Top Banks 2024
Axis Bank Bhubaneswar
Last Updated : Jan. 11, 2019, 5:47 p.m.
About Axis Bank
A renowned name in the Indian banking sector and with over 2,959 branches wide spread across the nation, Axis Bank is one such name that does not need an introduction. Since its formation in the year 1993, the bank with its core banking services and unmatched products is leaving no stone unturned to give you an unforgettable experience. If we talk more about the worth of the bank, it has a total number of 12,743 ATMs including 9 international offices located across the globe. Over the years, Axis Bank with its quality customer-services and innovative approach and vision has created its own space in the industry, hence has become a trustable brand in the market today.
With its enormous products such as Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking and what not, this private sector entity ensures to cater all your needs. However, the lender is majorly into offering Retail, NRI, Agri & Rural, Burgundy and Priority Services to one and all, hence ensuring that each of its customers will get what they are looking for. Be it insurance, investment, loans, cards or corporate serviecs, Axis Bank fulfills the financial wishes of all.
Below is a table showing branch name, IFSC and MICR codes of each branch with complete address.
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Bhubaneshwar | Archbishops House Satyanagar, 751007 | UTIB0000024 | 751211002 | 0674-2522136/137 |
| Chandrasekharpur | Plot No - 7, District Centre Chandrasekharpur, 751016 | UTIB0000381 | 751211003 | 0674-274 4880/274 1866/274 1867 |
| Kalpana Square | Hotel Pushpak Kalpana Square, 751014 | UTIB0000438 | 751211004 | 0657-2508 253 |
| Shastri Nagar | Gr Fl Plot No 910 9171845 Khata No 409366 Bidyut Marg Madhusudan Nagar Unit Iv Bhubaneswar 751012 | UTIB0003089 | 751211020 | 9861156572 |
| CPRF Square | Stewart School Cprf Square Bhubaneswar 751012 | UTIB0000551 | 751211005 | 0674-256 5156/ 5449 |
| Bhubaneswar (Service Branch) | Plot No. A/69, Ground & First Floor Mallick Commercial Complex Kharvel Nagar, Bhubaneswar 751001 Dist. Khurda, Orissa | UTIB0000683 | 751211001 | (0674) 23805866/6546986 |
| Rasulgarh | Plot No.1184/2182, Bamikhal, Rasulgarh, Bhubaneswar , Orissa, Pin 751 010 | UTIB0001070 | 751211007 | (0674) 2583122(D)/222/ 422/ 522 / (0674) 2583322 |
| Samantarapur | Plot No.560, Lewis Road, Samantrapur, Ps:Lingaraj, Bhubaneswar , Orissa, Pin 751002 | UTIB0001127 | 751211008 | (0674) 2341411/611 / (0674) 2341911 |
| Janpath | Upper And Lower Ground Floor, Royale Hotels Pvt Ltd, 52/53 Janpath, Ashok Nagar, Bhubaneswar, Dist.Khurdha, Orissa, Pin 751009 | UTIB0001862 | 751211011 | (0674) 2530320/720/820 , (0674) 2530750 |
| Sahid Nagar | Ground And First Floor, 74-Sahid Nagar 6, Prince Anwar Shah Connector, Kolkata, West Bengal, Pin 700078 | UTIB0001895 | 700211086 | 9830657106 |
| Mancheswar | Am-34, Ground Floor, V.S.S.Nagar, Bhubaneswar, Dist.Khurda, Orissa, Pin 751007 | UTIB0001973 | 751211012 | (0674) 2583171 / (0674) 2583171 |
| Kalarhanga | Plot No 1890, Vill & Po. Kalarahanga, Ps:- Mancheswar, Kalarahanga, Dist.Khurdha, Orissa, Pin 751024 | UTIB0002052 | 751211014 | 06742728052/252 , 06742728552 |
| Basuaghai | Basuaghai, In Fornt Of Siridi Sai Temple, Tankapani Road, Dist. Khurda, Orissa, Pin 751002 | UTIB0002053 | 751211013 | 6742381780 |
| Jagamara | Ground Floor, Plot No: 10, Jagamara, Bhubaneswar, Dist.Khurda, Orissa, Pin 751030 | UTIB0002290 | 751211015 | (0674) 2350030/31 |
| Sampur | Ground & First Floor, Plot No: 799/1340, Sampur, Bhubaneswar, Po: Ghatikia, Dist.Khurda, Near Sum Hospital, Ps: Khandagiri, Orissa, Pin 751003 | UTIB0002502 | 751211016 | 9437306564 |
| Infosys Campus Branch | Plot No E 4 Patia Bhubaneswar Pin 751024 | UTIB0002580 | 751211017 | 2320111 |
| Patia | Gr And First Fl Ps Plaza Plot No 51617283588 Kiit Road Patia Bhubaneswar Khordha751024 | UTIB0002953 | 751211025 | 9776649549 |
| Ouat Campus Bhubaneswar | Ground Floor Ouat Colony Bhubaneswar Khandagiri Khurda Odisha Pin 751003 | UTIB0003067 | 751211018 | 9981171802 |
Products Offered by Axis Bank in Bhubaneswar
Ranging from car loan , personal loan, home to education loan and loan against property, Axis Bank is here to offer you the best of products to choose from. But you avail any of the product, it is important to know the details of each of these so as to have a hassle-free loan journey. So, without wasting any time, take a look below and know the details of the product you want to avail.
Basic Details of Axis Bank Loans
| Product | Eligibility | Interest Rate (in p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|---|
| Home Loan | Salaried: Inividuals working in a Government or renowned Companies. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity. Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank. The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity. | 8.75% - 9.15% | ₹ 3 Lakh-150 Lakh (depends on combined income) | 30 Years | Upto 1% of the loan amount |
| Personal Loan | If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank. The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity. The minimum monthly income of the applicant should be ₹15,000. | 10.49% - 21.00% | ₹50,000-15,00,000 | 12-60 Months | 1.50%-2% of the loan amount + Service Tax |
| Car Loan | Salaried The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity. Minimum net annual salary of individual should be ₹2,40,000 p.a. His/her income eligibility should be based on Form 16 and latest salary slip. He/she should have minimum 1 year of continuous employment. Self-employed Individuals The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity. The applicanr must have a minimum business income of | 7.45% - 14.50% | ₹ 1Lakh-Upto 85% on road-funding | Upto 7 Years | ₹3,500-5,500 |
| Loan Against Property | Salaried An individual who is into permanent Government service or renowned company The applicant must be 24 years of age at the time of loan commencement. Self-employed Any individual filing Income Tax returns can apply The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self-employed Professionals All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply. Lease Rantal Discounting(LRD) All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956. Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower. | 11.40%-12.10% | ₹2,00,000-500,00,000 | 15 Years | 1% of the loan amount+service tax |
| Education Loan | Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan. The applicant/s should have scored atleast 50% marks during HSC and Graduation. Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply. | 15.50%-17.50% p.a.,15%-17%(for girl child) | ₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad) | Nil |
Documents Required
| Product | Documents |
|---|---|
| Home Loan | Salaried Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16 Last 6 months bank statement/Passbook of the salary account Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. Self-employed Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card Income Proof: IT- returns for the last 2 years along with computation of income certified by CA Last 6 months Bank statement for operative account both personal and business Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord. |
| Personal Loan | Application form Photograph Age proof ID proof Income proof Bank statement Residence proof Signature verification proof Post-sanction / pre-disbursement documentation Loan Agreement duly signed Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer |
| Car Loan | Age proof ID proof Application form Photograph Residence proof Income proof Bank statement Signature verification proof Pro-forma Invoice or Rate List Car Valuation report RC copy in case of refinance Post-sanction, Pre-disbursement Documentation: Loan Agreement duly signed along with RTO set Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS |
| Loan Against Property | Identity Proof- VoterID/DL/PAN Card/Photo Credit Card Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt Guarantor Form Copy of lease agreement for all lease rental discounting cases |
| Education Loan | Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card Latest salary slip showing all deductions or Form 16 along with recent salary certificate. IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant. Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement Bank Statement/Passbook of Last 6 Months. Guarantor Form (optional) Copy of admission letter or the Institute along with Fees schedule Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses |