Axis Bank Car Loan in Ghaziabad

About Axis Bank Car Loan Ghaziabad

Ghaziabad, a city located in the National Capital Region (NCR), is one of the prime business hubs of Uttar Pradesh state. The strong road and railway connectivity have made Ghaziabad a favourite location for many budding entrepreneurs to set up a business unit in the city. The city promises to be a key real estate hub with a large number of residential and commercial projects coming to the city. The closer proximity to the country’s capital New Delhi only adds to the business prospects of Ghaziabad.

The growing presence of the companies has made banks to set up their bases in Ghaziabad to cater to the requirements. Out of the banks, you can choose Axis Bank, the third largest private lender with around 3,000 branches and 13,000 ATMs. The bank is a household name now owing to its ability to develop products that capture the imagination of the masses. It has products attuned to meet your requirements. From a top most corporate client to a modest retail customer, the bank has both deposits and loans that can serve their needs to the fullest.

Ghaziabad has a long list of salaried and self-employed class of people looking to bring home their dream car. The roads here are smooth to ride on. Axis Bank offers the maximum finance to buy a car in the city of Ghaziabad. At the same time, the bank has ensured to keep the interest rates affordable to let customers enjoy a pleasant car loan repayment experience. The seamless processing and easy documentation make it all the more easy for the customers to apply at Axis Bank. All set to apply for Axis Bank car loan in Ghaziabad? Take a quick look at the details as presented below.

Axis Bank Car Loan Ghaziabad at a Glance

ParticularsDetails
Interest Rate

11.00% - 12.00%

Loan AmountUpto 85% of on-road price (New Cars)

Upto 80% of the valuation amount (Used Cars)
TenureUpto 7 Years (New Cars)

Upto 5 Years (Used Cars)
Processing Fee₹ 3,500-5,500 (Both New & Used Cars)
Pre-payment Charges5% of the Principal Outstanding after 180 days from date of disbursement and 10 % of the Principal Outstanding upto 180 days from date of disbursement

Eligibility Criteria

Below are the eligibility criteria that you should consider to get your car loan application approved.

  • Salaried would have to attain a minimum age of 21 years to apply for a car loan. While by the loan expires, the maximum age permitted is 70 years. Self-employed, on the other hand, must be a minimum of 18 years at the time of application and a maximum of 75 years at loan maturity.
  • Minimum net annual income should be ₹ 1,80,000-2,40,000.
  • While salaried must have a 1-year of continuous employment, self-employed should stay for atleast 3 years in the same line of business.

Documents Required

For Salaried

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
  • Pro-forma Invoice or Rate List
  • Car Valuation Report In Case of Used Cars
  • Duly Signed Loan Agreement Copy with RTO Set
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs

For Self-employed

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
  • Pro-forma Invoice or Rate List
  • Car Valuation Report In Case of Used Cars
  • Duly Signed Loan Agreement Copy with RTO Set
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs

Looking for additional information? Visit Car Loan Ghaziabad 

Branch Addresses of Axis Bank Car Loan in Ghaziabad

Branch NameComplete AddressIFSCMICRCustomer Care
GhaziabadPlot No 3, N - 30 Ambedkar Road Nehru Nagar Ghaziabad (U.P.), 201001UTIB00000951102110140120-2756536/46
IndirapuramBg - 1, Bf - 1, Aditya City Centre Plot No. 3, Vaibhav Khand, Indirapuram, Ghaziabad 201012 , Uttar PradeshUTIB00006361102110550120-260 5062/ 63
VaishaliMahalaxmi Metro Tower Shop No.G - 5, G - 6, G - 7 & Lg - 6 C - 2, Sector - 4, Vaishali Ghaziabad 201002 Uttar PradeshUTIB00007151102110610120-4568798
HapurGround Floor, Municipal No. 21 - 23 Ward No. 9, Meerut Road , Hapur Dist. Ghaziabad , Uttar Pradesh 245101UTIB00010202452110020122 - 2306331/ 32/ 35
Raj NagarPlot No. D - 46, Raj Nagar Distt. Centre, Ghaziabad , Uttar Pradesh, Pin 201002UTIB0001082110211079(0120) 6492825/ 26/ 27
SahibabadGround Floor And Basement, Plot No.1, Sector 5, Rajendra Nagar, Sahibabad, Ghaziabad , Uttar Pradesh, Pin 201010.UTIB0001263110211102(0120) 2639821/ 22/ 23/ 24/ 25
VasundharaGround Floor, Kumar Residency Plaza, Plot No.Ml 1, Sector 11, Vasundhara, Main Road, Ghaziabad, Uttar Pradesh, Pin 201012UTIB0001812110211127(0120) 2880411/13/14/16
Navyug MarketBasement & Ground Floor, Navyug Market, Ghaziabad Building No.62, Navyug Market, Ghaziabad, Uttar Pradesh, Pin 201012UTIB0001986110211139(0120) 4206511/4207511/4208511/4209511, (0120) 4131511
ModinagarGround Floor & First Floor, Khasra No.701, Building No. 79, Srinagar Colony, G.T. Road, Modinagar, District Ghaziabad, Pin -201201UTIB000220620121100201232-220251-52
MuradnagarGround Floor, Property No. 578 To 582, Shimla Market, Near Petrol Pump, Ukhlarsi, Delhi Meerut Road, Dist. Ghaziabad, Tehsil. Modinagar, Uttar Pradesh, Pin 201206UTIB00024982012115019873786958
PilkhuwaGround Floor Khasra No 1565 Mindelhi Garh Roadpilkhuwa Ghaziabad Pin 245304UTIB00026782452110032320102

 

People Also Look For

Personal Loan Interest Rates June 2018
Bajaj Finserv 10.99% - 16.00%
Fullerton India 14.00% - 33.00%
HDFC Bank 11.25% - 21.25%
ICICI Bank 10.99% - 18.40%
IndusInd Bank 10.99% - 16.00%
Kotak Bank 10.99% - 20.99%
RBL 13.00% - 18.00%
Standard Chartered Bank 10.99% - 14.49%
Tata Capital 10.99% - 18.00%
Home Loan Interest Rates June 2018
State Bank of India/SBI 8.45% - 9.00%
HDFC 8.50% - 9.15%
Bank of Baroda 8.45% - 9.45%
LIC Housing 8.45% - 8.90%
PNB Housing Finance 8.40% - 8.99%
ICICI Bank 8.50% - 9.05%
Axis Bank 8.40% - 8.75%
Citibank 8.40% - 9.20%
Indiabulls Housing Finance Limited 8.50% - 10.80%
Kotak Bank 8.60% - 8.70%
DHFL 9.05% - 9.95%
Reliance Home Finance 8.75% - 10.00%
EMI Calculator