Top Banks 2024
Axis Bank Ahmedabad
Last Updated : May 9, 2018, 11:58 a.m.
Products Offered by Axis Bank in Ahmedabad
If you are in Ahmedabad and don’t know which products Axis Bank offers, you are at the right place. This private sector lender with its wide variety of financial products such as home loan, personal loan , education loan, loan against property and car loan ensures that all its customers get nothing but the best.
Basic Details of Axis Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
| Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + GST |
| Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
| Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+GST |
| Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17% (for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Axis Bank Ahmedabad Branches with IFSC Codes
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Ahmedabad Branch | Trishul - Opposite Samartheshwar Temple Law Garden, Ellis Bridge - 380006 | UTIB0000003 | 380211002 | 079 - 66306102/04/66306161 |
| Vastrapur | Sunrise, The Shopping Mall, Shop 31&32 Near Swami Narayan Mandir, Vastrapur, 380015 | UTIB0000032 | 380211003 | 079-6750230/6763712 |
| Vejalpur | Shreyas Complex, A - 001/004 Shrinand Nagar, Vejalpur, 380051 | UTIB0000058 | 380211004 | 079-6609 1300 |
| Maninagar | Kesar Kunj, Krishna Baug Char Rasta Maninagar, 380008 | UTIB0000080 | 380211005 | 079- 40260412 / 04/ 05/ 06/ 07/ 08/ 09/ 10 |
| Service Branch | 3Rd Floor, Trishul, Opp.Samartheshwar Temple, Law Garden, Ellis Bridge, 380006 | UTIB0000229 | 380211001 | 079-2687 0645/ 0865/ 0861 |
| Naranpura | Sthapana, Opp : G.H.B Complex Ankur Road, Naranpura, 380013 | UTIB0000298 | 380211007 | 079-2741 0241/ 2741 0242 |
| Asarwa | Asmita Bhavan Civil Campus, Asarwa, 380016 | UTIB0000449 | 380211010 | 079-22686690/ 22686691 |
| Relief Road | Lic Jeevan Prabha Bldg, Patthar Kuva Relief Road, 380001 | UTIB0000453 | 380211011 | 079-25509556 |
| Shahibaug | Nilkanth Plaza, Opposite Madhupur Market, Police Commissioner Road, Shahibaug, , Gujarat, 380004 | Nilkanth Plaza, Opposite Madhupur Market, Police Commissioner Road, Shahibaug, , Gujarat, 380004 | 380211012 | 079-2563 1001/02/03/ 6544 0378 |
| Bapunagar | Pushpak Arcade, Hirawadi Cross Road Ahmedabad 380024 , Gujarat | UTIB0000664 | 380211013 | 079-2273 1170/ 71/ 72 |
| Chhatral | Commercial Plot H - 10/1 Chhatral Gidc, Chhatral 382729 Dist. Gandhinagar, Gujarat | UTIB0000680 | 380211014 | 02764-232347/ 48 |
| Chandkheda | Shop Nos. 1 To 4, Ground Floor Balaji Mall, Visat Gandhinagar Highway Motera, Chandkheda Ahmedabad 382424, Gujarat | UTIB0000751 | 380211016 | 079 - 2757 0748/49/27517049 |
| Chandlodiya | Ground | UTIB0000728 | 380211015 | 079-2766 0576/92/02 |
| Bopal | DOUBLE 8, NEAR KABIR ENCLAVE BOPAL - GHUMA ROAD BOPAL, DIST AHMEDABAD GUJARAT, PIN 380058 | UTIB0000878 | 380211017 | 02717- 656501/ 02/ 03 |
| Paldi | Ground & First Floor, Shivalik - V, Mahalaxmi Char Rasta, Paldi, Ahmedabad, Gujarat 380007 | UTIB0001064 | 380211018 | (079) 26650213/ 14 / (079) 26650215 |
| Nehrunagar | Abhishree Avenue, Nehru Nagar, Ambavadi, Ahmedabad, Gujarat, Pin 380050 | UTIB0001193 | 380211019 | (079) 40700100 (079) 26405031 |
| Vasna | Vishwam Complex, Near Dream Land Party Plot, Dharnidhar Cross Road , Vasna, Ahmedabad, Gujarat , Pin 380007 | UTIB0001210 | 380211020 | (079) 26640761/ 86 (079) 26640787 |
| Drive In Road | Ground Floor, Shivalik - 3, Drive In Road, Ahmedabad, Gujarat , Pin 380054 | UTIB0001334 | 380211021 | (079) 40098425/40098426 (079) 40098427 |
| Ghatlodiya | Ground Floor, Pushpak Arcade, Sola Road, Ghatlodiya, Ahmedabad, Gujarat , Pin 380061 | UTIB0001335 | 380211023 | |
| Navrangpura | Abhilasa Business Centre" , Sardar Patel Statue, Navjivan Post, Navarangpura, Ahmedabad, Gujarat , Pin 380 009. | UTIB0001336 | 380211022 | (079) 40371547 (079) 40371549 |
| Science City | Shop No.1 - 2, Ground Floor, Sarjan Arcade, Science City Road, Ahmedabad, Gujarat , Pin 380061. | UTIB0001337 | 380211024 | (079) 61602700 (079) 61602715 |
| Isanpur | Ground Floor, Dev Castle , Isanpur, Ahmedabad, Gujarat , Pin 382 443. | UTIB0001338 | 380211025 | 9727170171 0 |
| Sanand | Shivkrupa Society, Bungalow No. 06, Vibhag 1, Sanand - Ahmedabad Highway , Sanand, Dist. Ahmedabad, Gujarat , Pin 382110. | UTIB0001426 | 380211026 | (02717) 612500, 02717612501, 502 (02717) 612503 |
| Corporate Banking Branch | 2Nd Floor, Third Eye One, Nr. Panchvati Crossing, C.G. Road, Ahmedabad, Gujarat - 380009 | UTIB0001530 | 380211027 | 079 - 66147100 / 66147107 / 66147119 / 66147101 079 - 66147105 |
| Vastral | Ground Floor, Swastik Mall, Shop No.1& 2, Near Sureliya Estate, Vastral Road, Ahmedabad, Gujarat, Pin 382 415 | UTIB0001658 | 380211028 | |
| Sarangpur | First Floor, E-101-105, Shree Ghantkarna Mahavir Commercial Market, Near New Cloth Market Sarangpur, Ahmedabad, Gujarat, Pin 380002 | UTIB0001659 | 380211029 | |
| Naroda | Ground Floor, A-1 To A-5, Galaxy Arcade Behind Galaxy Avenue, Naroda, Ahmedabad, Gujarat, Pin 382 390 | UTIB0001660 | 380211030 | |
| Changodar | Ground Floor, Shop No.4/5/6, Raj Complex, Tajpur Patia, Changodar, Ahmedabad, Gujarat, Pin 382213 | UTIB0001661 | 380211031 | |
| Moti Bhoyan | Shop No. 2, 3& 4, Ground Floor, Shree Ambica Complex, Vill. Moti Bhoyan, Gandhinagar, Ahmedabad 382721 | UTIB0001872 | 380211033 | 9825000599 |
Axis Bank EMI Calculator
An EMI Calculator is one such online tool that lets you know the exact calculations of your monthly installments in the easiest and quickest manner. With its simple algorithm and fastest functioning this device takes into account the interest rate, tenure and loan amount of your loan, thus gives the exact calculations within few seconds.
To make you understand better, below is a table, showing the calculations on a loan amount of ₹4 Lakh, taken for a tenure of 5 years at an interest rate of 12.99% per annum.
Table Showing EMI, Interest Outgo, and Total Repayment Amount
EMI, Total Interest Outgo, Total Repayment (Interest + Principal)
| Year | Principal | Interest | Balance Amount |
|---|---|---|---|
| 1 | ₹ 60,763 | ₹ 48,427 | ₹ 3,39,236 |
| 2 | ₹ 69,144 | ₹ 40,046 | ₹ 2,70,092 |
| 3 | ₹ 78,680 | ₹ 30,510 | ₹ 1,91,412 |
| 4 | ₹ 89,531 | ₹ 19,658 | ₹ 1,01,880 |
| 5 | ₹ 1,01,977 | ₹ 7310 | ₹ 0 |
Documents Required to Apply
Take a look below at the documentation and be ready with them.
| Product | Documents |
|---|---|
| Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
| Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
| Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
| Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
| Education Loan | Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |
About Axis Bank
More than 2,959 branches, 12,743 ATMs, 9 international offices, welcome to Axis Bank, the third largest private sector lender in India. Founded in the year 1993 with a core objective to offer the best financial services, this bank will never disappoint you. Be it retail, NRI, Agri & Rural, Burgundy and Priority services, this lender always ensures that all your personal needs can easily be fulfilled. This is the reason that over the years the bank has created its own niche in the Indian banking sector, hence worldwide known for offering the top-notch financial products and services at your doorstep.
When it comes to the products offered by the bank, there is a long list of the same that you can avail. The bank is majorly into offering products such as Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking and so on. This is the reason that people living in Ahmedabad don’t have to bother as all their financial needs are taken care well. No matter what sort of financial help you are looking for, Axis Bank Ahmedabad is always ready to help you out in best possible manner.