Axis Bank Bengaluru

Products Offered by Axis Bank in Bengaluru

If you are in Bengaluru and interested in knowing the diverse range of financial products offered by the bank in the city, you are at the right place. Right from personal loan, home loan, education loan to loan against property and car loan, the bank gets you covered to meet your varied financial needs. Know more about each product in the table mentioned below.

Basic Details of Axis Bank Loans

EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home Loan Salaried: Inividuals working in a Government or renowned Companies.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity.
Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 orsuperannuation, whichever, is earlier at the time of loan maturity.
7.60% - 8.05%₹ 3 Lakh-150 Lakh (depends on combined income)
30 YearsUpto 1% of the loan amount
Personal Loan If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank.
The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity.
The minimum monthly income of the applicant should be ₹15,000.
10.50% - 25.00%₹50,000-15,00,00012-60 Months1.50%-2% of the loan amount + GST
Car Loan Salaried
The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity.
Minimum net annual salary of individual should be ₹2,40,000 p.a.
His/her income eligibility should be based on Form 16 and latest salary slip.
He/she should have minimum 1 year of continuous employment.

The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity.
The applicanr must have a minimum business income of
7.45% - 14.50%₹ 1Lakh-Upto 85% on road-fundingUpto 7 Years ₹3,500-5,500
Loan Against PropertySalaried
An individual who is into permanent Government service or renowned company
The applicant must be 24 years of age at the time of loan commencement.
Any individual filing Income Tax returns can apply
The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity
Self-employed Professionals
All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply.
Lease Rantal Discounting(LRD)
All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.
Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.

11.40%-12.10%₹2,00,000-500,00,00015 Years1% of the loan amount+GST
Education Loan Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan.
The applicant/s should have scored atleast 50% marks during HSC and Graduation.
Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply.
15.50%-17.50% p.a.,15%-17%(for girl child)₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad)Nil

Axis Bank Branches with IFSC Codes in Bengaluru

Branch Name Complete Address IFSCMICRCustomer Care
BangaloreNo. 9, M.G. Road, Block A, 560001UTIB0000009560211002080-2537 0615/ 616
Jayanagar55/5 30Th Cross 13Th Main Jayanagar 4Th Block, 560011UTIB0000052560211003080 -26653713, 22456244/5, 64501895, 26653658/41, 25317830
Basaveshwar NagarKeers Plaza - 2000, 472, 80Ft Main Road Basaveshwar Nagar, 560079UTIB0000065560211004080-23225337/5775
YelahankaNo 688 Iii A Cross Opp.Seshadripuram College New Town Yelahanka, 560064UTIB0000094560211006080-2856 0786 / 0787/ 0797/ 0798, 4168 5800 
BanashankariNo 369, 13Th Cross, 30Th Main Rd, C.T Bed Extn Banashankari Ii Stage, 560070UTIB0000102560211005080-26798820/26794294/26798824
Indiranagar276, Hal Ii Stage , 100 Ft Road Indira Nagar Bangalore, 560038UTIB0000114560211007080-25202056/57/58
Service BranchService Ground Floor, No: 9, K H Road, Shanthinagar, 560027UTIB0000162560211001080 - 22485970/ 72 
Koramangala No.119, 80 Feet Road, 7Th Block Industrial Layout, Koramangala, 560095UTIB0000194560211008080 66671444/555/666
Malleswaram233, 2Nd Main, Sampige Road, Malleswaram, 560003UTIB0000227560211009080-23310500/0600 
Cox Town61, Wheeler Road Cox Town, 560005UTIB0000231560211010080-25801593 / 94
MarathahalliSite No. 43, Varthur Main Road Marathahalli, 560037UTIB0000300560211011080-2523 1621 / 22 
J P Nagar Ground Floor, No.6/A, J P Nagar Iii Phase, Banneragatta Main Road, 560076UTIB0000333560211012080-2658 6834/35/36
R T Nagar Ground Floor , No.174, Mla Layout R.T.Nagar Main Road, R.T.Nagar, 560032UTIB0000363560211013080-2354 2200/ 2354 3300 
VijayanagarG.G. Arcade, Service Road, No.2940/E - 5 West Of Chord Road, Opp Maruti Mandir, Vijayana, 560040UTIB0000468560211014080-2314 7744/ 45/ 55
WhitefieldCitius, First Technology Place, No. 3 Epip, Whitefield, Karnataka, 560066UTIB0000514560211015080-2841 1155/ 66
ChamarajapetSri Rama Mandira Association, No 114, 5Th Main Road, 6Th Cross, Bangalore 560018UTIB0000558560211016080-2660 5596
RajajinagarVidya Vardhaka Sangha, Saptharshidhama, First Block, Rajajinagar, Bangalore 560010UTIB0000559560211017080-2337 5556/ 2357 8546
PeenyaSri Vidya Kendra High School, National Highway 4, Peenya, Bangalore 560058UTIB0000560560211018080 - 28392777/ 28392888 
SahakaranagarGreen Country Public School, No. 106/7, Opp Kodigehally Cross Bus Stop, Bellary Road, Bangalore 560092UTIB0000561560211019080- 23620841/ 1047
Electronic CityH G Plaza, No.223/A Konappana Agrahara, Electronic City Bangalore – 560100 , KarnatakaUTIB0000677560211020080-2852 1021/ 22/ 23
MajesticPlot No. 41, Seshadri Road Anand Rao Circle Bangalore 560009 , KarnatakaUTIB0000693682211005080-22374596/97/98
Sanjay Nagar23/4, D. Rajagopal Road Sanjay Nagar, Bangalore 560094 KarnatakaUTIB0000755560211023080 - 23514601/02/03
Hsr LayoutNift Compus, Site No. 21, 27Th Main Hsr Layout, Sector 1, Bangalore 560102 KarnatakaUTIB0000785560211024080-2572 7250/ 51
MandyaChaitra Arcade, No.278, Sh 17 Bangalore - Mysore Road B G Layout, Mandya 571401 KarnatakaUTIB000079657121150208232 - 230036/37/38 
Kalyan NagarNo.30, 4Th Cross, Cmr Road Kalyan Nagar, Hrbr, 2Nd Block Bangalore 560043, KarnatakaUTIB0000734560211022080 - 25429085/ 86/ 87 
BidadiNo. 329/356, Nalli Gudda Tank Road Bidadi, Ramanagaram Taluk & District, Karnataka, Pin 562109UTIB0000826560211025080-27282346/ 47 
KushalnagarBhakti Mansion , Plot No.89/2, 89/2A, 89/3, Bangalore - Mangalore Road , Dist. Kodagu, Kushalnagar, Karnataka, Pin 517 234UTIB000101057121152108276 - 271861/ 3/ 4 
ShanthinagarNo. 9, Ground Floor, K H Road, Shanthinagar, Bangalore, Karnataka, Pin 560027UTIB0001028560211026080 - 22117701/ 02/ 03 / 080 - 22117704
VidyaranyapuraNo. 1240, G S Arcade, B E L Layout, Vidyaranyapura Main Road, Bangalore , Karnataka 560097UTIB0001097560211027(080) 23646301/ 02/ 03 / (080) 23646309

EMI Calculator

Knowing your EMI is now no more of a hassle as an EMI Calculator is here to make your journey enjoyable. Yes, this smart and time-saving tool allows you to know your monthly installments and interest outgo in the best way. All you need to do is just enter the loan amount, interest rate and tenure into the device, it will fetch the results for you within few seconds.

To make you understand, below is the table, showing the calculations of a loan amount of ₹6 Lakh, taken for a tenure of 5 years at an interest rate of 12.49% per annum.

Documents Required

Home Loan Salaried
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
Last 6 months bank statement/Passbook of the salary account
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months Bank statement for operative account both personal and business
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Personal Loan Application form
Age proof
ID proof
Income proof
Bank statement
Residence proof
Signature verification proof
Post-sanction / pre-disbursement documentation
Loan Agreement duly signed
Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Car Loan Age proof
ID proof
Application form
Residence proof
Income proof
Bank statement
Signature verification proof
Pro-forma Invoice or Rate List
Car Valuation report
RC copy in case of refinance
Post-sanction, Pre-disbursement Documentation:
Loan Agreement duly signed along with RTO set
Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS

Loan Against Property Identity Proof- VoterID/DL/PAN Card/Photo Credit Card
Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA
Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt
Guarantor Form
Copy of lease agreement for all lease rental discounting cases

Education Loan Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate.
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement
Bank Statement/Passbook of Last 6 Months.
Guarantor Form (optional)
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses

About Axis Bank

Established in the year 1993 with an endeavor to offer the best services and products to all the needful, it would not be wrong to say that Axis Bank is a globally recognized name you can trust on. Yes, this private sector bank with its unique products, innovative approach and top-notch quality services ensures that each of its customers will always get nothing but the best. Being a third largest private sector bank of the country, this lender enjoys a wide presence of more than 2,959 branches across India along with 12,743 ATMs at service.

With 9 international offices spread globally, the bank deals into offering a wide variety of financial products such as Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking, etc. If we talk more about this renowned lender,  whether it’s Retail, NRI, Agri & Rural, Burgundy and Priority Services, Axis Bank always satisfies one and all. However, known for enjoying a worldwide presence, how can the hi-tech city of India, i.e. Bengaluru can be left behind? Yes,that’s right! The bank also has multiple branches in this beautiful city, hence ensures that the people of Bengaluru have an enjoyable banking experinence to the fullest. Read this page below to know more about Axis Bank Bengaluru and its operations in the wonderful city.

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Home Loan Interest Rates January 2023
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