Axis Bank Bhubaneswar

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About Axis Bank 

A renowned name in the Indian banking sector and with over 2,959 branches wide spread across the nation, Axis Bank is one such name that does not need an introduction. Since its formation in the year 1993, the bank with its core banking services and unmatched products is leaving no stone unturned to give you an unforgettable experience. If we talk more about the worth of the bank, it has a total number of 12,743 ATMs including 9 international offices located across the globe. Over the years, Axis Bank with its quality customer-services and innovative approach and vision has created its own space in the industry, hence has become a trustable brand in the market today. 
    
With its enormous products such as  Mortgage Loans, Private Banking, Finance & Insurance, Investment Banking, Private Equity, Consumer Banking, Wealth Management, Credit Cards, Corporate Banking and what not, this private sector entity ensures to cater all your needs. However, the lender is majorly into offering Retail, NRI, Agri & Rural, Burgundy and Priority Services to one and all, hence ensuring that each of its customers will get what they are looking for. Be it insurance, investment, loans, cards or corporate serviecs, Axis Bank fulfills the financial wishes of all. 

Below is a table showing branch name, IFSC and MICR codes of each branch with complete address. 

Branch Name Complete Address IFSCMICRCustomer Care
BhubaneshwarArchbishops House Satyanagar, 751007UTIB00000247512110020674-2522136/137 
ChandrasekharpurPlot No - 7, District Centre Chandrasekharpur, 751016UTIB0000381751211003 0674-274 4880/274 1866/274 1867
Kalpana Square Hotel Pushpak Kalpana Square, 751014UTIB0000438751211004  0657-2508 253
Shastri Nagar Gr Fl Plot No 910 9171845 Khata No 409366 Bidyut Marg Madhusudan Nagar Unit Iv Bhubaneswar 751012UTIB00030897512110209861156572
CPRF SquareStewart School Cprf Square Bhubaneswar 751012UTIB0000551751211005  0674-256 5156/ 5449
Bhubaneswar (Service Branch)Plot No. A/69, Ground & First Floor Mallick Commercial Complex Kharvel Nagar, Bhubaneswar 751001 Dist. Khurda, OrissaUTIB0000683751211001(0674) 23805866/6546986
RasulgarhPlot No.1184/2182, Bamikhal, Rasulgarh, Bhubaneswar , Orissa, Pin 751 010UTIB0001070751211007(0674) 2583122(D)/222/ 422/ 522 / (0674) 2583322
SamantarapurPlot No.560, Lewis Road, Samantrapur, Ps:Lingaraj, Bhubaneswar , Orissa, Pin 751002UTIB0001127751211008(0674) 2341411/611 / (0674) 2341911
JanpathUpper And Lower Ground Floor, Royale Hotels Pvt Ltd, 52/53 Janpath, Ashok Nagar, Bhubaneswar, Dist.Khurdha, Orissa, Pin 751009UTIB0001862751211011(0674) 2530320/720/820 , (0674) 2530750
Sahid NagarGround And First Floor, 74-Sahid Nagar 6, Prince Anwar Shah Connector, Kolkata, West Bengal, Pin 700078UTIB00018957002110869830657106
MancheswarAm-34, Ground Floor, V.S.S.Nagar, Bhubaneswar, Dist.Khurda, Orissa, Pin 751007UTIB0001973751211012(0674) 2583171 / (0674) 2583171
KalarhangaPlot No 1890, Vill & Po. Kalarahanga, Ps:- Mancheswar, Kalarahanga, Dist.Khurdha, Orissa, Pin 751024UTIB000205275121101406742728052/252 , 06742728552
BasuaghaiBasuaghai, In Fornt Of Siridi Sai Temple, Tankapani Road, Dist. Khurda, Orissa, Pin 751002UTIB00020537512110136742381780
JagamaraGround Floor, Plot No: 10, Jagamara, Bhubaneswar, Dist.Khurda, Orissa, Pin 751030UTIB0002290751211015(0674) 2350030/31
SampurGround & First Floor, Plot No: 799/1340, Sampur, Bhubaneswar, Po: Ghatikia, Dist.Khurda, Near Sum Hospital, Ps: Khandagiri, Orissa, Pin 751003UTIB00025027512110169437306564
Infosys Campus BranchPlot No E 4 Patia Bhubaneswar Pin 751024UTIB00025807512110172320111
PatiaGr And First Fl Ps Plaza Plot No 51617283588 Kiit Road Patia Bhubaneswar Khordha751024UTIB00029537512110259776649549
Ouat Campus BhubaneswarGround Floor Ouat Colony Bhubaneswar Khandagiri Khurda Odisha Pin 751003UTIB00030677512110189981171802

Products Offered by Axis Bank in Bhubaneswar

Ranging from car loan, personal loan, home to education loan and loan against property, Axis Bank is here to offer you the best of products to choose from. But you avail any of the product, it is important to know the details of each of these so as to have a hassle-free loan journey. So, without wasting any time, take a look below and know the details of the product you want to avail.  

Basic Details of Axis Bank Loans 

Product
EligibilityInterest Rate (in p.a.)

Loan Amount TenureProcessing Fee
Home Loan Salaried: Inividuals working in a Government or renowned Companies.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 60 or superannuation, whichever, is earlier at the time of loan maturity.
Professionals: If you a Doctor, Engineer, CA, Dentist, Architect,CS,Cost Accountant or Management Consultant, you are eligible to apply for a home loan.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.
Self-employed: Individual filling an income tax return can easily apply for ahome with Axis Bank.
The age of the applicant/s should be 21 years at the time of taking a loan and upto a age of 65 or superannuation, whichever, is earlier at the time of loan maturity.

8.35% - 8.75%

₹ 3 Lakh-150 Lakh (depends on combined income)
30 YearsUpto 1% of the loan amount
Personal Loan If you a salaried employee, doctor or employee of public & private limited companies or Government sector employee, you can apply for a personal loan with the bank.
The age of the applicant/s should be 21 years at the time of taking a loan and 60 years at the time of loan maturity.
The minimum monthly income of the applicant should be ₹15,000.

15.50% - 24.00%

₹50,000-15,00,00012-60 Months1.50%-2% of the loan amount + Service Tax
Car Loan Salaried
The applicant must be 21 years of age at the time of taking a loan and upto 70 years of age at the time of loan maturity.
Minimum net annual salary of individual should be ₹2,40,000 p.a.
His/her income eligibility should be based on Form 16 and latest salary slip.
He/she should have minimum 1 year of continuous employment.
Self-employed Individuals

The applicant must be 21 years of age at the time of taking a loan and upto 75 years of age at the time of loan maturity.
The applicanr must have a minimum business income of

11.00% - 12.00%

₹ 1Lakh-Upto 85% on road-fundingUpto 7 Years ₹3,500-5,500
Loan Against PropertySalaried
An individual who is into permanent Government service or renowned company
The applicant must be 24 years of age at the time of loan commencement.
Self-employed
Any individual filing Income Tax returns can apply
The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity
Self-employed Professionals
All self-employed professional such as doctors, engineers, dentists, architects,CA, cost accoutants, CS and management consultants can easily apply.
Lease Rantal Discounting(LRD)
All resident individuals can apply. The lessee must however be a company as defined under the Companies Act, 1956.
Funding will be done only against ready commercial property. The same will be restricted to 85% of the net present value of the future rentals or 50% of the value of property, whichever is lower.




11.40%-12.10%₹2,00,000-500,00,00015 Years1% of the loan amount+service tax
Education Loan Students who have taken admission in courses such as engineering,medicine, management,etc at graduate and post-graduate level are eligible to apply for a loan.
The applicant/s should have scored atleast 50% marks during HSC and Graduation.
Students those who have secured admission in India or Abroad through entrance test / Merit based selection process post completion of HSC can apply.
15.50%-17.50% p.a.,15%-17%(for girl child)₹50,000-20,00,000(for studies in India), 30,00,000(for studies in abroad)Nil

Documents Required 

ProductDocuments
Home Loan Salaried
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
Last 6 months bank statement/Passbook of the salary account
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Self-employed
Identity Proof: Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Income Proof: IT- returns for the last 2 years along with computation of income certified by CA
Last 6 months Bank statement for operative account both personal and business
Residence Proof: Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.
Personal Loan Application form
Photograph
Age proof
ID proof
Income proof
Bank statement
Residence proof
Signature verification proof
Post-sanction / pre-disbursement documentation
Loan Agreement duly signed
Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

Car Loan Age proof
ID proof
Application form
Photograph
Residence proof
Income proof
Bank statement
Signature verification proof
Pro-forma Invoice or Rate List
Car Valuation report
RC copy in case of refinance
Post-sanction, Pre-disbursement Documentation:
Loan Agreement duly signed along with RTO set
Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS

Loan Against Property Identity Proof- VoterID/DL/PAN Card/Photo Credit Card
Income Proof- IT Returns sof last 2 years/Last 6 months bank statements/Last 2 years computation of income by CA
Residence Proof -Bank account statement/Latest Utility Bill/Latest NSC/Latest LIC/Insurnace Premium Receipt
Guarantor Form
Copy of lease agreement for all lease rental discounting cases


Education Loan Identity Proof: Passport/VoterID/DL/PAN Card/Government Department ID Card
Latest salary slip showing all deductions or Form 16 along with recent salary certificate.
IT returns of the last 2 years and computation of income of last 2 years certified by a Chartered Accountant.

Residence Proof : Bank account statement/Latest Utility Bill/Latest Credit Card Statement/Existing House Lease Agreement
Bank Statement/Passbook of Last 6 Months.
Guarantor Form (optional)
Copy of admission letter or the Institute along with Fees schedule
Mark sheets/pass certificates of S.S.C., H.S.C, Degree courses




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