Axis Bank Ahmedabad

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Products Offered by Axis Bank in Ahmedabad

If you are in Ahmedabad and don’t know which products Axis Bank offers, you are at the right place. This private sector lender with its wide variety of financial products such as home loan, personal loan, education loan, loan against property and car loan ensures that all its customers get nothing but the best.

Basic Details of Axis Bank Loans

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home Loan Salaried: Inividuals working in a Government or renowned Companies.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity.
Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 orsuperannuation, whichever, is earlier at the time of loan maturity.
8.80% - 9.05% ₹ 3 Lakh-150 Lakh (depends on combined income)
30 YearsUpto 1% of the loan amount
Personal Loan If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank.
The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity.
The minimum monthly income of the applicant should be ₹15,000.
15.75% - 24.00%₹50,000-15,00,00012-60 Months1.50%-2% of the loan amount + GST
Car Loan Salaried
The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity.
Minimum net annual salary of individual should be ₹2,40,000 p.a.
His/her income eligibility should be based on Form 16 and latest salary slip.
He/she should have minimum 1 year of continuous employment.
Self-employedIndividuals

The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity.
The applicanr must have a minimum business income of

11.00% - 12.00%

₹ 1Lakh-Upto 85% on road-fundingUpto 7 Years ₹3,500-5,500
Loan Against PropertySalaried
An individual who is into permanent Government service or renowned company
The applicant must be 24 years of age at the time of loan commencement.
Self-employed
Any individual filing Income Tax returns can apply
The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity
Self-employed Professionals
All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply.
Lease Rantal Discounting(LRD)
All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.
Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.




11.40%-12.10% ₹2,00,000-500,00,00015 Years1% of the loan amount+GST
Education Loan Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan.
The applicant/s should have scored atleast 50% marks during HSC and Graduation.
Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply.
15.50%-17.50% p.a.,15%-17% (for girl child)₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad)Nil

Axis Bank Ahmedabad Branches with IFSC Codes

Branch Name Complete Address IFSCMICRCustomer Care
Ahmedabad BranchTrishul - Opposite Samartheshwar Temple Law Garden, Ellis Bridge - 380006
UTIB0000003380211002079 - 66306102/04/66306161
VastrapurSunrise, The Shopping Mall, Shop 31&32 Near Swami Narayan Mandir, Vastrapur, 380015UTIB0000032380211003079-6750230/6763712
VejalpurShreyas Complex, A - 001/004 Shrinand Nagar, Vejalpur, 380051UTIB0000058380211004079-6609 1300 
ManinagarKesar Kunj, Krishna Baug Char Rasta Maninagar, 380008UTIB0000080380211005079- 40260412 / 04/ 05/ 06/ 07/ 08/ 09/ 10
Service Branch3Rd Floor, Trishul, Opp.Samartheshwar Temple, Law Garden, Ellis Bridge, 380006UTIB0000229380211001079-2687 0645/ 0865/ 0861
Naranpura Sthapana, Opp : G.H.B Complex Ankur Road, Naranpura, 380013UTIB0000298380211007079-2741 0241/ 2741 0242
Asarwa Asmita Bhavan Civil Campus, Asarwa, 380016UTIB0000449380211010  079-22686690/ 22686691
Relief RoadLic Jeevan Prabha Bldg, Patthar Kuva Relief Road, 380001UTIB0000453380211011079-25509556
ShahibaugNilkanth Plaza, Opposite Madhupur Market, Police Commissioner Road, Shahibaug, , Gujarat, 380004Nilkanth Plaza, Opposite Madhupur Market, Police Commissioner Road, Shahibaug, , Gujarat, 380004380211012079-2563 1001/02/03/ 6544 0378
BapunagarPushpak Arcade, Hirawadi Cross Road Ahmedabad 380024 , GujaratUTIB0000664380211013079-2273 1170/ 71/ 72
ChhatralCommercial Plot H - 10/1 Chhatral Gidc, Chhatral 382729 Dist. Gandhinagar, GujaratUTIB000068038021101402764-232347/ 48
ChandkhedaShop Nos. 1 To 4, Ground Floor Balaji Mall, Visat Gandhinagar Highway Motera, Chandkheda Ahmedabad 382424, GujaratUTIB0000751380211016079 - 2757 0748/49/27517049
ChandlodiyaGroundUTIB0000728380211015079-2766 0576/92/02
BopalDOUBLE 8, NEAR KABIR ENCLAVE BOPAL - GHUMA ROAD BOPAL, DIST AHMEDABAD GUJARAT, PIN 380058
UTIB000087838021101702717- 656501/ 02/ 03
PaldiGround & First Floor, Shivalik - V, Mahalaxmi Char Rasta, Paldi, Ahmedabad, Gujarat 380007UTIB0001064380211018(079) 26650213/ 14 / (079) 26650215
NehrunagarAbhishree Avenue, Nehru Nagar, Ambavadi, Ahmedabad, Gujarat, Pin 380050UTIB0001193380211019(079) 40700100 (079) 26405031
VasnaVishwam Complex, Near Dream Land Party Plot, Dharnidhar Cross Road , Vasna, Ahmedabad, Gujarat , Pin 380007UTIB0001210380211020(079) 26640761/ 86 (079) 26640787
Drive In RoadGround Floor, Shivalik - 3, Drive In Road, Ahmedabad, Gujarat , Pin 380054UTIB0001334380211021(079) 40098425/40098426 (079) 40098427
GhatlodiyaGround Floor, Pushpak Arcade, Sola Road, Ghatlodiya, Ahmedabad, Gujarat , Pin 380061UTIB0001335380211023
NavrangpuraAbhilasa Business Centre" , Sardar Patel Statue, Navjivan Post, Navarangpura, Ahmedabad, Gujarat , Pin 380 009.UTIB0001336380211022(079) 40371547 (079) 40371549
Science CityShop No.1 - 2, Ground Floor, Sarjan Arcade, Science City Road, Ahmedabad, Gujarat , Pin 380061.UTIB0001337380211024(079) 61602700 (079) 61602715
IsanpurGround Floor, Dev Castle , Isanpur, Ahmedabad, Gujarat , Pin 382 443.UTIB00013383802110259727170171 0
SanandShivkrupa Society, Bungalow No. 06, Vibhag 1, Sanand - Ahmedabad Highway , Sanand, Dist. Ahmedabad, Gujarat , Pin 382110.UTIB0001426380211026(02717) 612500, 02717612501, 502 (02717) 612503
Corporate Banking Branch2Nd Floor, Third Eye One, Nr. Panchvati Crossing, C.G. Road, Ahmedabad, Gujarat - 380009UTIB0001530380211027079 - 66147100 / 66147107 / 66147119 / 66147101 079 - 66147105
VastralGround Floor, Swastik Mall, Shop No.1& 2, Near Sureliya Estate, Vastral Road, Ahmedabad, Gujarat, Pin 382 415UTIB0001658380211028
SarangpurFirst Floor, E-101-105, Shree Ghantkarna Mahavir Commercial Market, Near New Cloth Market Sarangpur, Ahmedabad, Gujarat, Pin 380002UTIB0001659380211029
NarodaGround Floor, A-1 To A-5, Galaxy Arcade Behind Galaxy Avenue, Naroda, Ahmedabad, Gujarat, Pin 382 390UTIB0001660380211030
ChangodarGround Floor, Shop No.4/5/6, Raj Complex, Tajpur Patia, Changodar, Ahmedabad, Gujarat, Pin 382213UTIB0001661380211031
Moti BhoyanShop No. 2, 3& 4, Ground Floor, Shree Ambica Complex, Vill. Moti Bhoyan, Gandhinagar, Ahmedabad 382721UTIB00018723802110339825000599

Axis Bank EMI Calculator

An EMI Calculator is one such online tool that lets you know the exact calculations of your monthly installments in the easiest and quickest manner. With its simple algorithm and fastest functioning this device takes into account the interest rate, tenure and loan amount of your loan, thus gives the exact calculations within few seconds.

To make you understand better, below is a table, showing the calculations on a loan amount of ₹4 Lakh, taken for a tenure of 5 years at an interest rate of 12.99% per annum.

Table Showing EMI, Interest Outgo, and Total Repayment Amount

Loan AmountInterest RateTenureMonthly InstalmentTotal Interest AmountTotal Amount
₹ 4,00,00012.99%1₹ 35,725₹ 28,700₹ 4,28,700
₹ 4,00,00012.99%2₹ 19,015₹ 56,356₹ 4,56,356
₹ 4,00,00012.99%3₹ 13,476₹ 85,124₹ 4,85,124
₹ 4,00,00012.99%4₹ 10,729₹ 1,14,993₹ 5,14,993
₹ 4,00,00012.99%5₹ 9099₹ 1,45,951₹ 5,45,951

EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

YearPrincipalInterestBalance Amount
1₹ 60,763₹ 48,427₹ 3,39,236
2₹ 69,144₹ 40,046₹ 2,70,092
3₹ 78,680₹ 30,510₹ 1,91,412
4₹ 89,531₹ 19,658₹ 1,01,880
5₹ 1,01,977₹ 7310₹ 0

Documents Required to Apply

Take a look below at the documentation and be ready with them.

ProductDocuments
Home Loan Salaried
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
Last 6 months bank statement/Passbook of the salary account
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Self-employed
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months Bank statement for operative account both personal and business
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Personal Loan Application form
Photograph
Age proof
ID proof
Income proof
Bank statement
Residence proof
Signature verification proof
Post-sanction / pre-disbursement documentation
Loan Agreement duly signed
Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Car Loan Age proof
ID proof
Application form
Photograph
Residence proof
Income proof
Bank statement
Signature verification proof
Pro-forma Invoice or Rate List
Car Valuation report
RC copy in case of refinance
Post-sanction, Pre-disbursement Documentation:
Loan Agreement duly signed along with RTO set
Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS

Loan Against Property Identity Proof- VoterID/DL/PAN Card/Photo Credit Card
Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA
Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt
Guarantor Form
Copy of lease agreement for all lease rental discounting cases


Education Loan Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate.
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement
Bank Statement/Passbook of Last 6 Months.
Guarantor Form (optional)
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses




About Axis Bank

More than 2,959 branches, 12,743 ATMs, 9 international offices, welcome to Axis Bank, the third largest private sector lender in India. Founded in the year 1993 with a core objective to offer the best financial services, this bank will never disappoint you. Be it retail, NRI, Agri & Rural, Burgundy and Priority services, this lender always ensures that all your personal needs can easily be fulfilled. This is the reason that over the years the bank has created its own niche in the Indian banking sector, hence worldwide known for offering the top-notch financial products and services at your doorstep.

When it comes to the products offered by the bank, there is a long list of the same that you can avail. The bank is majorly into offering products such as  Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking and so on. This is the reason that people living in Ahmedabad don’t have to bother as all their financial needs are taken care well. No matter what sort of financial help you are looking for, Axis Bank Ahmedabad is always ready to help you out in best possible manner.

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Home Loan Interest Rates October 2018
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EMI Calculator