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Axis Bank Agra

Axis Bank Agra

Last Updated : May 9, 2018, 11:53 a.m.

About Axis Bank

When it comes to Axis Bank, there is no doubt on the fact that it is the third largest private sector bank in India, best-known for offering all sorts financial products and services to one and all. With more than 2,959 branches and 12,743 ATMs along with nine international offices, this lender ensures that each financial need of its customers can easily be fulfilled. However, when established in the year 1993, the bank was named as UTI Bank, which many of you are not aware of. Since its inception, this lender with its top-notch services and unique products is doing its best in offering the world class banking experience to all.
Well, the kind of quality services this bank offers is so commendable that its customer base is increasing day-by-day. The bank is into the fields of offering retail, NRI, Agri & Rural, Burgundy and Priority services. If we talk about its product offerings, Axis Bank offers Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking and what not. Just of its high-end products, user-friendly services and innovative vision, Axis has created its own identity in the Indian banking industry today.

Below is a table showing branch name, IFSC and MICR codes of each branch with complete address.

Branch NameComplete AddressIFSCMICRCustomer Care
Agra (Up)Shop No A/G5, 6, 7, 8 &Ab 5, 7, 15. Block No 41/4A Sanjay Place, 282002UTIB00000862822110020562 - 403750
Hing Ki MandiGround & 1St Floor, 8/512, Hing Ki Mandi, Kotwali Road, Agra, Uttar Pradesh, Pin 282003UTIB00023512822110059927805804
Tajlink RoadAditya Complex, Property No. 18/163, Khasra No. 203, 204, 205 &206 (Part)Taj Link Road, (Fatehabad Road), Agra 282001 , Uttar PradeshUTIB00006432822110030562-223 2064/ 0899/ 0676/ 1907
FirozabadBuilding No. 68, Vimala Tower, Opp. Bus Stand Agra Road, Firozabad 283203 Uttar PradeshUTIB000067228321100205612-232 896/ 928/ 071
SikandraGround Floor, Plot No. 9, Sector 9, Sikandra Yojana, Agra, Uttar Pradesh, Pin 282003UTIB00024272822110060562 - 4080242/ 243/ 244/ 245
ShahganjGround Floor Plot No 32 33 Hanuman Nagar Shahganj Agra Uttar Pradesh Pin 282010UTIB00026812822110079927498587
Bhagwan TalkiesGround Floor Ashoka Plaza 322 322 C 322 C1 Nagla Padi Bye Pass Road Agra 282002UTIB00030702822110088755030555

Products Offered by Axis Bank in Agra

When it comes to offering products, Axis Bank provides a wide range to choose from. Yes, right from a personal loan, home loan to education loan and car loan, this bank offers all. If you are interested in availing any of them, just take a look below and know the basic details about all.

Basic Details of Axis Bank Loans

Product
EligibilityInterest Rate (in p.a.)

Loan AmountTenureProcessing Fee
Home LoanSalaried: Inividuals working in a Government or renowned Companies.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity.
Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
8.75% - 9.15%₹ 3 Lakh-150 Lakh (depends on combined income)
30 YearsUpto 1% of the loan amount
Personal LoanIf you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank.
The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity.
The minimum monthly income of the applicant should be ₹15,000.
10.49% - 21.00%₹50,000-15,00,00012-60 Months1.50%-2% of the loan amount + Service Tax
Car LoanSalaried
The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity.
Minimum net annual salary of individual should be ₹2,40,000 p.a.
His/her income eligibility should be based on Form 16 and latest salary slip.
He/she should have minimum 1 year of continuous employment.
Self-employed Individuals

The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity.
The applicanr must have a minimum business income of
7.45% - 14.50%₹ 1Lakh-Upto 85% on road-fundingUpto 7 Years₹3,500-5,500
Loan Against PropertySalaried
An individual who is into permanent Government service or renowned company
The applicant must be 24 years of age at the time of loan commencement.
Self-employed
Any individual filing Income Tax returns can apply
The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity
Self-employed Professionals
All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply.
Lease Rantal Discounting(LRD)
All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.
Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.




11.40%-12.10%₹2,00,000-500,00,00015 Years1% of the loan amount+service tax
Education LoanStudents who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan.
The applicant/s should have scored atleast 50% marks during HSC and Graduation.
Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply.
15.50%-17.50% p.a.,15%-17% (for girl child)₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad)Nil

Documents Required

ProductDocuments
Home LoanSalaried
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
Last 6 months bank statement/Passbook of the salary account
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Self-employed
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months Bank statement for operative account both personal and business
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Personal LoanApplication form
Photograph
Age proof
ID proof
Income proof
Bank statement
Residence proof
Signature verification proof
Post-sanction / pre-disbursement documentation
Loan Agreement duly signed
Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Car LoanAge proof
ID proof
Application form
Photograph
Residence proof
Income proof
Bank statement
Signature verification proof
Pro-forma Invoice or Rate List
Car Valuation report
RC copy in case of refinance
Post-sanction, Pre-disbursement Documentation:
Loan Agreement duly signed along with RTO set
Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS

Loan Against PropertyIdentity Proof- VoterID/DL/PAN Card/Photo Credit Card
Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA
Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt
Guarantor Form
Copy of lease agreement for all lease rental discounting cases


Education LoanIdentity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate.
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement
Bank Statement/Passbook of Last 6 Months.
Guarantor Form (optional)
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses




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