Axis Bank Car Loan in Guwahati

About Axis Bank Car Loan Guwahati

Axis Bank is the third largest private sector bank in India, a fact you would know. But very few would know that the history of the bank is more than a 2-decade old story. The bank commenced operations in 1994 backed up by Unit Trust of India, National Insurance Company Ltd., Life Insurance Corporation (LIC) and General Insurance Corporation (GIC), to name a few. Now the shareholding pattern has undergone a major with mutual fund institutions, FIIs, corporate bodies, individual investors controlling 70% of the stake in the bank. The remaining 30% is with New India Assurance Company Ltd., Oriental Insurance Company Ltd., and United India Insurance Company Ltd.

The bank provides an extended line of financial products for the customers to choose from. The car loan offered by the bank comes has what it takes to drive the consumers all the way to the showrooms. The maximum finance at pocket-friendly interest rates has been the hallmark of Axis Bank’s car loan offer. In addition, the bank keeps improving the quality of its services to add to its growing list of car loan customers. Not to forget the hassle-free loan processing and simple documentation that draws the customers closer towards Axis Bank, which currently owns around 3,000 branches and 13,000 ATMs across the country.

Within the geographical coverage of Axis Bank in India’s landscape, Guwahati also comes in the list. The desire to roam around the roads of Guwahati would always remain strong in the mind of the city’s car lovers. Axis Bank has about 10-15 branches in your city Guwahati. Looking to grab the car loan offer of Axis Bank in Guwahati? Below are the details to look forward to.

Axis Bank Car Loan Guwahati at a Glance

ParticularsDetails
Interest Rate

11.00% - 12.00%

Loan AmountUpto 85% of on-road price (New Cars)

Upto 80% of the valuation amount (Used Cars)
TenureUpto 7 Years (New Cars)

Upto 5 Years (Used Cars)
Processing Fee₹ 3,500-5,500 (Both New & Used Cars)
Pre-payment Charges5% of the Principal Outstanding after 180 days from date of disbursement and 10 % of the Principal Outstanding upto 180 days from date of disbursement

Eligibility Criteria

Want to get your car loan application approved by Axis Bank in Guwahati? Below are the points you must follow.

  • Salaried would have to attain a minimum age of 21 years to apply for a car loan. While by the loan expires, the maximum age permitted is 70 years. Self-employed, on the other hand, must be a minimum of 18 years at the time of application and a maximum of 75 years at loan maturity.
  • Minimum net annual income should be ₹ 1,80,000-2,40,000.
  • While salaried must have a 1-year of continuous employment, self-employed should stay for atleast 3 years in the same line of business.

Documents Required

For Salaried

Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport

  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-Salary Slips of Last 3-6 Months, Form 16 for Last 2 Years, 6-month Bank Statement
  • Pro-forma Invoice or Rate List
  • Car Valuation Report In Case of Used Cars
  • Duly Signed Loan Agreement Copy with RTO Set
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs

For Self-employed

  • Identity Proof-PAN Card/Voter ID/Aadhaar Card/Passport
  • Residence Proof-Aadhaar Card/Passport/Voter ID/Utility Bill
  • Business Establishment Proof-Any of the Indirect Tax Registration Copy, Utility Bills of Shops
  • Age Proof-PAN Card/Voter ID/Aadhaar Card/Educational Certificates
  • Signature Verification Proof-PAN Card/Passport/Driving License
  • Income Proof-ITR, Profit & Loss Account Statement and Audited Balance Sheet for the Last 2-3 Years
  • Pro-forma Invoice or Rate List
  • Car Valuation Report In Case of Used Cars
  • Duly Signed Loan Agreement Copy with RTO Set
  • Processing Fee Cheque
  • Post-dated Cheques, ECS Mandate Form Duly Signed
  • Photographs

Looking for additional information? Visit Car Loan Guwahati

Branch Addresses of Axis Bank Car Loan in Guwahati

Branch NameComplete AddressIFSCMICRCustomer Care
GuwahatiChibber House G S Road, Dispur, 781005UTIB00001407812110020361-2340522
PaltanbazarCommercial Building A T Road, 781001UTIB00003757812110030361-273 4035/ 37/ 38
Fancy Bazar, AssamFancy Bazar, Ss Road Guwahati 781001 , AssamUTIB00006087812110040361-273 0209/ 11
NoonmatiD & H Tower, Near Bamunimaidan New Guwahati, Noonmati Dist. Kamrup Metro, Pin 781021UTIB00007227812110050361 - 2650238/2650239/2650243/44
Beltola, GuwahatiMegha Plaza, Basistha Chariali Beltola, Guwahati, Dist. Kamrup Assam, Pin 781029UTIB00008607812110060361- 2306221/ 25/ 28/ 29/ 30
Khanapara1 St Floor, Six Mile, Milestone Building, G.S. Road , Khanapara, Dist.Kamrup, Guwahati , Assam , Pin 781022.UTIB0001297781211007(0361)2339970/71 (0361) 2339972
Zoo RoadFirst Floor, Parnil Palace, Zoo Road, Tiniali, Guwahati, Dist.Kamrup Metro, Assam , Pin 781024.UTIB0001298781211008(0361) 22019/84/85/86 (0361) 2201880
SilpukhuriLakshmi Service Station, Gnb Road Silpukhuri, Dist.Kamrup Metro , Assam , Pin 781003UTIB0001442781211009(0361) 2669821/ 24/ 25 (0361) 2669823
Service Branch, GuwahatiPaltan Bazar Branch Annexe, Commercial Building , A T Road , Guwahati, Dist. Kamrup , Assam , Pin 781001UTIB0001190781211001(0361) 2735516 9435040220
MaligaonMaligaon Charili, Near Overbridge, Guwahati, Dist. Kamrup Metro, Assam, Pin 7810011UTIB0001669781211010
HatigaonGround & 1St Floor " Integrity Towers" , Flower Lane Near Little Flower High School, Hatigaon Guwahati-781038UTIB00021817812110110361-2620074/75/76/78/79-

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