Axis Bank Bengaluru
Last Updated : May 9, 2018, 11:58 a.m.
Products Offered by Axis Bank in Bengaluru
If you are in Bengaluru and interested in knowing the diverse range of financial products offered by the bank in the city, you are at the right place. Right from personal loan , home loan, education loan to loan against property and car loan, the bank gets you covered to meet your varied financial needs. Know more about each product in the table mentioned below.
Basic Details of Axis Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
| Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + GST |
| Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
| Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+GST |
| Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17%(for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Axis Bank Branches with IFSC Codes in Bengaluru
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Bangalore | No. 9, M.G. Road, Block A, 560001 | UTIB0000009 | 560211002 | 080-2537 0615/ 616 |
| Jayanagar | 55/5 30Th Cross 13Th Main Jayanagar 4Th Block, 560011 | UTIB0000052 | 560211003 | 080 -26653713, 22456244/5, 64501895, 26653658/41, 25317830 |
| Basaveshwar Nagar | Keers Plaza - 2000, 472, 80Ft Main Road Basaveshwar Nagar, 560079 | UTIB0000065 | 560211004 | 080-23225337/5775 |
| Yelahanka | No 688 Iii A Cross Opp.Seshadripuram College New Town Yelahanka, 560064 | UTIB0000094 | 560211006 | 080-2856 0786 / 0787/ 0797/ 0798, 4168 5800 |
| Banashankari | No 369, 13Th Cross, 30Th Main Rd, C.T Bed Extn Banashankari Ii Stage, 560070 | UTIB0000102 | 560211005 | 080-26798820/26794294/26798824 |
| Indiranagar | 276, Hal Ii Stage , 100 Ft Road Indira Nagar Bangalore, 560038 | UTIB0000114 | 560211007 | 080-25202056/57/58 |
| Service Branch | Service Ground Floor, No: 9, K H Road, Shanthinagar, 560027 | UTIB0000162 | 560211001 | 080 - 22485970/ 72 |
| Koramangala | No.119, 80 Feet Road, 7Th Block Industrial Layout, Koramangala, 560095 | UTIB0000194 | 560211008 | 080 66671444/555/666 |
| Malleswaram | 233, 2Nd Main, Sampige Road, Malleswaram, 560003 | UTIB0000227 | 560211009 | 080-23310500/0600 |
| Cox Town | 61, Wheeler Road Cox Town, 560005 | UTIB0000231 | 560211010 | 080-25801593 / 94 |
| Marathahalli | Site No. 43, Varthur Main Road Marathahalli, 560037 | UTIB0000300 | 560211011 | 080-2523 1621 / 22 |
| J P Nagar | Ground Floor, No.6/A, J P Nagar Iii Phase, Banneragatta Main Road, 560076 | UTIB0000333 | 560211012 | 080-2658 6834/35/36 |
| R T Nagar | Ground Floor , No.174, Mla Layout R.T.Nagar Main Road, R.T.Nagar, 560032 | UTIB0000363 | 560211013 | 080-2354 2200/ 2354 3300 |
| Vijayanagar | G.G. Arcade, Service Road, No.2940/E - 5 West Of Chord Road, Opp Maruti Mandir, Vijayana, 560040 | UTIB0000468 | 560211014 | 080-2314 7744/ 45/ 55 |
| Whitefield | Citius, First Technology Place, No. 3 Epip, Whitefield, Karnataka, 560066 | UTIB0000514 | 560211015 | 080-2841 1155/ 66 |
| Chamarajapet | Sri Rama Mandira Association, No 114, 5Th Main Road, 6Th Cross, Bangalore 560018 | UTIB0000558 | 560211016 | 080-2660 5596 |
| Rajajinagar | Vidya Vardhaka Sangha, Saptharshidhama, First Block, Rajajinagar, Bangalore 560010 | UTIB0000559 | 560211017 | 080-2337 5556/ 2357 8546 |
| Peenya | Sri Vidya Kendra High School, National Highway 4, Peenya, Bangalore 560058 | UTIB0000560 | 560211018 | 080 - 28392777/ 28392888 |
| Sahakaranagar | Green Country Public School, No. 106/7, Opp Kodigehally Cross Bus Stop, Bellary Road, Bangalore 560092 | UTIB0000561 | 560211019 | 080- 23620841/ 1047 |
| Electronic City | H G Plaza, No.223/A Konappana Agrahara, Electronic City Bangalore – 560100 , Karnataka | UTIB0000677 | 560211020 | 080-2852 1021/ 22/ 23 |
| Majestic | Plot No. 41, Seshadri Road Anand Rao Circle Bangalore 560009 , Karnataka | UTIB0000693 | 682211005 | 080-22374596/97/98 |
| Sanjay Nagar | 23/4, D. Rajagopal Road Sanjay Nagar, Bangalore 560094 Karnataka | UTIB0000755 | 560211023 | 080 - 23514601/02/03 |
| Hsr Layout | Nift Compus, Site No. 21, 27Th Main Hsr Layout, Sector 1, Bangalore 560102 Karnataka | UTIB0000785 | 560211024 | 080-2572 7250/ 51 |
| Mandya | Chaitra Arcade, No.278, Sh 17 Bangalore - Mysore Road B G Layout, Mandya 571401 Karnataka | UTIB0000796 | 571211502 | 08232 - 230036/37/38 |
| Kalyan Nagar | No.30, 4Th Cross, Cmr Road Kalyan Nagar, Hrbr, 2Nd Block Bangalore 560043, Karnataka | UTIB0000734 | 560211022 | 080 - 25429085/ 86/ 87 |
| Bidadi | No. 329/356, Nalli Gudda Tank Road Bidadi, Ramanagaram Taluk & District, Karnataka, Pin 562109 | UTIB0000826 | 560211025 | 080-27282346/ 47 |
| Kushalnagar | Bhakti Mansion , Plot No.89/2, 89/2A, 89/3, Bangalore - Mangalore Road , Dist. Kodagu, Kushalnagar, Karnataka, Pin 517 234 | UTIB0001010 | 571211521 | 08276 - 271861/ 3/ 4 |
| Shanthinagar | No. 9, Ground Floor, K H Road, Shanthinagar, Bangalore, Karnataka, Pin 560027 | UTIB0001028 | 560211026 | 080 - 22117701/ 02/ 03 / 080 - 22117704 |
| Vidyaranyapura | No. 1240, G S Arcade, B E L Layout, Vidyaranyapura Main Road, Bangalore , Karnataka 560097 | UTIB0001097 | 560211027 | (080) 23646301/ 02/ 03 / (080) 23646309 |
EMI Calculator
Knowing your EMI is now no more of a hassle as an EMI Calculator is here to make your journey enjoyable. Yes, this smart and time-saving tool allows you to know your monthly installments and interest outgo in the best way. All you need to do is just enter the loan amount, interest rate and tenure into the device, it will fetch the results for you within few seconds.
To make you understand, below is the table, showing the calculations of a loan amount of ₹6 Lakh, taken for a tenure of 5 years at an interest rate of 12.49% per annum.
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
| Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
| Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
| Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
| Education Loan | Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |
About Axis Bank
Established in the year 1993 with an endeavor to offer the best services and products to all the needful, it would not be wrong to say that Axis Bank is a globally recognized name you can trust on. Yes, this private sector bank with its unique products, innovative approach and top-notch quality services ensures that each of its customers will always get nothing but the best. Being a third largest private sector bank of the country, this lender enjoys a wide presence of more than 2,959 branches across India along with 12,743 ATMs at service.
With 9 international offices spread globally, the bank deals into offering a wide variety of financial products such as Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking, etc. If we talk more about this renowned lender, whether it’s Retail, NRI, Agri & Rural, Burgundy and Priority Services, Axis Bank always satisfies one and all. However, known for enjoying a worldwide presence, how can the hi-tech city of India, i.e. Bengaluru can be left behind? Yes,that’s right! The bank also has multiple branches in this beautiful city, hence ensures that the people of Bengaluru have an enjoyable banking experinence to the fullest. Read this page below to know more about Axis Bank Bengaluru and its operations in the wonderful city.
