Top Banks 2024
Axis Bank Agra
Last Updated : Feb. 2, 2017, 12:03 p.m.
About Axis Bank
When it comes to Axis Bank, there is no doubt on the fact that it is the third largest private sector bank in India, best-known for offering all sorts financial products and services to one and all. With more than 2,959 branches and 12,743 ATMs along with nine international offices, this lender ensures that each financial need of its customers can easily be fulfilled. However, when established in the year 1993, the bank was named as UTI Bank, which many of you are not aware of. Since its inception, this lender with its top-notch services and unique products is doing its best in offering the world class banking experience to all.
Well, the kind of quality services this bank offers is so commendable that its customer base is increasing day-by-day. The bank is into the fields of offering retail, NRI, Agri & Rural, Burgundy and Priority services. If we talk about its product offerings, Axis Bank offers Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking and what not. Just of its high-end products, user-friendly services and innovative vision, Axis has created its own identity in the Indian banking industry today.
Below is a table showing branch name, IFSC and MICR codes of each branch with complete address.
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Agra (Up) | Shop No A/G5, 6, 7, 8 &Ab 5, 7, 15. Block No 41/4A Sanjay Place, 282002 | UTIB0000086 | 282211002 | 0562 - 403750 |
| Hing Ki Mandi | Ground & 1St Floor, 8/512, Hing Ki Mandi, Kotwali Road, Agra, Uttar Pradesh, Pin 282003 | UTIB0002351 | 282211005 | 9927805804 |
| Tajlink Road | Aditya Complex, Property No. 18/163, Khasra No. 203, 204, 205 &206 (Part)Taj Link Road, (Fatehabad Road), Agra 282001 , Uttar Pradesh | UTIB0000643 | 282211003 | 0562-223 2064/ 0899/ 0676/ 1907 |
| Firozabad | Building No. 68, Vimala Tower, Opp. Bus Stand Agra Road, Firozabad 283203 Uttar Pradesh | UTIB0000672 | 283211002 | 05612-232 896/ 928/ 071 |
| Sikandra | Ground Floor, Plot No. 9, Sector 9, Sikandra Yojana, Agra, Uttar Pradesh, Pin 282003 | UTIB0002427 | 282211006 | 0562 - 4080242/ 243/ 244/ 245 |
| Shahganj | Ground Floor Plot No 32 33 Hanuman Nagar Shahganj Agra Uttar Pradesh Pin 282010 | UTIB0002681 | 282211007 | 9927498587 |
| Bhagwan Talkies | Ground Floor Ashoka Plaza 322 322 C 322 C1 Nagla Padi Bye Pass Road Agra 282002 | UTIB0003070 | 282211008 | 8755030555 |
Products Offered by Axis Bank in Agra
When it comes to offering products, Axis Bank provides a wide range to choose from. Yes, right from a personal loan, home loan to education loan and car loan, this bank offers all. If you are interested in availing any of them, just take a look below and know the basic details about all.
Basic Details of Axis Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
| Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + Service Tax |
| Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
| Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+service tax |
| Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17% (for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
| Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
| Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
| Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
| Education Loan | Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |