Andhra Bank Jaipur - Main Branch, Rates Dec 2023, IFSC Code

Andhra Bank Jaipur

About Andhra Bank

By holding a strong position in the Indian banking sector, it would not be wrong to say that Andhra Bank with its long list of unmatched financial products and services is here to transform the lives of many. Yes, founded in the year 1923 with a motive to offer the best banking experience to one and all, the bank over the years has created its own niche. If we talk about the services it offers, it majorly deals into loans, insurances, investments, credit cards and what not. You name it and the bank is always ready to offer you the best in the least time frame. 

2803 branches, operations in 25 states including three Union Territories, this bank is no doubt ensures that its every customer can have an easy access. However, when it comes to the bank's operations in Jaipur, it is basically into retail, corporate, NRI, MSME and agricultural industries. Having a wide presence in the Pink City, Andhra Bank ensures that people of this place will always get the best of services and products to meet their varied needs. 

Below is a table showing branch name, IFSC and MICR codes of each branch with complete address. 

Branch Name Complete Address IFSCMICRCustomer Care
Jaipur BranchPanch Batti, M.I. Road Jaipur - 320025ANDB00002693020110020141 - 236
Adarshnagar D - 137, Frontier Colony, Opp. Sv Public School, Bhag Singh Ka Chouraha, Adarsh Nagar, JaipurANDB00015333020110030141-2600334
MPK ECMpk Homeopathy Medical, College & Research CenANDB00015343020110040141-2375627
Sirsi Road 21 Engineers Colony Sirsi Road Jaipur Rajasthan - 302034ANDB00017733020110050141 2470270
KalwarG Floor Indira Bazar Kalwar, Jaipur, Rajasthan, 303706ANDB00018683020110061412589950
Nangal SusawatanVpo Nangal Suswatan Amber TehsilANDB00018933020110079602768845
Badi Ka BasMain Tonk Road, Beelwa Panchayat, The-Sanganer, Jaipur, RajasthanANDB00018963020110089950247700
Niwaru RoadA-22, Ramneshpuri, Kailash Path, Niwaru Road, Jhotwara, Dt Jaipur, Rajasthan-302012ANDB00020853020110090141 2348563
GopalpuraRudra Tower, B-293, Schemeno10B, Opp Indian Oil Petrol Pump, Gopalpura Byepass, Jaipur-302018ANDB00021063020110101412763024
ThikariyaThikariya Village, Main Road, Ajmer Road, JaipurANDB00021907726988572
BhatesariBoorthal Road, Boorthal The Bassi, JaipurANDB00022068107677606
ZO JaipurFirst Floor Sunmoon Chambers Near Ajmeri Pulia Linking Road Gopalwari Jaipur 302006ANDB00022810141 2360985
ChomuGround Floor, Opp Bharat Talkies, Near Bus Stand, Chomu, Rajasthan, 303702ANDB0002479303011002220010
Vaishali NagarGround Floor, M K Plaza, Nand Vihar, Plot No 8, Amrapali West, Vaishali Nagar, Jaipur, Rajasthan, 302021ANDB00025953020110122360986MansarovarZ
MansarovarGround Floor, C 16, Khushi Vihar, Mansarovar, Jaipur, Rajasthan, 302020ANDB00025963020110132360986
JagatpuraS 1 09 And S 1 10, Tda Employee Colony, Near Nri Colony, Teelawala, Jagatpura, JaipurANDB00026433020110119983159986
KishangarhPlot No 30, Vinayak Nagar, Opp R K Community Center, Jaipur Road, Madenganj, Kishangarh, Ajmer, Rajastan, 305808ANDB00026463050110032360986
ShahpuraBal Krishna Kumawat, Neem Ka Thana Road, Opp Head Post Office, ShahpuraANDB00026843030110042360986

Products Offered by Andhra Bank in Jaipur

You can check out below the list of products such as personal loan, housing loan, gold loan and services offered by Andhra Bank to all its esteemed customers. Each product has its own features, you just need to read it thoroughly and choose what is best for you. 

Basic Details of Andhra Bank Loans 

EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Housing LoanMinimum age at the time of application-21 Years
Maximum age permitted at the time of loan maturity-65 Years

8.60% - 11.20%Depends upon your monthly income & repayment capacity30 Years As applicable by the bank
Gold LoanAny property identified person/existing customers 9.5%-9.7% ₹ 2,000/-per gram or Upto 75% of the market value of gold whichever is lessAppraising Charges:1% of the loan amount sanctioned
Vehicle LoanMinimum take home pay of 40% after all monthly deductions (2 Wheeler)
Minimum gross income of ₹1 Lakh per annum (4 Wheeler)
7.80% - 7.90%Depending on the income flow and repayment capacity of an individual 60 months(used cars)-84 months(new cars)As applicable by the bank
Education LoanStudent should be an Indian.
Have secured admission to a higher course.
Allowed to meritorious students.
10.45%-10.65%(upto 7.5 Lakhs), 10%-10.20%(above 7.5 Lakhs)₹ 20,000-No upper limit2-7 YearsNo Processing Fee (study in India)
Personal Loan Salaried , pensioners or any individual with good repayment capacity11.80% - 15.50%Consumer Loan: 10 months gross salary/40% of gross annual income/4 months pension or 75% of the article whichever is lower.
Clean Loans: Not less than 40% of gross salary .
2 times average annual proven income.
8 time sof monthly pension
60 Months

Documents Required 

Housing Loan Identity Proof-PAN Card/Passport/Voter ID/Driving License/Aadhaar Card

Address Proof-Utility Bill/Passport/Aadhaar Card/Voter ID

Income Proof-Latest Salary Slips & Form 16 for Salaried
Profit & Loss A/C Statement & Audited Balance Sheet for the Last 3 Years

Bank Account Statement for the Last 6 Months

Track record of existing loans, if any

Details of property you look to buy & construct

Gold Loan Latest passport size photographs with duly filled application form.
Address Proof:Driving License/Passport/Ration Card/Voter ID/Aadhar Card
ID Proof: Ration Card/PAN Card/Driving License/Aadhar Card/Passport
This loan is offered to the customers who are identified as per KYC AML norms.
Vehicle Loan For Generic:
Documents for KYC Compliance
Valid Driving License
Salary Slip
Proforma Invoice
IT Returns
Assessment Order

For Women:
Valid Driving License
Income Proof:IT Returns/Salary Slip/Assessment Order/Proforma Invoice
Valuation Certificate from Reputed Garage for Second Sale
Education Loan Duly filled application form with passport size photographs
Identity & Address Proof-Latest
Date of Birth Proof, Certificate of Domicile, Study Certificate, Scholarship Proof, Allotment Proof
Fee particulars from College/University, etc
Personal Loan Salary Slip/ IT Returns/Assessment Order, Property Statement
For non-salaried:Latest Income Tax Assessment Order, Property Statement
Any other Valid Document
Latest Quotation for Article Proposed to be Purchased

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Home Loan Interest Rates December 2023
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