/Voter ID/Government ID Card/Senior Citizen ID Card
  • Address Proof-Passport/Telephone Bill/Electricity Bill/ID Card Issued by Post Office/Bank Statement with Cheque/Any other ID proof or address proof document can be submitted subject to bank’s satisfaction
  • A photograph


  • Copy of the Trust Deed
  • Copy of the registration certificate
  • Copy of the Resolution of the Trustees authorizing the members concerned to open and operate the account
  • Photographs of the members operating the account


  • By-laws of the Association
  • Copy of the Resolution by the board authorizing the members concerned to open and operate the account
  • Photographs of the members operating the account

Partnership Firm:

  • Partnership Deed
  • Letter from partners approving the persons concerned to open and operate the account
  • Photographs of the persons operating the account

Public or Private Limited Companies:

  • Board Resolution / Authority Letter
  • Memorandum & Articles of Association
  • Certificate of Incorporation
  • Certificate of Commencement of Business (Public Limited Company)
  • Form 32 in case list of directors are not original subscribers to Memorandum & Articles of Association (in case of Private Limited Cos) Duly acknowledged by ROC
  • Governing Act / Rules and Regulations(PSUs) (certified true copy)

For more information on fixed deposits, read Fixed Deposit Kochi

Andhra Bank Kochi Branches

Branch NameComplete AddressIFSCMICRCustomer Care
ErnakulamP.B.No.14, Ajayvihar, Ernakulam - 682001ANDB00001256820110010484-237592
VyttilaMatha Building, Nh 47, Bye - Pass Road Thykoodam, Vyttila, Kochi -682019ANDB00013506820110030484-2305666
KadavantharaSavitri Building, S C Bose Road, Jawahar Nagar, Kadavanthara, KochiANDB00022716820110842207877
ZO KochiSavithri Building, Sc Bose Road, Jawahar Nagar, Kadavanthara, 682020ANDB00022732207377
NjarakalLakshmi Arcade, Lakshmi Vihar Kaipillil, Nayaram Balam, Po Kochi, 682509ANDB00024516820110062207777
KakkanadD No 10 766, Chakkolath, Vsnl Road, Kakkanad, Kochi, 682030ANDB00026622207777

Personal Loan Interest Rates February 2024
HDFC Bank10.75% - 14.50%
ICICI Bank10.75% - 19.00%
IndusInd Bank10.25% - 26.00%
Kotak Bank10.99%
RBL14.00% - 23.00%
SMFG India Credit12.00% - 24.00%
Standard Chartered Bank11.49%
Tata Capital10.50% - 24.00%
Home Loan Interest Rates February 2024
Axis Bank8.75% - 9.15%
Bank of Baroda8.50% - 10.60%
Citibank8.75% - 9.15%
HDFC8.50% - 9.40%
ICICI Bank9.00% - 9.85%
Indiabulls Housing Finance Limited8.65%
Kotak Bank8.70%
LIC Housing8.50% - 10.50%
Piramal Capital & Housing Finance10.50%
PNB Housing Finance8.50% - 10.95%
Reliance Home Finance8.75% - 14.00%
State Bank of India/SBI9.10% - 9.65%
Tata Capital8.95% - 12.00%