Axis Bank Car Loan in Ghaziabad
Last Updated : March 10, 2017, 4:44 p.m.
About Axis Bank Car Loan Ghaziabad
Ghaziabad, a city located in the National Capital Region (NCR), is one of the prime business hubs of Uttar Pradesh state. The strong road and railway connectivity have made Ghaziabad a favourite location for many budding entrepreneurs to set up a business unit in the city. The city promises to be a key real estate hub with a large number of residential and commercial projects coming to the city. The closer proximity to the country’s capital New Delhi only adds to the business prospects of Ghaziabad.
The growing presence of the companies has made banks to set up their bases in Ghaziabad to cater to the requirements. Out of the banks, you can choose Axis Bank, the third largest private lender with around 3,000 branches and 13,000 ATMs. The bank is a household name now owing to its ability to develop products that capture the imagination of the masses. It has products attuned to meet your requirements. From a top most corporate client to a modest retail customer, the bank has both deposits and loans that can serve their needs to the fullest.
Ghaziabad has a long list of salaried and self-employed class of people looking to bring home their dream car. The roads here are smooth to ride on. Axis Bank offers the maximum finance to buy a car in the city of Ghaziabad. At the same time, the bank has ensured to keep the interest rates affordable to let customers enjoy a pleasant car loan repayment experience. The seamless processing and easy documentation make it all the more easy for the customers to apply at Axis Bank. All set to apply for Axis Bank car loan in Ghaziabad? Take a quick look at the details as presented below.
Axis Bank Car Loan Ghaziabad at a Glance
| Particulars | Details |
|---|---|
| Interest Rate | 7.45% - 14.50% |
| Loan Amount | Upto 85% of on-road price (New Cars) Upto 80% of the valuation amount (Used Cars) |
| Tenure | Upto 7 Years (New Cars) Upto 5 Years (Used Cars) |
| Processing Fee | ₹ 3,500-5,500 (Both New & Used Cars) |
| Pre-payment Charges | 5% of the Principal Outstanding after 180 days from date of disbursement and 10 % of the Principal Outstanding upto 180 days from date of disbursement |
Eligibility Criteria
Below are the eligibility criteria that you should consider to get your car loan application approved.
- Salaried would have to attain a minimum age of 21 years to apply for a car loan . While by the loan expires, the maximum age permitted is 70 years. Self-employed, on the other hand, must be a minimum of 18 years at the time of application and a maximum of 75 years at loan maturity.
- Minimum net annual income should be ₹ 1,80,000-2,40,000.
- While salaried must have a 1-year of continuous employment, self-employed should stay for atleast 3 years in the same line of business.
Documents Required
For Salaried
- Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
- Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
- Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
- Signature Verification Proof-PAN Card/Passport/Driving License
- Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
- Pro-forma Invoice or Rate List
- Car Valuation Report In Case of Used Cars
- Duly Signed Loan Agreement Copy with RTO Set
- Processing Fee Cheque
- Post-dated Cheques, ECS Mandate Form Duly Signed
- Photographs
For Self-employed
- Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
- Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
- Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
- Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
- Signature Verification Proof-PAN Card/Passport/Driving License
- Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
- Pro-forma Invoice or Rate List
- Car Valuation Report In Case of Used Cars
- Duly Signed Loan Agreement Copy with RTO Set
- Processing Fee Cheque
- Post-dated Cheques, ECS Mandate Form Duly Signed
- Photographs
Looking for additional information? Visit Car Loan Ghaziabad
Branch Addresses of Axis Bank Car Loan in Ghaziabad
| Branch Name | Complete Address | IFSC | MICR | Customer Care |
|---|---|---|---|---|
| Ghaziabad | Plot No 3, N - 30 Ambedkar Road Nehru Nagar Ghaziabad (U.P.), 201001 | UTIB0000095 | 110211014 | 0120-2756536/46 |
| Indirapuram | Bg - 1, Bf - 1, Aditya City Centre Plot No. 3, Vaibhav Khand, Indirapuram, Ghaziabad 201012 , Uttar Pradesh | UTIB0000636 | 110211055 | 0120-260 5062/ 63 |
| Vaishali | Mahalaxmi Metro Tower Shop No.G - 5, G - 6, G - 7 & Lg - 6 C - 2, Sector - 4, Vaishali Ghaziabad 201002 Uttar Pradesh | UTIB0000715 | 110211061 | 0120-4568798 |
| Hapur | Ground Floor, Municipal No. 21 - 23 Ward No. 9, Meerut Road , Hapur Dist. Ghaziabad , Uttar Pradesh 245101 | UTIB0001020 | 245211002 | 0122 - 2306331/ 32/ 35 |
| Raj Nagar | Plot No. D - 46, Raj Nagar Distt. Centre, Ghaziabad , Uttar Pradesh, Pin 201002 | UTIB0001082 | 110211079 | (0120) 6492825/ 26/ 27 |
| Sahibabad | Ground Floor And Basement, Plot No.1, Sector 5, Rajendra Nagar, Sahibabad, Ghaziabad , Uttar Pradesh, Pin 201010. | UTIB0001263 | 110211102 | (0120) 2639821/ 22/ 23/ 24/ 25 |
| Vasundhara | Ground Floor, Kumar Residency Plaza, Plot No.Ml 1, Sector 11, Vasundhara, Main Road, Ghaziabad, Uttar Pradesh, Pin 201012 | UTIB0001812 | 110211127 | (0120) 2880411/13/14/16 |
| Navyug Market | Basement & Ground Floor, Navyug Market, Ghaziabad Building No.62, Navyug Market, Ghaziabad, Uttar Pradesh, Pin 201012 | UTIB0001986 | 110211139 | (0120) 4206511/4207511/4208511/4209511, (0120) 4131511 |
| Modinagar | Ground Floor & First Floor, Khasra No.701, Building No. 79, Srinagar Colony, G.T. Road, Modinagar, District Ghaziabad, Pin -201201 | UTIB0002206 | 201211002 | 01232-220251-52 |
| Muradnagar | Ground Floor, Property No. 578 To 582, Shimla Market, Near Petrol Pump, Ukhlarsi, Delhi Meerut Road, Dist. Ghaziabad, Tehsil. Modinagar, Uttar Pradesh, Pin 201206 | UTIB0002498 | 201211501 | 9873786958 |
| Pilkhuwa | Ground Floor Khasra No 1565 Mindelhi Garh Roadpilkhuwa Ghaziabad Pin 245304 | UTIB0002678 | 245211003 | 2320102 |